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ols style £20 notes
Hi, Anyone know when they go out of circulation?
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Investing in gold
Some of my friends have suggested that it is worth investing in gold as it is on the rise and could double over the next few years. Any advice
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FSCS discussion
As I understand it, banks and building societies pay a proportion of their deposits into the FSCS to provide a fund to protect depositors in the event of a financial institution going bust. Do the percentages paid vary according to an institution's perceived risk of default? If not, this seems grossly unfair on those…
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Bristol & West Childrens Account
Hi all Really need some help, My mum has unearthed a Bristol and West B/S Snoopy passbook in my name. Last paid into Oct 1987. Any ideas how to claim this money? Do I speak to B&W directly? As I think Britannia have now taken over their savings, any help would be appreciated :D Thanks Laura
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Anglo-Irish 1yr fixed bond 6.75%
Found this by trawling through various sites, apologies if its already been mentioned http://www.angloirishbank.co.uk/personal/fixed-rate-bond-accounts.asp
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withdrawing from a post office account
HI everyone, My daughter has a post office Investment account. She would like to withdraw some money, and I can't understand whether to send the passbook with the request form or not! She is withdrawing cash. The instructions say "don't send us your passbook, unless you are applying for deposits not yet entered in your…
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ISAs, investments and moving abroad
Hi all, I am thinking of leaving the UK in about a year's time and would like to clarify some things about my Stock ISA/ Investment accounts. From what I gathered: - I will be able to keep my ISA account but won't be able to contribute to it anymore after I leave. - Any capital gain after I leave will be taxed in the…
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Fears over safety net (Icesave)
Interesting article in The Times today. http://business.timesonline.co.uk/tol/business/money/savings/article3340738.ece UK SAVERS investing in Icesave, the Icelandic internet-only bank, could face delays receiving compensation if it suddenly ran out of cash. Savers who use banks solely regulated by UK authorities will…
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Help! Large amount of inheritance - where do I put it?
I am receiving over 100 grand of inheritance soon and am getting confused as to where to put it. It will only be somewhere for a short time as I am going to use it as a deposit for a house so we're talking months. I've been wading through the stuff on ISAs but am not clear if they're for large amounts or not? I've got…
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Help! where to put my savings?
Hi I am being left about 5 grand inheritance. What is the best way to save this money and gain profit from interest? Any suggestions?
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Hartford Gold Flexible Investment Bond
Hi Anyone had any experience with Hartford Gold ... I'm thinking of investing a substantial money into their Investment Bonds Cheers
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IFA Only Platforms
I'm in my twenties and just come into some money which I'm planning on investing. I've spoken to an IFA and received their advice. I'm happy with my risk profile and the funds recommended, but I'm a bit unsure about using an IFA only platform. What are the pros and cons of this kind of platform? I'm quite happy to look…
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Denied Savings Account!
I was declared bankrupt in November. I am on the road to recovery but not yet discharged. I want to open a savings account to deposit "spare" cash and build up a sum to help towards buying a "new" second-hand car. I have been refused a savings account on the applications I have made so far. Does anyone know of a savings…
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What would you do?
I need some advice please.... I did have over £30k in savings but have lost most of this in an attempt to make a baby unsuccessfully through necessary fertility treatments. As a result I have now only got £6k which is currently tied up with no easy access but no penalties for withdrawing. I am happy to withdraw these funds…
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Can you pay less tax by setting up a offshore limited company for share trading?
I was wondering if this is possible if anyone has done it. At the moment when I take profits from one trade and put it into another trade I have to pay CGT. If I could trade over here but offshore this would prove an exponential benefit to myself, not having to pay tax on dividends or CGT my business could grow a lot…
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How to invest £130k for approx 12-18 months, need max 2 months access
Hello everybody I will have £130k to put into a savings account very shortly. My wife and I are just into the upper tax bracket and we have no dependants/children. We are not looking for a long term plan but one where we can access the money within a two month notice period without a penalty. We are looking to buy a house…
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Child Savings and Tax Question
Hi, I am not sure if this should be on here or the cutting tax board but please move if required, My wife and I save for our children, currently have the Halifax regular saving account (have used for last 2years) Each year had around £57 interest added and the total has been moved across to the Halifax save for it account…
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inverstments
we are moving out to spain and have sold our house i need to invest £50,000 but would like to earn as much interest as possible, any help in the best type of investment would be really helpfull we are taking enough money to last us 3 years so dont need to have instant access to the rest for a bit,have been to my own bank…
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Alliance & Leicester savings a/c, Quidco
Applied for this account through Quidco about a fortnight ago (supposed to be £20 cashback). Confirmation from A&L today that account is all now fully open etc, but still nothing even tracking on Quidco. Can any others confirm it is also taking them this long, or should I get Quidco on the case? Thanks!
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Fixed rate - Notice Accounts
Hi, I'll soon be in a position to open two Fixed Rate A/cs with £35k in each. I'll have other A/cs for ISA and instant access. My question is to those that have been saving (in Fixed Rate A'cs) for some time. Initially I was tempted to open two a/cs with a fixed rate for 1 year, allowing me the option switching banks each…
