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NS&I Sort Code
I am looking to transfer my Direct ISA to a new provider, does anyone know the bank sort code for NS&I Direct ISA? Grateful for your assistance.
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Just a little help with shares
Hi All, First i would like to say that i know nothing at all about shares, how they work, and what they meen. The company im about to start work for has an employee share scheme where i can buy into company shares tax and NI free each month out of my pay. For each share i buy, the company will give me one (to the value of…
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Microsoft Money (2002) - Banking delays?
http://forums.moneysavingexpert.com/showthread.html?p=7593423#post7593423 Quick question for MSM 2002 users - is there a quck way of introducing the 3-5 day transfer delay in transfers? Full question on the Techie Stuff thread linked above.
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B&B Internet Saver 2 - 6.40% AER - Confirmed
Picked up a rumour that Bradford and Bingley are launching another version of their recent Internet Saver on Friday that will again be paying 6.40% AER. Looks liken this could be the best account around with all the rates dropping since the base rate decrease. Will keep an eye on their site and put a link up on Friday if…
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Saving Interest free Overdrafts?
I was just wondering whether there is any reason I could not take out the Alliance and Leicester account with the 0% overdraft, take out the 2500 and put it in a mini cash ISA or a high interest savings account, even drip feeding into a regular savings account, and then pay it back after 12 months? As long as I paid the…
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How do I check if a share certificate from 1963 is still valid?
I have found a share certificate from 1963 for ICI in my late Father's name. Does anyone know how I can check to see if the shares are still held? Also, my Dad died shortly after going bankrupt in 1999. If these shares are still valid will the money go to the receivers or can I get the shares transferred to my name? Any…
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New interest and condition on A&L DirectSaver and eSaver
Hi, Just spotted new interest rates on A&L DirectSaver down from 6.3% to 6% eSaver unchanged at 6.5% including 0.35% bonus to 31/01/09 BUT possible good news - new condition on both account:- Free withdrawals in July. No interest is earned on the account balance for any other month in which a withdrawal is made.
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Do I change all my accounts?
Hi, I am trying to work out where to put about £1000 a mth where I can get at it after about a yr to pay off my cc. At the moment I prob have the worst accounts all with HSBC. The interest is awful I know!! It is easy to transfer money etc - so I have stuck with them. Am I best to go with the ICIC account? I don't really…
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Transferring PEPS
About 9 years ago I invested £7,000 in a PEPS. I have received approximately £120 per quarter in dividends since then. I now realise that the initial investment is only worth roughly £6,000 and wish to transfer this money to another more lucrative account which still preserves its tax free status. Since my original…
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Next issue NS&I index linked certs
Has anyone got any idea when the next issues are likely to be coming along? Its like waiting for the kettle to boil! :)
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Managing your funds
Hi and happy new year :beer: I'm looking to invest some money into funds, I know what types of funds I want to invest in how much etc. However I have a should I expect to be able to login to there sites and see the position of my account at the point in time or at least as of yesterday ?
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Premium Bonds - Winning a BIG prize
If you win a BIG prize - say the 1 million - how do you get paid? I would guess you need to send your bond in for verification, so if any BIG winners are reading this could they post a reply as to how a BIG prize gets piad. My biggest was £1000 and I just received it through the post like any smaller prize. Cheers fj
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B&B e-Bond
If you have a B&B account and you wish to apply for the e-Bond, do you need to go through all the hassle of sending them documentation and a signed application form?
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US Dollar account
Has anyone any advice on best option for getting US dollars/paying US bills? Son is going to spend a year at a US university next September onward and we will be visiting him a couple of times. With exchange rates for dollar good at moment, I wondered about buying dollars now. Can I get an interest bearing US Dollar…
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Premium bonds help
Thinking of buying some. In the literature it tells you that you are entered in the draw "one calendar month" after purchase. Does this mean if I had bought them on the 8th of jan (allowing for the 7 day lead time for card to clear) that they would go in the 9th feb draw or would I have to wait for the draw in march. ie…
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Alliance and Leicester Direct Saver Withdrawal Query
The above account states that "To encourage long term savings, no interest is earned for any month in which a withdrawal is made". Does anyone know if the month is from 1 - 31 of month or does the month start on the date the account was opened so for example month runs from say 15th - 14th of month?
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Loughborough Regular Saver +
No great surprise here, the above has come down from 8.25% to 8% from 1st January
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Chelsea Building Society Fixed Rate Bond 6.90%
Hello! I was talking to the Chelsea Building Society on Monday, and they told me this coming Saturday they would be releasing a new 1 year Fixed Rate Bond offering 6.90% Gross (5.52% net) it's fixed until March 09. (min opening balance £1,000) Check their site on Saturday to download the app form or call them to get one…
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Halifax Websaver maturing soon
I have a halifax websaver (fixed at 6.71%) which matures in a couple of weeks. Am I correct in saying the money is transfered back to my current account?.. this happens to be halifax!! Or is there anyway I can keep it going.. or do i need to open another websaver account and start afresh? Thanks
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Profiting from financial distress?
Where do peeps see opportunities for profit as a result of corporate and personal financial distress. We have the bond from London Scottish Bank which doesn't have enough capital to satisfy the regulator. What else? Is there money in pawnbrokers, debt collectors or funds to buy distressed BTL out at fire-sale prices?
