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Interest calculations
Hi I'm looking to invest $20,000NZD and need your help in finding the most benefical way of doing this! The options I'm considering: 1. Invest $20,000NZD for 12 months at 8.75% gross. Interest to compound quartely into same investment. 2. Invest $20,000NZD for 12 months at 8.75% gross. Interest to be paid monthly into an…
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Referal requested for A&L reg saver
Hi Folks, I can't seem to find the usual thread with the list of A&L referers, so if someone would be so kind to point me in the right direction or make their offers. My choice will be to go with someone who I trust - probably a name I recognise and someone who has been on the forum a while. I'd also expect a certain…
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HiSave Accouont with ICICI
I've just set up one of these and when I got the login and passwird details I closed the account as they simply comprise of numeric strings which you can not change to something safer. Numeric strings are very unsafe for online banking and can be easily broken. Otherwsie ICICI proved very efficient and kept me well infomed…
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Some feedback please
I've been reading alot of the threads on this forum with interest and have enjoyed the input from many a poster. I currently have the full amount in a NS&I cash ISA and am in a position to dip my toe into a S&S ISA. I can afford £200/month and am planning on drip feeding £50/month into 4 funds and then at a later date…
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Icesave in bed with Bradford and Bingley?
Having recently opened both a B&B Internet Saver and Icesave accounts a remarkable similarity has emerged. The User ID formats and account numbering schemes for both banks are so close to identical that it cannot be a coincidence. The fact that an email enquiry to Icesave was met with a thunderous silence only reinforces…
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ICESAVE Question
When I transfer money to ICESAVE the money goes into the account but shows as uncleared. How long does it take to clear? Also whilst its sitting in my account uncleared is it earning interest? Thanks in advance.
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Former Portman accounts/experiences of items claimed not received/lost
seen a few posts in last few months where people had sent former portman books/and/or instructions to bournemouth and had received either claims of not received or items lost in bournemouth , thought it might aid those who are making complaints if experiences were collated in one thread. for starters, latest twist to my…
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Barclays shares suspended 'temporarily'
Hmmm, dropped 9.1% in the morning and then suspended from trading: http://www.bloomberg.com/apps/news?pid=20601102&sid=aqdsEY9MqcjE&refer=uk Doesn't look good - they've been the subject of much speculation about sub-prime losses for months. Rumours said a 10bn write-down but they've denied that. Royal Bank of Scotland is…
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Average savings rate over the last 25 years
:eek: Can anyone help- I need to work out the average compounded interest on savings over the past 25 years. I.E if I had put £500 in a building society savings account 25 years ago- what would it be worth now? It's just too mind boggling for me- I don't know how to start workng it out. :confused: Can any maths genius…
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Advice on savings account for baby + investing Government trust fund voucher
Hello, I was wondering if anyone can give me some advice on what is the best savings account to open for a baby. I actually want to open 2 accounts, one to deposit his £250 voucher from the government and another for unlimited deposits from grandparents, friends etc. There are so many different accounts out there and…
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Old Building Society Accounts
Hi, I have came across some old building society books of mine and my fathers for the Sunderland and Shields Building Society and the TSB dating back to 1984. Is there any information which will tell me who these are now part of and whether any windfall or shares would have been allocated to us or if there was any…
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Chelsea BS 6.65% (2 Year) ClicknSave (20th Issue)
I hope other carpetbaggers like myself will be delighted with this new account from Chelsea. http://www.thechelsea.co.uk/html/savings/invest_ccns20_intro.html
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Where would you put your £4000 mini-shares ISA money?
Hi - I am thinking of investing in a mini-shares-ISA, and wondered if people on this board had any advice or recommendations. This could be about specific products, but I'd also be interested in general philosophy (money-wise) about saving for retirement. My situation: Early 40's. Reasonable job. Cash-ISA sorted. I've have…
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Advice Please.
A relative of mine has recently come into some money (45000) and wishes to place this in a saving/ investment mix. They are over pensionable age and wish to utilise all available options. They have expressed a wish to put some money aside for my two children as well. I have read the info from Martin but just wondered if…
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Which Is Best Interest ??
I have just lifted my savings from ING Direct and deposited them in Sainsburys bank but I'm not convinced it is the right thing to do. You see, ING pay only 4.5% interest and Sainsburys pay 6.25% per annum. I can do my maths but the thing is, ING pay the interest monthly and Sainsburys pay the interest annually. I'm sure I…
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First time investor
Hi, im looking for a bit of advice. Im looking to invest around £300 into shares. Hoodlessbrennan seems to be the best thing to do this on. I was wondering if anyone could guide me in the best way to use the money, should i buy a lot of shares in one company or split it up between a few? also is it best to just keep the…
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What the hell to do with savings now?
Dollar stuffed Pound very dodgy Euro, (the Mark's replacement) a bit of a myth strength wise? Gold? I don't trust it Ok, I'm 65 & retired. I don't have mortgages. I have a employers pension & a state pension. I live a very simple life in a very small house on a small farm in Portugal. All very nice, but I think the game is…
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child bank account help
Can any one recomend a childrens account to run along side a ctf that has a high interest rate ? It can be without access as this will not be touched till he is 18 years old . He is just shy of his second birthday if that matters ! many thanks for you advice !Chris ....
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ICICI ISA Imminent
http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=426082&in_page_id=7
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Interest while money is being transfered
Hi fellow MSExperts, I was just wondering if you lose any interest on money that is being transferred from one bank to another. I transfer £500 from my ICICI HiSave account (6.41%) to my A&L Premier Direct Current Account (6.5%) each month. Do I lose interest on the money while it is being transferred? If not, who do I get…
