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What to do with $5000 ??
I have recently received $5000 which I need to invest, but don't know the best way to go about it. Do I need to convert it into Sterling before I can do anything, and also to get the best returns, or is there anything available as a dollar investment? There will obviously be some commission in exchanging such a large…
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Invest or Save?
My girfriend an I have recently received a windfall. After paying off our debts we now have £70,000 to invest or save. We're not sure about taking the risk of investing in stocks and shares and want more than 5% interest that the banks offer. I've checked round the site but can't see anything that isn't for regular…
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Drawing down on ISA's
Hi All Reading loads of comments that people should not draw down on their ISA's if at all possible. At what stage do people think it appropriate to draw down on their ISA's.? I have mine so that in about 15 years time I'll have a nice lump sum to pay off mortgage but I see alot of commentators on the board think this…
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Q on Terms and Conditions for savings acc
Hello everyone, I found this in the Post Office's T&C for their deposit saving accounts, Please can someone decipher what this section of the T&C means, quotes are in bold: Data Protection The data you provide will be held and processed by us at all times in accordance with the Data Protection Act 1998 (the Act) and may be…
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transfer cash isa
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ISA interest query
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Skipton Building Society
Has anyone had any experience of using Skipton Financial Services Limited (SFS) through Skipton Building Society
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Savings account needed for next year...
Hi All Come the new year I'll be looking to open a savings account. I'm after one which obviously pays a good rate of interest and has online management. I won't need to get at it instantly so it could be a notice account. I've not got an ISA account yet so maybe this would be in the running. I'd probably end up saving…
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Investing for children
I have £10k that i would like to invest on behalf of my two month old son. I'm thinking of investing in some shares rather than just putting it in a bank account but i haven't the first idea about what, where or how. I'm willing to take some risk. Any advice greatly appreciated!
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US dollar a/c
Sorry if this has been covered before..... I want to take advantage of the current weakness of the US dollar. I need to retain the flexibiliy and fluidity that a cash account allows, so: Is there the equivalent to our high interest internet accounts in dollars? That way one would take advantage of a resonable interest…
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Not happy with Icesave!
Hiya, Just want to ask what you guys would do, I transferred £600 from one of my savings accounts with Icesave, got to the bit where it asks if you want to do it by Chaps it will be £30, well didnt want that so carried on, noticed that the cash went straight into my bank so looked at my Icesave, they've only gone and…
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I'm after a savings account where.....
...i can't withdraw any money for a certain period, i.e - 10 months. I want to be able to save 350pounds a month for 10 months but I've always given into temptation in the past and just blew the cash or 'dipped' into it till there's a nil blance Is there a savings account where you can't withdraw any money unless you give…
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Best Place to Keep Income Tax?
I am self-employed, and thus am on self-assessment, so don't pay tax monthly but in one lump sum at the end of the year (first january after the march tax year end) Where is the best place to stash this cash until I have to give it to the tax man? is an isa the best place? what do others do?
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World Crash….is Cash Safe???
Hi all As the world goes into financial meltdown, where is it safe to put cash??? If you had £200k, where would you put it? I think spreading the risk would be a good idea. Any thoughts?
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CeFA
Well, I took and passed my first CeFA module today. I just wanted to thank everyone who contributes to this area for getting me interested in the subject of investments and financial advice, and also for pointing out my glaring errors when they arise. It's all good for the learning process! Module 2, here I come!
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Scottish Widows
Help please?! I opened 5 years ago a Guaranteed Stockmarket Bond with Scottish Widows, it has matured this month. My initial invesment was £3,000 now I have £3,276.58. Can someone explain what will the interest be, also I feel that this is very small, would I have gained the same by leaving the money in a building society?…
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Birmingham Midshires fixed rate bond 6.92%
Has anyone gone for this product?
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inscape investment
Hi all, I have a bit of a dilemma I was hoping to get some advice about, I have got about 70,000 in an inscape investment account, over the last five years the account just about betters what I could of got in a high interest savings account, but as you know it drops as well as rises. Its been a bad year so far, I started…
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transfering money FROM abroad
Hi, can anyone recommend the best way to move money from french euro account to english building society? m
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YBS 9.5% 1 year Savings Bond
I have an appointment next with with a L&G financial consultant to see about investing in the YBS 9.5% savings bond. Normally this would be a no-brainer but the catch is that I must also invest 50% of the total investment in a long-term L&G investment bond and I can find no details on this product. I will be investing 10k…
