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Scottish power share sale & Iberdrola
Hi - having read through the tome that came recently on the subject of the above share sale I'm left thinking the easiest option is to sell all my Iberdrola shares when the sale goes through. The prospect of being tied up submitting spanish tax returns, paying spanish tax and proving my UK identity for future dealings with…
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Savings account or ISA?
Please help, very confused! I'm looking at getting my savings started up again following a lot of recent spending. :) I will be saving a minimum of £100 a month, currently don't have an ISA and only a fairly low interest savings account with Lloyds (and not much money in there!). I can get a rate of 8% for 2 years with the…
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£5500 to put in savings account until October
Hi I've got £5500 to put somewhere until October when I need it to pay off a 0% CC. I've got no ISAs or anything like that - I've just got a normal Lloyds TSB Savings Account. Any ideas please? Jue
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Barclays saving account 10% interest
Does the opportunity to open a savings account and earn 10% interest still available with Barclays bank? My OH has finally agreed to start a savings account and currently banks with Barclays. Do you know if he can open it on the internet or does it have to be set up in our local branch. We have had a look but cannot find…
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Help! I'm now an adult
My daughter is now 18 and I want to move a variety of small unit trusts that have been bought for her over the years to fund her university. These are all held by the trust providers, some in "nomiated" accounts some under her parents names. I want to put these all in one place to help her manage them, ideally some shold…
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Savings Certificates
Would index linked savings certificates be a good choice to put approx £15k into?, are they tax free? I was speaking to someone at NS&I about savings and they recommended index linked savings certs' as a good way to go, anyone out there able to comment on this please. Many thanks Eck.
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best place for £50k
Hi there, We've been lucky enough to become debt free after 15 years :p . We now have £50k stuck in our joint savings account & always have £2k in our now overdraft free current account. We now want a decent rate without risk. I have read MSE Best advise for savings & am aware of the top rate accounts about. What a…
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Icesave interest
I arranged for my interest to be paid annually when I opened my account and would like to change it to be paid monthly. Doesn't seem to allow you to do this online. Any suggestions?
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Saving from the Antarctic!
Hello! I'm in a pretty unusual position and I'm after so advice if at all possible. I work on a research station in the Antarctic, I have been here over a year now and will be back in the Uk in March 2008 so just over a year to go. I currently pay British Antarctic Tax at 7% on my earnings and have very little opportunity…
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Halifax Share ineptitude
Hi, I'm incredibly angry with Halifax. My Gran passed away last October and I applied for probate which was subsequently granted just before Christmas. I'd previously notified Halifax of the death so they could hold the account pending the grant of probate. I had an appointment with them in a branch 28/12/06 to close her…
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Regular long-term savings
I'm looking at investing @£200pm. Ultimately the money is for my retirement (I'm 30yrs away) but I want the option of accessing the money in the meantime (unlikely). I have been looking at funds held within an ISA. Is it possible for me to make regular contributions as opposed to one large annual deposit? D_C
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Transfer Euro Bankers Draft into Sterlin?
We have a Bankers Draft which is in Euros from the sale of a property abroad, and want to get the best rate when we transfer this into Sterlin, can anyone recommend what might be the best place to do this, and what sort of exchange rate we can expect?
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Stocks and shares help / advice...
Hi all, just after some advice/ knowledge on stocks and shares. As I work for Airbus, owned by EADS,(European Aeronautic Defence and Space Company ), I have to chance to buy up to 500 shares with a discount of 20%. The shares have to be kept for a year. Airbus itself is in a state at the moment, a new program aims to…
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shares or unit trusts? where should i invest?
be gently i'm very new to this, Have a fully saved up isa, an a seperate taxed saver account getting 5.8%. I've a very low attitude to risk but a very high attitude to profit! :) savings wise i'm pretty confident in the market/options. Am keen to gamble a little now - and try out shares or unit trusts but know nothing, i'd…
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Bonds
Could some of the financial wizzos out the please put in every day language the pros and cons of investing in the following over a 5 to 10 year period - perhaps into retirement to draw income? Global Bond Guilts UK Corporate Bond High Yeild Corporate Bond Would a good IFA suggest these as part of an overall balanced…
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Help please - what is the best non on-line interest rate for £20K ?
I am looking for the best non-online and non-stockmarket interest rate for a lump sum of about £20K. I am happy with a notice account but need advice please.
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Lloyds/TSB monthly saver...offered son mini cash ISA instead?
New to this part of the forum but wondered if anyone can advise? My 18 year old son went to apply for a Monthly Saver account at Lloyds /TSB today but they persuaded him a mini cash ISA would be better. He does not have a regular income and is in final year of A level study.He also hasn't got any savings at present but…
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Inheritance Trust Horror!
Would be grateful for any thoughts/advice on this dilemma. My husband and his brother are part of an Interest in Possession Trust, whereby they are set to receive a capital sum on the death of their father and he, being the third beneficiary of the trust (set up by his own grandfather) is already legally entitled to…
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best tax efficient savings for ill health retirement lump sum please.
best tax efficient savings for ill health retirement lump sum please. In may I will recieve a lump sum and small annual pension.I will not be able to return to work so this money has to really work for me.Im in need of help.Never had any money to invest before and dont know where to start. thanks to all out there who may…
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PO guaranteed return bond
I've just been into the post office and picked up a leaflet for this product. Unfortunately I don't have a lump sum to invest, and it looks like this offer will be finished by the time I do, but it looks pretty good to me if you can tie it up for that length of time. 50% of investment at 6.25% 50% linked to FTSE but…
