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Spam posts
If you spot a spam post, please report it to abuse. If somebody has already responded to the post saying it is spam, please do not continue to post on the thread as it keeps it near the top of the board. Many thanks for your assistance.
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Does this sound OK?
Out of £40k, I am paying off the mortgage without penalties, putting £6k into two ISAs and will be left with a £7k lump sum and£800/month. I've heard of rising income products such as index linked gilts/bonds, escalator bonds, and stepped preference shares. Would any of these be a reasonable place to put the lump sum or…
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Halifax Regular Saver dates?
Hi, i set up a halifax regular saver on the 21st with a cheque. The guy said i could pick anyday for my standing order untill the 28th of the month. Now all my paper work has come in the post it says that the anniversary is the 21st Feb 07. Now thinking back i have the fealing that my standing order should be on or befor…
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anyone got any ideas on how to profit from world cup eg beer, sports etc
anyone got any ideas on how to profit from world cup eg beer, sports etc im thinking maybe puma or other sportswear manufacturers that make footie kits etc and what about beer theres gonna be a lot of groslch being consumed over summer. anyone got any tips asuming the markets havent crashed by then of course !!
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forget the yield curve what about gilts(Gilts bubble could burst overnight warns)
http://news.independent.co.uk/business/news/article348233.ece what going on these days everything just seems to be getting worse, ?? what do you guys reckon on this By Philip Thornton, Economics Correspondent Published: 28 February 2006 The surge in UK government bonds prices that saw yields collapse to historic lows is an…
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saving for kids - no CTF
I have one child who isn't elidgible for a CTF voucher and one who is. I have invested the voucher and will not be adding to it incase he fritters it away. I'd like to save for both of them but don't know if there's anything available that will give better returns than a simple cash savings accounts which they both already…
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What to do?
I have a cash isa with hsbc, and a stocks and shares isa (maxi) with hsbc which i last added to 4 years ago. I am have just moved my bank account to AandL... Im rather confused, i know i can move my cash isa, but when can i do this, and can i move the stocks and shares isa? and can i put an extra 4k into my stocks and…
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selling shares
I have some shares that I would like to sell and on reading some of the threads I am a bit confused about the ex-div date now should I sell before this date or after. My ex-div date is 1/03/2006 but I have to be on record on 3/03/2006 I think this to recieve divi's is the general view that shares go down in price after…
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savings & investments from house sale
Will be receiving 650k from house sale in the next few weeks moving into rented. Was going to put 650k into poor interest bearing current account then realised banks sit on money for three days whilst it being moved(no interst for me) unless you pay £20 for bacs payment. So it is it more efficent to open three instant…
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redundancy money - where to save it??
I am about to be made redundant and will be taking the opportunity to move to a new career that I really want to try as I am SO bored with the one I am in now - so good news apart from the new salary which is peanuts against what I was earning. But life is not just about money right? So the advice I need is on where to put…
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Rightmove Flotation - public?
Hi, I keep reading and hearing about Rightmove floating on the stock exchange. Is this going to be a public flotation .... or do I have to wait till they are on the stock exchange before I can buy any shares.
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oxbridge international
I have been contacted by a firm based in the West Indies offering to buy and sell shares on my behalf, called Oxbridge International. They recommend a share, and ask me to fund the purchase through a bank transfer. Then it will gain in value! How can I find out if this is yet another scam?
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16 year old school child savings
Please can anyone advise me of the best sort of savings accounts for my 16 year old who is still at school and hopefully going to stay there at least another two years. The Building Societies have said that she is no longer eligible for a childs account and they need to be changed. Thanks.
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Student Savings Account
Hello! I was just wondering whether I should be taxed on the interest on my savings account as I'm a student at University? I thought it was worth asking! :D Amy
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How much should I save for my nephew?
After I have cleared my "small" debt, I am undecided whether to pay £25 or £50 into the account where I am saving money for my nephew:confused: . To date I have paid in the equivalent of £25 for 44 months, but when I have used most of the money in his account to clear my debt, I am wondering whether to reimburse the…
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best regular saving accounts
hi all, can anyone tell me the best regular savings accounts out there? ive heard halifax is offering a good one at 7%. thanks - D ps apologies if this question gets asked so much. i did read martin's article on the subject but have lost the link!
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Funds & Equities - what's your buy/sell strategy?
Firstly, I am not asking for advice about specific investments here, so I hope this won't fall foul of the forum gods... I was just wondering how people approach funds and equity investment. I have a SIPP and at the moment, have about £25,000 invested in 5 funds, purchased within the last 6 months. 3 of them are well in…
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Bradford&Bingley eSavings Account
Hi all. I'm looking at opening a savings account to put £1000 in for the next 3 years, until I finish Uni, as when I turned 18.5 Nationwide moved me from their kids Smart account to a Cashbuilder that earns a paltry 1.20%AER. I'm looking at Bradford & Bingley's eSavings. My query is that the eSavings account has interest…
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help with childrens future......
we have two children aged 13 months and the other is 3yrs old, we hope to send them to university when they are old enough and was looking to put 50.00 a month each into savings accounts for the fees etc, whats the best place to do this and get the higest return, I wont need access to the funds. do you think this is enough…
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Flexible Investment Plan
I have had this FIP since 1991, it was M&G, now its Prudential. Is it worth keeping? Its £50pm and as far as I can tell, I would be better off putting it in a savings account. I dont really know what to do with it. Could it come good? What are my options?