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Fixed rate monthly saver - best deal?
Please help. In October I set up a 7% fixed saver account with the Abbey National. I went to get my passbook updated today and found out that no money has been transferred from my bank. Rang the bank and it turns out they never received the standing order mandate. I accept this was my fault because I never checked that the…
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Egg internet savings ??????????
Hi folks, Does anyone know how Egg calculates savings interest ? Is it done on a daily basis ? How is it interest paid - monthly or yearly ? Thanks for your help ;D
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**Access all online accounts from one log in!!**
here is a website from First Direct, a sistering company to HSBC, that enables you to access all of your online accounts, from current, savings, credit card to loans accounts. once you've registered you have a screen that shows you all of your allowances and total amounts, where its much easier to transfer money to and…
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first direct e-savings scam
http://firstdirect.com/saveinvest/esavings.shtml paying 5%, but they have this shocking clause.... instant access to your money (although no interest is paid in any month you make a withdrawal). so even if you only make 1 withdrawal per year, your rate effectively drops from 5% to 5%*11/12=4.58%.
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Gift Bond
My Mum set up 2 x 60k gift bonds to avoid inher Tax in June 04. Unfortunately we lost her in Dec 04. We dont know what to do...... If we cash in then we have to pay total 10k to cancel them. I have not got a clue about investing money and dont know whether to keep them running ? Also if we sell them plus mums house then…
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5k left in Will for Kids
My mum has left 5k for each of her Grandchildren. They are not able to use until they are 21. I have 4 children eldest 12....what is the best way for us to invest this money for them ? Are we better off investing 20k as a lump investment between the children or 4 seperate ones ?
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Transfering money from ING to Halifax?
Hi all, its nice to be back since i messed up my account awhile back. I also needed to take a back seat for a while. Anyway, I need a bit of advice concerning my Halifax account. I have the High Interest (or whatever its called) Regular saver account. I was hoping to transfer the full £200 a month into my account from my…
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Lump sum investment
Hi folks, new user here. Problem - my father is going into a nursing home - we are selling his house and after paying the first year fees up-front, we anticipate having a figure of 150k to invest. The purpose of the investment will be to accrue interest to pay a large part of the annual fees. We can aford to tie up the…
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Selling 2nd home-financial advice needed
Hi there, I purchased my parents council house in 1992 for £10 500 on an interest only mortgage. I then took out a further advance of £3000 (repayment basis) to install double glazing. As I was living at home at the time, it was cheaper paying the mortgage than what I was paying board! It also gave my mum & dad rent free…
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25,000 to invest ????
I will get 25k next month from 12 yr policy....I also have £150 per month to use now the policy is finished....dont want to go into stock market and can leave to grow ....any ideas?? Thanks Ian
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PowerGen Shares?
Hi People, I have a PowerGen share certificate and am trying to get my finances in order and was going to sell them. I've looked on the london stock exchange website and newspapers and other websites but can't see any share prices for PowerGen shares. Are PowerGen shares still trading? If they are where can I find a share…
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Savings Help
Hi All I'm looking for some advice please. My wife and I currently have £4000 in savings in a standard Abbey savings account. We are currently saving £500 per month. We would like to be able to withdraw money at anytime and don't want to be fixed to paying in so much every month. I have noticed on our savings statement…
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Info on selling shares?
We have 366 shares which we received when the Halifax demutualised. Here's the really embarrassing bit...... :-[ We have the certificate which was sent to us. It has been in a forgotten file *cringe*as we know nothing about shares. I know it's not an earth-shattering amount but the thing is we don't even know where they…
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what would u experts do?
if u had to invest 60k tommorrow what and where would u put it to get the best growth say over 5-10ish years and what would u expect to get back each year TIA
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could someone help please?
hi everyone I wonder if anyone could help me please. I have just started a new job and will be gaining about £1.300 a month.I have an account with LLOYds TSB which is not giving me any interest at all and want to change immediately so I get the best interest. What I was wondering is:is the best option to open a regular…
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Advice needed
Back in Sept last year I went into my HSBC bank as I needed to transfer some money overseas as I was looking to purchase some land in Bulgaria and needed to move the money to my agents bank account as you can only bring so much into the country yourself. I gave them the correct bank details (about a week before I was due…
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Fixed rate saving suggestions please
I noticed on the news the other day that the minutes of the bank of england meeting showed they nearly reduced interest rates the last time round, meaning they may well reduce rates soon. It also seems to be the general concensus that rates will come down if they dont stay level, very few people think they will go up or…
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Identification for opening savings accounts
Hi there I have lots of savings accounts, reg saver and ISAs. However I usually only just manage to settle the Identification requirements and failed today at HSBC I can do the proof of address (current account statement) but I have no passport, drivers licence or photo debit card. Because I work dont have any benefit ID.…
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Saving for a house in 3 years
Hello everyone :) This is my situation at the moment. I am 19 and im looking to be buying a house in roughly 2 to 3 years time. I have £10500 available to me and i also have £2500 in an online savings account with egg. I have been reading this website about saving and it says the first thing you need to do is put £3000 in…
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Want to invest £10k for daughter
I want to start a pension for my daughter, currently aged 17, with a lump sum of £10k. My intention is that it goes into something and stays there for, say, 40 years, hopefully providing her with the basis of a pension to which she can contribute further over the years. Trouble is I have no idea how to go about it (I don't…
