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Savings & investments

Archives for November 2004

Safeguardfx
has anyone come across this american company? My elderly father has been 'cold called' by someone from Safeguardfx offering him the opportunity to invest money which would involve him setting up an account in the states. They have a website (https://www.safeguardfx.com) which appears kosher but I would appreciate any info…
BACS/standing order
Hi, how do I do one of these? Want to transfer some money into my egg account and they dont teak my debit card :( . Do I just ask lloyds to transfer from my current account to savings account quoting sort code and account number? Will I need any identification as it will be £5000?
A&L Online Saver Account
Hi all I'm new to the site, and can't believe that I've spent so long not knowing about it! So many money saving tips it isn't true! My question is about the Alliance and Leicester Online Saver account. I signed up about three weeks ago, and despite about four requests, they still haven't managed to add it to my online…
What more can I do towards savings?
Hi Martin and some of the greatest money savers around, My wife and I have been in London for two years now, and I must say, the past six months or so, since I started following this site have really opened our eyes to the tremendous amount of potential savings we can manage between ourselves. My background - my house…
Halifax Web Saver : non tax-payer
I've had a mini-cash ISA with the Halifax for some time, and it's getting me 4,15% AER (variable) tax-free. However, I've just opened up one of their Web Saver accounts, which currently pays 4,90% gross. I'm not a taxpayer (yet), so can apply to be paid gross interest. This makes this account much better than the ISA (no…
national savings premium bonds
I am a new member to this site and enjoyed Martin's recent radio conversation on Radio 2. I have looked at the site and am very impressed at the great lengths of trying to save money tips. I have come in to some money and am looking at investing in the Premium Bonds offered by the Post Office. Has anybody out there any…
First Direct New Account £25.00 Credit
Further to the J Vine - M Lewis money programme about opening an account with first Direct and get £25.00 credited to your account, we opened an account on the internet and did not recieve the £25, after contacting first direct by phone they have told us that savings accounts were not eligable (only current accounts were…
US$ savings account??
I'm thinking of taking advantage of the current £/$ rate and buying some dollars, as I'll probably go to the states next year (sister lives there). Is there any way I can hold US$ in a savings account and thereby accrue some interest? If possible that seems like a better plan than having currency just lying about. Any…
Where to start/which option!!
Can somebody give me any advice on savings in general. I am 32 and my wife of 27 have just got married and are about to start a family. We had a chat the other night about our investments/pension, etc.. At the moment we have no investments/isas/pension and thought it was time to pull our finger out. Trouble is "WE DONT…
PTA Savings Account
Dear All, I am a treasuer for a School PTA. I have been looking around for an account that pays interest and I am struggling. Any Suggestions. at the moment we have circa about £4500 and getting Jack all interest. Please can you help? Ned
Save £300/month x 10 years - Best Option?
Hi all, My wife and I are looking to start saving a fixed amount of £300 each month over the next 10 years (circumstances permitting of course!) towards our 1 year old daughters future education (11-18 years of age). We would not need access to this money at all during the term, neither would we require life insurance…
Savings account... Egg
Hi everyone. I currently have £2000 to save (as its sat in a hsbc current account) after searching the site egg seems to be the best place to save this money. Is anyone with egg at the moment, how are they? any good/bad experiences? Anyone else recommend somewhere else? There is a possibility that i will need to take…
Will changing accounts lose days of interest?
Hi, I have quite a lot of money that is in a Standard Life account. It looks like I can get more interest if it change it to a Bradford & Bingley eSavings account. I have a question on the transfer: Would the normal way of doing this be to transfer the money from my SL account to my Barclays current account, then when it…
oversees property ... buy to let.
I am interested in buying foreign property in Spain and probably also Florida, to hopefully gain in value and to rent out to holiday-makers ( I hope to cover some of the mortgage repayments in rental ). I assume that if I am paid rental in the UK in sterling, I would have to declare this as income and pay the full rate of…
Egg introductory offer
My six-month higher interest introductory period with Egg is about to expire. Can I close my Egg and open a new one with Egg, thus getting a new introductory offer? If not, where should I move my money to get the best interest rate without tying it up, Bradford & Bingley perhaps? Many thanks
Exchange Traded Funds
Have reviewed several pages but cannot find any reference to ETF's, but apologies if I missed it.! Does anyone know what these are and can explain them?
Egg Help?
Hi, I have e-mailed egg about this but I thought I may get a quicker response here. I have just opened a savings account and wish to pay some money in. The problem is that I dont have a cheque book so I cant do that and I only have a VISA electron which egg do not accept :( . I dont know how else to pay in money, can…
A sneaky way to get more interest?
I don't know whether this works, so if anybody knows please tell. Interest on savings is usually paid either monthly or yearly, sometimes you can even choose which. If interest is paid monthly the rate is lower because you will benefit from compounding, resulting in the same % AER over the year. Now if you close an account…
Newcastle Property Options Bond
Hi I am thinking about investing this year's mini cash ISA allowance in the Newcastle's Property Options Bond. Does anyone have any views on this product? More info at http://www.newcastle.co.uk/ I realise there is a separate ISA board but this can be held as a normal savings product or as an ISA. I am really just…
Has anybody invested in this company? Midas
Please help - what are your views on investing in the above company? My father was offered 3000 of these shares at $3.75 by Lox Internation (broker) out of the blue by telephone. They are currently trading at $4.65. He has had a request to send a cheque to Midas for $11250 to purchase 3000 shares. They are currently worth…

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