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Advice on PPI
I have never claimed any PPI and neither has my other half. Dating back over 30 years we have had many loans and credit cards, because we had quite secure jobs I used to decline any add ons when taking credit. However there was a time with Barclaycard that we did a balance transfer to a zero percent interest rate. When we…
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Nram ppi payout
Hi, my first post so hope I am doing this correctly. I have had a successful PPI claim against Nram ( Northern Rock). They advised me on Tuesday 26th that I would receive payment within 7-10days which is fine. Today I received a letter dates 27th saying payment made by direct transfer into my bank account. I haven't…
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Blackhorse ppi
Hi everyone. Blackhorse have sent us a letter to say we had ppi on a finance agreement we took out in 2003 but they don't have the account number. Does anyone know how they can tell us we had ppi if they don't know our account number and have asked us for it. Confused on this. Thanks.
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Bank of Scotland claim for Mum
Hi there! Looking for some advice please. I did a ppi check on behalf of my mum who is in her 70’s. They’ve came back with a letter and ppi reclaim form to complete for a credit card. Now this form asks a lot!!! She doesn’t know the date she took out the card or ppi policy and certainly won’t remember what her employee…
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MSE News: 'I claimed £3k for mis-sold PPI even though it paid out six times while I was sick'
A mortgage holder received a PPI reclaim payout of £3,364 - on a policy he previously claimed more than £12,000 from whilst on sick leave from his jobRead the full story: 'I claimed £3k for mis-sold PPI even though it paid out six times while I was sick' Click reply below to discuss. If you haven’t already, join the forum…
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Ppi rejected
Hi, Halifax have rejected my PPI claim on the basis that I had no savings at the time I took out PPI so they are saying that PPI was right for me. I am saying they mis-sold PPI, card was cancer research and they would donate a percentage of what I spend on card to cancer research it was also on a 0% interest. At the time…
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PPI Claim for HP on a car
I bought a car back in 2001 (Bought the car at the dealership, who sold me PPI - basically said I could not have car HP without the PPI). I have the paperwork for the Finance and PPI (Through First National Wagon Finance - now owned/bought by Santander). So submitted a claim through Resolver. Santander have now replied…
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Can I claim mis-sold PPI from Dixons in 1998?
Hi there, Just a quick question for anybody that may be able to help me. When I was 18 years old in 1998, I bought a Minidisc player from Dixons and the sales assistant said "do you want payment protection? It won't cost you anything". Being a naive 18 year old, I believed him and said yes, then one day I got a statement…
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PPI Claim
Hi just got my claim for ppi through but I can't work out how much I'm actually getting. I was wondering if someone could help me out. The info on the letter is as follows: Total amount of ppi premiums charged since sale date: £827.51 Total amount of fees refunded: £0.00 Total amount of associated interest: £312.71…
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Can someone help me check if ppi compensation is correct please?
Hi, I've just been made an offer for PPI compensation but I'm uncertain how to check if the amount is correct. I don't know if perhaps they need to disclose some figures to help me. Would someone be able to help me do the maths? :) I'd be really grateful!!
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PPI and Debt Management Plans - does it continue?
Hi all I'm in the process of claiming back PPI with Egg for a Credit Card and a Loan. They have upheld my complaint, and have made an offer. obviously this is great! and I am very happy about this..BUT...on checking their offer and having read various posts about being prepared and having an idea of what offer you should…
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Hidenda
Hey people, I just need some info on something I clicked on a link for a ppi check and which asked me for my name, address, email address and contact number and then it said we will contact you with your quote anyway a week later I had a pack through my door from a company called Hidenda and it on the envelope it says PPI…
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What if companies lie about PPI?
Hi there, I contacted a mortgage lender over the phone about a mortgage I had with them in 2007 and whether I'd been charged for PPI. The woman went away to look at my file to see if there were any PPI charges. She came back and said there hadn't been and I couldn't claim anything back. Do I just take her word for it? I…
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Plevin Offered at same time PPI rejected
Hi, I'm sorry if this question has already been posted in another thread. I've recently submitted a PPI claim to Capital One who has rejected it outright but, at the same time, sent through a Plevin 'win' finding. I've seen the comment on one of the blog sites apparently edited by Martin that this could be a tactic by Cap1…
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I have proof i had PPi but no policy number
Hi I have proof that i have had PPi on a Mortgage but unknown to me at the time of taking the Mortgage out. The company it was taken out with is no longer trading (loanoptions.uk Ltd) and so i cannot get information on the policy. I have proof from a copy of the Mortgage agreement we were supplied with by our lender…
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Santander Plc/Abbey National Credit Card. . . . .
My second query is regarding a Credit Card that was issued to Me by Santander Plc.when they were trading as Abbey National Plc.i have contacted them about reclaiming the PPI costs but they claim that they are only obliged to keep records for 7 years again if I go down the Subject Access Data Request route is it possible to…
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Chartered trust ppi
Hi all, this is my first post please be gentle. In 1994 I had bought a car from a local car company and had the finance through Chartered Trust PLC. From 1994 to 1998 I have contacted lloyds whom I thought took over the company of Chartered Trust as Chartered are no longer trading, I then rightly or wronglyy thought this…
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PPI claim for deceased husband
Hi there, I’m hoping someone may be able to help. My dad passed away in 2005 and my mum would like to reclaim PPI on his behalf as he had quite a few loans and credit cards in his name only. I’m trying to help her do this and thought I’d use the Resolver tool. The first question asks who’s claiming. Obviously it’s not dad…
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Quick question re Santander mortgage PPI claim
If a joint mortgage is found to have PPI, would that be in both parties' name? If so, if only a single claim goes through would any potential compensation be halved? We submitted two questionnaires as requested, but as the reference number was out by one digit on one of the forms (which we've only now realised) they're…
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Halifax MPPI Claim Refused
Hello Advice needed - I recently made a claim for mis-sold MPPI on a Halifax mortgage from 1997. I received a response saying they have not found a reason to uphold the claim which I accept, as I understand the product is needed and I have no knowledge if my employer at the time offered any form of sickness cover. However…
