-
PPI Letter after Completion Of IVA
Hi, I’m hoping someone can help. 5 years ago we finished our IVA. Receiving the letter from harrington Brooks confirming everything was completed. Today I have received a letter from RBS where I may have challenged a PPI for the time I was at NatWest many years ago. The letter states that ‘the case concerns the making of…
-
Studio Catalogue PPI pre 2005
Hello all I had PPI charged when buying from the Studio Catalogue. I recently contacted them and there response was the PPI was taken out before 2005 and thus I couldn't claim. My question is obviously is that correct and if so does it matter that I contacted them after 2005 asking them to cancel the PPI only to be told…
-
Can a bank legally say there was no PPI when there was?
Hi We looked into potential PPI claims with our bank not long ago - we received redress on a loan & credit card but we were told there was no PPI on the Mortgage we took out to buy our first house. I was surprised but thought they must be correct and it's a lot of years ago so we don't have the paperwork. It turns out…
-
Reclaim Egg PPI
Hi all I recently found a thread about this but I can’t find it again. I need the number to contact Canada Square about Egg PPI. They say they can’t find my account and I don’t have a copy of my account number and my name has changed through marriage. Can anyone help or advise me on this? I would really appreciate some…
-
Is there a historic time limit for PPI?
Hello, I bought a car on HP in 2007, with an initial lump sumand the rest paid off over 36 months. I was advised to take out a policy which would mean if the car was written off and I still had money owing, I could claim the difference so I wasn't out of pocket. That's was my understanding of it anyway. After seeing all…
-
Nationwide PPI claim
Hi there I recently submitted a claim to Nationwide for ppi which was attached to a mortgage between 2001-2004 and have been told they will provide me with an outcome by 8th May. I know there is still a week to go but wonder if it’s usual for investigations to take this long and whether the fact that I’ve not received a…
-
Does life cover qualify as PPI?
At the time of taking out a repayment mortgage I was told I needed to take out a life cover policy to provide cover in the event of illness, unemployment. I have since complained to my mortgage provider that I was mis-sold this policy. They have responded and said that life cover isn't PPI. I am trying to work out if it is…
-
HSBC Income Payment Protection
Hello, I have just learnt that my wife had HSBC Income Payment Protection between 2002 and 2004 when self employed. She was paying HSBC an amount of £1766 —- when starting her business, paying herself about 12K a year. From what she tells me this was pressure sold to her — ‘what if your parents died suddenly? - what if you…
-
Barclaycard PPI claim query
Hi. About 20 years ago my wife had a barclays bank account. She ran a small business using borrowed money from barclays account. She got into debt after the business failed she had her house reposessed to pay the debt but barclays tried to claim another 18k after the sale of the house. After a legal battle the debt was not…
-
HSBC - Bit Lost...
In December 2017 HSBC wrote to me explaining in a standard latter 'that I may be entitled to PPI' and that the closing date for claims is August 2019, I was quite surprised by this as I haven't banked with HSBC in over 12 years and have moved house around 5 times in this period. I did have a number of loans with them…
-
Shop Direct/ Very PPI Payment
Has anyone reclaimed PPI from Very? I had two old accounts with them, and I've had one upheld and have received a letter detailing this to that affect I am awaitng a cheque, but they have said it was sent on the 18th April. And that it could take 14 day to arrive. But I see there has been a bit for an adjustment to my…
-
Cpp
My father recently died and we have found paperwork for a CPP dated 1999. From what I have read online these policies were missold but I would appreciate advice on how to make a claim. Is it even possible to still claim on a CPP, and if so would it have to be post 2005?
-
Overpaid mortgage protection insurance
I have somewhat carelessly failed to cancel the premiums for mortgage protection insurance when I paid off my mortgage. I can see that the total comes to many hundreds of pounds. Should I be able to go to the insurers and reclaim this excess?
-
Mis-Sold Life Insurance
Hi - could it be possible I have been mis-sold life insurance ? What I mean by that is - is this possible in the way that PPI has been mis-sold ? I took out life insurance because I thought I had to, my employer has death in service cover which far exceeds the life insurance cover. I have had this for roughly 13 years,…
-
Miss sold Mppi by independent financial advisor
Hi, years ago when we first got a mortgage we used an independent financial advisor from a company called Direct Mortgage Answers. He set up our mortgage and told us we needed mortgage protection insurance so he set up one with Payment Shield who is underwritten by Aviva. My husband has always been self employed so the PPI…
-
Had Ppi Refund but should I get compensation?
Hello there, I had a loan with Clydesdale bank back in 1998 and I had one of those "compulsory" PPI policies with it. Following advice from this forum I managed to get a refund of my premiums and the interest over the period of the loan. Here's where I'm confused. Should the bank be offering me interest for the last 20…
-
PPI PELVIN RBS mistake + time scale
Hi, i have started to reclaim my PPI using the PELVIN rules and i received an offer letter which i duly accepted and returned. I spoke to RBS and the confirmed that they had received my acceptance and informed me i would be payed within 28 days which is today. However on Saturday i received a letter that stated they had…
-
Are people having their careers ruined by the mis-selling scandals?
Hello this may sound like a weird question, but with the whole PPI and packaged bank accounts mis-selling problems - are Bank staff and other workers being penalised or having their careers ruined by us now turning round and saying we were mis-sold? I have come across the fact that I could have a claim for being mis-sold a…
-
Am I wrong to claim??
Hi all, Any information on this would be appreciated, I took out a remortgage with Woolwich over the phone in 2007 and at the time was advised by the Woolwich mortgage advisor to take out a joint mppi which was taken with L&G, he took all our medical details over the phone, at the time I did have a pre existing illness for…
-
Yes Car Credit PPI reclaim
Hi There, In year 2000 I purchased a car from Yes Car Credit (direct Auto Finance), I strongly believe I was misold PPi insurance on this credit agreement, but dont have an account number etc, is it still possible to send off the paperwork without account details The interest was about 200%, a time when needs must and I…
