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Two upheld but one too late?
Dear Members, My dad is desperately ill and has been for the last 30 years or so, over which time he had a number of loans with Lloyds bank, who he's had a bank account with for even longer. Some of the PPI has been accepted, as they recognise he wasn't employed and didn't need the insurance, however one of the loans -…
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Is there PPI on PCP
Hi there.... would anyone know whether Mercedes added PPI to their PCP agreement at all? I bought a Smart Car and have the paperwork but it is not clear to me. The contract was with Capital Bank Plc. Perhaps someone has already checked? I also was unaware that I was hiring the car. When I thought I had finished paying it…
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Public Liability Insurance for the GDSF
Hi, I will be exhibiting a model at the Great Dorset Steam Fair this summer. However to do so, I have discovered that I need to take out a Public Liability Insurance to the value of £2 million. I will only need this just for this event this year & I am wondering if anyone knows of a cheap rate policy from a company that I…
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Principal insurance
Hi I took out a bike insurance through Prinicipal insurance but ended up selling the bike after 24 days since the cover started. I understand that I'm outside the 14 day period to cancel without charge. But when I contacted them they want to charge me £113 to cancel the policy and are saying that they will not refund any…
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Mortgage Brokers
I have just found the documentation relating to a mortgage with Paribas Lombard Mortgages Ltd in 1990, arranged through John Charcol Ltd and processed by Mortgage Systems Ltd, (subsequently Homeloan Management Limited).. Upon re-mortgage in December 1993, also arranged by John Charcol, but with Bank of Ireland Mortgages, I…
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Mis sold Accord Mortgage
Hi. I'm hoping for some advice as I'm not sure if I have a case to reclaim. I took out a mortgage for £190k in 2007 with my father. His name was on the mortgage instead of my husbands so we could borrow more (my father earned substantially more than myself or my husband). We took out an interest only mortgage but were not…
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YB loan refund without claim
Hi all, Just thought i would share this as it seems peculiar. Today i came home to a PPI refund letter from Yorkshire bank. I havent banked with them for years but back in 2007 and 2008 i had 2 small loans with them. I knew i had PPI thrown on them and knew i had been miss sold it but as the loans only totalled £2000…
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MBNA: Time barred - HELP NEEDED!
Hello People: Apologies if this has been asked before. What is the best way to respond to a rejection regarding being time barred? MBNA have acknowledged I had PPI but rejected it due to: (1) Having written to me in 2013 and thus made me aware that I had PPI (2) Have no obligation to investigate PPI beyond six years after…
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ppi - disputing cmc
Hi I have made a formal complaint with the cmc Apart from telling me the claim was for a card number the bank have told me its a different number after I contacted the bank to say that I was unhappy with cmc I have sent emails to cmc compliance depart but have had no response The cmc now want paying for a claim on a card…
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PPI Claims - missing all paperwork and account numbers
Good Afternoon, Extremely grateful for any help you may be able to provide! I had a number of loans and credit cards between 1996 and 2006 and I'm certain I incurred some PPI costs which I'm now due back. The trouble is that I no longer have any paperwork to make a claim. Nothing. I can remember most of the companies names…
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Multiple texts from RBS
Two weeks ago made a claim for missold PPI on a loan I had from NatWest about 20 years ago. This week received 5 texts, each with a different reference number, stating that I would receive a letter within10 working days with their decision. I am wondering if they have looked at long forgotten loans and credit cards from…
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help ....the claim guys
I had the claim guys working on ppi ....please don't shoot me down back in December 2015.... Despite numerous calls and emails them my claim was never sorted even though they said there was PPI anyway I put a complaint into them and they said that the card number ending in...was where the ppi was. However I contacted the…
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Remortgage and Life insurance
Hi I am looking for some advice.please I remortgaged a few years back with Lloyds Tsb and they insisted I took out their Scottish Widows life insurance to complete the application. I told them my employer already covers my life insurance ( Local Council) 3 x salary and would cover cost of property-but they said I could not…
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Hire Purchase Agrrement with AFS
I had a hire purchase agreement with AFS and want to reclaim the PPI whichwas mis-sold to me. In the Resolver template this Company is not listed so how do I claim against the Company based in West Sussex is it just by writing a letter and sending them a copy of the Agreement
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Payment for PPI, was I robbed?
Hi, a few years ago I received a letter from First Plus stating I had been miss-sold PPI and offered an amount to settle, which I accepted. I have since learnt that they potentially short changed people, can I start a new claim for what I should have received?
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PPI on Halifax Mortgage
Hi Everyone, I've had PPI on my Mortgage since 2001 which I am still paying. I decided to see if I was mis-sold PPI and placed my complaint through Resolver on 15/04/17 Last night at 1930pm, I received a phone call from the Halifax basically asking me some brief questions. I honestly couldn't remember most of the questins…
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CMC's who day they will find all your PPI for free, is it really?
Hi, a newbie to the PPI scene. I don't think I had any PPI with anybody apart from my mortgage. I keep getting letters from CMC's who say they will look and find all your past PPI cases for free, then give you the choice if to claim yourself or have them do it (for a 25-30% fee). They say they find loads of cases where…
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Egg unsuccessful claim
hi, has anyone taken Egg to the small claims court after an unsuccessful PPI claim? tia
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Halifax PPI on mortgage
We claimed back PPI on our Halifax mortgage in 2012 and at the time I sent a letter to the Halifax requesting they look into any other accounts we have had with them to see if there was PPI on any loans or credit cards. We assumed they had looked into this . Then couple of months ago I got so fed up with calls on my mobile…
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Ppi
I am trying to fill the form in to claim ppi. I have had several credit cards and 2 different bank accounts. Do I have to fill in a firm for each card and bank. Also I have no idea how long ago I had the cards.
