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FOS investigation- £500??
Hello, A lot of posts of here say it will cost a bank £500 for a FOS investigation? Is this true? where does it say this thanks
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Companies that claim the PPI back for you
Hi, I've been looking at the process of claiming back PPI on this website, and it is is something I must do! However I'm not sure if I have the metal to go through with it!! I've been looking at companies that do it for you, in particular, claims for you, which states that it will get ALL the compensation back for you…
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MBNA Finance - PPI
Good Afternoon Folks, I just thought I would share some good news from some PPI that I thought I had been mis-sold. I took out finance on an Apple laptop back in 2006 however didn't realise that the finance actually included PPI. To be fair, I was only 20 at the time so wasn't really paying attention to the finer…
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Lloydstsb online loan and ppi
Hi everyone, just looking for some help and advice from anyone who has had dealings with Lloydstsb online loans applications and PPI. I applied and took out a loan with them in august 2005. From memory it was for £7.5k over 3yrs with monthly repayments of £481.99 which included PPI. The application was through their…
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HSBC PPI advice
Hi Just wondering if anyone can give me any advice about my claim with HSBC. I applied for my credit card in 2002 and was accepted. At the time I was 18, fairly naive and unsure about how it worked (stupid I know) - and every month there was an Insurance Premium added to my balance. It was only 79p per £100 on the balance…
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Black Horse HP/Finance claim
Hi MSE I bought a motor caravan on hp with ppi from a dealer in 2007. My agreement is still running (finishes in 2012) I complained to Black Horse using a template letter, they have responded saying as they did not sell me the ppi policy the dealer did, so they dont consider themselves responsible. They have said they have…
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PPI & Self Employeed, Did i make a boo boo?
Hi, I was self employeed and have since ceased trading because of big debts. I have registered as unemployed and awaiting for confirmation from my job centre. What i want to know is when i took my loan out i took out a PPI plan, it mentions "The policey will cover you if you are self-employed and you have involuntarily…
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ppi payment fee
Heya everyone I posted off about £300 worth of postal orders to pay for my ppi fee back in october and I have just recieved a letter from them demanding payment for the fee but I sent payment in October and have lost the reciepts from my postal orders. Is there anyone know what I can do ? I cant afford to pay that again
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unsure if i have a claim
Hi all, Having read all the PPI claim success stories, i went ahead and made a claim against LLoyds TSB on a loan i currently have with them (still waiting a decisson). I cancelled the PPI a couple of months back. I was originally paying £79 for the loan and £27 for the PPI(£106 monthly total). When i cancelled the PPI i…
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Financial Ombudsman Unbiased? I think not!
After 9 months of complaining to my bank about them mis-selling me PPI and waiting for weeks on end for letters telling me to wait weeks on end for more letters telling me to wait weeks on end for a letter with a final decision which I knew was going to reject my claim and then going through the whole process again, twice,…
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loan with 2 different policy/roll numbers
Hi after posting yesterday I received my loan agreement from the halifax and also after digging about amazingly found all the original paperwork so I feel armed now! Basically I got out a loan in 2005 so have a policy number for that but then I borrowed more in 2008 so have a different number for each one. I have been…
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Welcome Car Finance PPI Reclaim
Hi Everyone, I sent off the template letter and FOS questionaire today to Welcome Car Finance's compliance department. Back in Aug 2007 i purchased a vaux corsa and PPI was added to the agreement at a cost of around £2K. I was informed that 'i was better off' taking the PPI as it made my application a lot stronger. being…
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ppi miss sold
please help,i got a letter from my credit card company,saying that they may have miss sold the ins policy,it was back in 2008.i phoned them as they asked,answered their questions but still dont know how much they owe me, as i do not have any documents if i needed to check.
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New to this and baffled, advice needed!!!
Hi there, I took out a loan with the Halifax in 2004 and I remember the lady telling me that despite the fact that I had just started a new job (permanent contract with the NHS, I'm still in the same job :( ) I would need the PPI. Convinced I took it out. The loan was due to be paid off last year but i borrowed more on it…
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no details on settled accounts
Hi all New to this forum but been reading with interest over last few days. I am looking at starting down the reclaiming ppi route and feel nervous to say the least. I am looking to reclaim for 2 loans with Bank of scotland (who surprisingly) were very helpful in that they sent me signed copies of both agreements with all…
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Fixed Term Contract and PPI reclaim
Hi, first time on here. Basically i'm writing to reclaim my PPI, and the bank has requested that i give a stone found reason for my believing the PPI was missold. I have already told them that i believed that ii was missold this by the seller telling me that the final amount came to 4k less than the actual amount (they…
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Online Credit Card PPI
Hi, I've been reading up on reclaiming PPI, and I wondered if anybody could help me with a couple of questions I have? I applied online for a Natwest credit card about 5 years ago, but hardly used it at all until the last 18 months or so. I hadn't realised until recently that I've been paying for PPI in my monthly…
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First Plus PPI Mis sold success story
:beer: Thought I would share our success story over mis sold PPI from First Plus. We took a loan out just over 5 years ago with First Plus and just like so many others of you was led to beleive that we would only get the loan if we took the PPI even though my wife had seperate insurance. $ months later we needed a further…
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Can banks take PPI and pay off other debt?
Hi all, I'm expecting a payout this week on a successful ppi claim for a loan. Can a bank take this money and pay off my credit card debt with it directly, obviously without me seeing any of the money? Thank you x
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Joint Loan Query
Just looking for some advice please. I had a joint loan with my ex partner which I paid back in full. We had PPI but as he was named on the loan first he was the only one that would benefit from the PPI. I'm looking into reclaiming the PPI but am not sure if I can seeing as it was a joint loan, just looking for a bit…
