We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Reclaim bank & credit card charges
Archives for June 2020
Discussion List
Bank Refunds
Hi I keep seeing Bank refund for 'packaged' accounts on Facebook. Is it legit? Thanks
Bank refunds
Hi I keep getting Facebook ads for bank refunds for 'packaged' account charges. Wondering if it's legit? Any info gratefully received. Thanks
Sudden PPI queries from Bank
I have been trying to complain about charges generally with Lloyd's inc PPI. When the deadline came Aug 19 I submitted a claim via Resolver hoping to at last get a response. Suddenly this week they have made contact only about PPI with a load of questions regarding 2 of the 5 incidents listed. What are they after. As their…
Packaged Bank Account Charges during Coronavirus Lockdown
Do banks have a legal obligation to refund a portion of the packaged bank account charges for services offered (such as travel insurance, airport lounge access, theatre booking service) that are not available during the Coronavirus lockdown?
LOSING MY HOME AND BUSINESS TO MIDLAND BANK NOW HSBC IN 1992
IT IS A LONG SHOT I HAVE LEFT THIS GO AND GOT ON WITH LIFE BUT FEEL MY WIFE INCLUDED TREATLY VERY UNJUSTLY BY THE THEN MIDLAND BANK PORTLAND ST SWANSEA WHEN THEY FORCLOSED ON MYSELF,THEY TOOK MY HOME 2 STANDARD LIFE POLICIES,I COULD NOT MEET THE CHARGES THEY WERE GIVING OUT AT THAT TIME LIKE MANY OTHERS IS IT TOO LATE THEY…
PayPal taking money for nothing
I thought I was buying a freezer from Curry's, as their web site led me to assume they had the model I wanted. I processed the payment via PayPal, I know I shouldn't have now. But curry's responded that they would contact me when/if the product became available, to arrange delivery. Is it legal for PayPal to charge my…
Barclaycard PPI timescales
Hi all, I appreciate Covid is having an impact on most things and I am sure PPI is one of them, I submitted a claim in respect of my late sisters estate PPI bro credit card in early August 2019, the Barclaycard tract scheme suggests that things have not moved on from Acknowledging the application since 9 August, almost 10…
Confirm your email address to Create Threads and Reply
MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
