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In an IVA and claiming......can you help?
Hi ya, I wonder if anyone can help? I put my claim in months ago and understand everything is on hold at the moment. I have been doing an IVA for just over a year now, do you know if I have the same chance as anyone else to get my charges back?? A large part of my IVA was made up of debts to HSBC the same bank I am trying…
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max limit for small claims in scotland.
Sorry if this has been posted before but there are so many to read through. I was looking at the govan law society website and i read a bit that said that as of January 2008 the limit was being raised to £3000.Is this for the small claims court or have i read it wrong(wouldnt be a surprise):rotfl:
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Bank charges - who pays the debt collector
I had an account with Abbey and went overdrawn then they closed my account and sold my debt to a debt recovery company (£650) and they are threatening to take me to court. But then I checked my bank statements and found they have taken £730.00 of me in bank charges. Do I claim all £730.00 back or just the difference and…
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Credit Card £12 Charges - Can I claim these?
Hi I have received the statements of charges for the past 6 years, in all the cases the charges I have been charged are £12 - am I able to claim these back? Has anyone had experience of this? Thanks Dan Edit: The reason I ask is because the articles state they make settle the difference between the charge, and £12 - if I…
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Time Retail Credit / Comet
Hoping someone can assist here. Several years ago i had a Comet account and fell into arrears and got charges bundles of £18 "Letter arrears charge" Anyways paid the balance off via a debt collection agency AKTIV KAPITAL. Dates are 11 Sep 2008...Sent letter to Time Retail finance requesting statements 16 Sep 2008...Chq for…
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can i claim credit card charges for card don't have anymore?
I managed to pay off and get rid of one credit card :j Can i claim back charges i paid on this card ?
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Have I missed something MSE? News update seems to be missing?
The Fool have reported a new result in court over bank claims in their update newsletter - a result which has gone in the banks favour - but there's not trace of this result on MSE that I can see? Am I just looking in the wrong place?
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Bank charges and the imminent takeovers
Seeing as the Government is going to be taking over some banks (If they ask for Gov. funding) can't then we ( shareholders/taxpayers) demand that the bank STOP their charging scheme and all the outrageous fleecing they do?
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£104 For Failed Cheque
This makes me mad - I wrote a cheque out some time ago and the cheque was cashed this week and I did not have enough in the account... This led to a fee of £38 :mad: £38 for a failed cheque!!!!!!!??????????? Not only this but apparently they tried to pay the cheque in twice ...?? Is this even allowed? And to top it off the…
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Consumer Action Group and Legal Beagles
Update Nov 08: We have been told this has now been resolved, which we are pleased to hear. Further details can be found on the ConsumerActionGroup website. As has been reported elsewhere on this forum, there's a potential legal dispute between some of the people working behind the scenes at Legal Beagles and Consumer…
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Scared to reclaim bank charges...
ok, so i'm a bit of a worrier. I don't deal very well with stress as I suffer from depression and any thing out of the ordinary tends to put me into ostrich mode - head in sand! But i'm sure that I have amassed at least a couple of hundred pounds worth of fees. And that would clear off my overdraft and pay a little off of…
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What is the current situation for me
Sorry if I'm being stupid but having read through a lot of back mailings. I can only find references that are saying it is getting less and less likely that money will be refunded for historical charges. I am with Natwest for both my personal and business banking account and have a large business load tied to property with…
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almost 5.5 MILLION reclaim info downloads!
To Date "5,400,824 bank charges reclaiming letters downloaded from this site" as seen on the reclaim section of main site.. say at £100 a claim = £5.5 BILLION due back- maybe much more.. no wonder the banks are bricking it!:beer:
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Is this a new delaying tactic?
I've had a case open with the Ombudsman about a PPI issue with MBNA. My issue is slightly different to the usual "reclaim your PPI" one as I also tried to cancel the PPI several years ago, but MBNA simply didn't bother doing it. Anyway the Ombudsman has been progressing my case, and I got a letter from them this week.…
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Newbie! Don't shout at me but what can I claim for?
Hello All, I have been sorting out my financies after living with my head in the sand and not checking my bank statements for a very LONG time. I have been successfully working towards paying off my £800 overdraft but on looking at my pile of unopened statements I found I accumliated a number of charges: Unpaid direct…
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My Bank Keeps Taking Money From My Acount For No Reason
About 1 1/2 months ago I logged in to my online banking to check my bank statement and found that my bank had taken £140 in charges from my account for no reason at all and had refused to pay some of my bills. There was more than enough money in my account to pay these bill and no reason for the charges. I phoned up my…
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reclaiming but have iva
my o/h is in an iva amongst others, halifax are involved-does he stand a chance of reclaiming charges off them?
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Is it wise to begin a claim whilst overdrawn?
Hi, I'm new to the site, so please forgive me if I'm asking an obvious question. Is it wise to begin a claim against my bank (Abbey) to get charges back if I'm overdrawn? Surely that puts me in a weak position? Thanks.
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Unfair Student Account Charges Lloyds TSB
Hi all, Back in august I went over my planned overdraft limit by £7 for a few days, incurring a charge of £51, which would be charged on the 9th October. However, come 9th of October, my student loan hadn't arrived yet, so I don't have enough money in my account for the fees. I had been told that as long as I do not use my…
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Not reclaiming but can I stop bank charging me?
Hello, I wonder if you could give some advice. I have not yet been charged but my bank, Natwest, have sent a letter to me today saying that they intend to charge me £28 on the 31st October due to mistakenly going overdrawn in September by £16 for 6 days. Can I stop them from doing this or not? I have called them this…
