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reclaiming from barclays
hi following your advice i had some success in claiming from barclays a while back.i took the figure i was first offered i think £1100 ish as opposed to £1800.I have since been hit by quite a few new charges can i still claim these as when i took the money before it said i had no further right to claim against any future…
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Lloyds TSB help!
Hello all, Please bear with me, this could be a long one..! My Nana has an account with Lloyds that is very rarely used. No money goes in, was used a few years ago but payments stopped going in when my grandad died. Always been in credit, never gone overdrawn and didn't have an overdraft facility. June 2008 we purchased…
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Cap 1 and Court
Hi All Just after a bit of advice plz.... i have filed a claim with MCOL and Cap 1 are defending the claim i full. Does this mean i have lost and is it likely to cost me any more than the £35.00 i paid if i do lose??????? Hope this makes sense! Getting a bit worried now
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Newbie - Time Limits
Hi, just wondered if anyone had any advice on time limits to the FOS. I have missed the 6 months ( no excuse but family issues put stuff on hold). Is it worth still pursuing? :confused: Final letter from the company dated end Jan 08. Thanks for any advice.
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Bank charges: Time for the Chancellor to help?
OK... now the Government owns 100% of Northern Rock, 60% of RBS, 40% of Lloyds HBOS, and is in a strong position to influence most of the UK's other high street banks. The banks are no longer independent - many are now owned by UK taxpayers. Surely it's time that they were stopped from imposing changes and withholding…
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emergency bank charges need help
Hi guys i have a major emergency on my hands here. I claimed back my OD charges about a month ago. HBOS got in touch and said that they were going to pay me £6291 as a good will gesture but it would go into my account clearing any overdraft i have first then the rest into my account. I sent off my acceptance which they…
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Genuine hardship case, a complete joke
Hi Guys I got an offer from A&L Today, I applied under the FSA'S waiver rules, I was asking for £1100 in bank charges, all they have offered is £160, which is a complete joke, they said they have agreed on this and repaid it into my account, I do not agree with this it's a !!!! take and I want the full amount back, what do…
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When is a decision expected from high court case?
Hi I have a court case on stay with Lloyds TSB. When do we expect to have any updates from the High court case? Thank you
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Do I send initial letter to my local branch?
Hi, I've just completed the template (this one - http://www.moneysavingexpert.com/redir/c129d2ac) and am wondering, do I send this to my local branch? Or do I need to send it to like their headquarters? I couldn't find the info anywhere, if someone could let me know that'd be ace! Thanks, Rory
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Bank Charges
I am trying to reclaim my bank charges under the hardship criteria but no success cccs did not help me either as they cannot do anything . Can anyone help me please on what I do next ???
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Bank Charges
im no longer with the BoS, can i still claim nank charges, i contated them last year and got statements from the last 5 years, i never done anything about it. can i still claim them back even though iv changed banks ??
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Can Limited Companies Reclaim
Joined this forum today and wondered if anyone knows if Limited Companies, that have been unfairly charged, can demand repayment. Thanks
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Halifax problem
Just wondering if anyone can advise, im reclaiming charges from Halifax CC, first letter offered me £139 which I replied accepting as part payment but I wanted the rest, I've just had a 2nd letter from them today advising me that me claim had been escalated and that somebody will contact me in due course. How long do you…
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is this right?
I put in a claim for unauthorised bank charges and as I'm a student currently in full time higher education, thought that my case would be classed as one of financial hardship. Today, however, I received a letter stating that my case did not fall into the Financial Hardship category and that I would have to wait for the…
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Natwest credit card - Natwest can not locate our details!
Hi, We are in the process of reclaiming charges from my husbands old Natwest credit card, of which he has no account number for. I wrote to them with the standard letter enclosing the £10, we enclosed his old current account number which he held at the time to help them to link them. We have now received a letter from them…
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£38 bank charge!!
Just been given a £38 bank charge today for a direct debit that was not even instructed in the first place. I have an agreement with Moorcroft Debt recovery to pay £50 per month, the first was paid on 16th Sept over the phone and I agreed to pay the remaining payments online each month. I went to the bank this morning to…
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charges made me overdrawn....help please?
i made a thread earlier about a £25 charge on my account i didnt know anything about - this has been cleared up as to being from lloyds tsb late charges ... to recap im disputing a loan as being missold to me and they have charged me £25 for not paying the fees for the loan which are £50 a month but, as i was looking into…
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any email contact addy for BoS?
need to dollow uo statement request, but number given on acknowledgement letter is putting me on a long hold.. looking through their site, can only find a media enquiry contacts page.. http://www.rbs.com/media03.asp?id=MEDIA_CENTRE/CONTACT_THE_MEDIA_CENTRE#retail have tried using same format (name.surname@rbs.co.uk),…
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Bank Debt + Charges Help!
This is a copy of a thread I have posted on Debt Free Wanna Be - they suggested I posted here too. I have a debt problem I need to sort out, I'm on incapacity and income support claiming for my husband and trying to make ends meet. I found out last week two months into our tight budget that my husband had a debt of £500 on…
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Now that we are all "shareholders"....
Just a thought; when will we be getting our share certificates for the banks we now part own, and will we now be properly entitled to charge the banks every time we have to ring or write to them??? (or is it all just a smoke screen to keep the sheeple happy while we are literally fleeced?!)
