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My bank charges
I am in need of some advice, I recently wrote to Abbey complaining about charges amounting to £257 I felt they owed me. The charges were overdraft bull and debit interest on top. I received a reply back from them, a standard letter I'd say going on about they believe my complaint is about unfair bank charges blah blah I…
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Barclays Personal Reserve Question/Bank Charges
I am new to this site, so anyone please accept my apologies if you have answered this question exhaustively. I would like to start the process of reclaiming my bank charges. I am a Barclays customer and when the Personal Reserve concept came in, I opted in. Will this affect the process of reclaiming previous any previous…
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Bank chaos-reclaiming charges
With the present financial crisis, do you think this will affect the judges decisions regarding reclaiming charges ?. Will he/they take pity on the poor banks !!! ?.
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Cant find thread.
Im sure i saw a thread about reclaiming in scotland somewhere but i cant find it.Wanting to check it out because on the govan law centre site,they seem to have a different perspective on claiming on this https://www.bankcharges.info/resources/sisted.pdf Any help would be appreciated.:beer:
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Daily bank charges???
I am a Lloyds TSB customer & have received a letter saying I will be charged £15 per day for being overdrawn for 1 week. Firstly I had received nothing to inform me I had gone overdrawn, secondly in the past I have received charges for £30 but not a daily charge. People have told me they can not charge a daily rate - is…
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Can I Reclaim Un-notified Interest Charges?
Hi, I have recently been charged interest by Halifax without being given prior notification. I had an interest free overdraft which the bank expired without having the decency of letting me know. It wasn't until over £80 of interest had been charged (They were chargin around £45 a month) that I realised it was happening. I…
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Worst ever - A&L
I decided to take out one of those Premier 21 bank accounts just to use now and again, with me being 19 i decided it would be good to keep some savings in, now i had a reoccuring payment via paypal which was debited once from my bank account of £5 which took me overdrawn by £3 without my knowlage. With me not using this…
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Can you reclaim charges for a second time>
I made a claim fro my bank charges about 3 years ago and successfully claimed 800 pounds back from Lloyds TSB. Since then silly me been struggling with some bills and another 500 pounds has gone back out in bank charges. Does anyone know if I am able to put in a second claim for the charges since my first payout from the…
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Civil Bill - Ongoing Since Aug 07 - Legal Advice
I have a civil bill within the court system in northern ireland and have done since aug 07 for around £5800 worth of bank charges. In short I'm fed up going to court now for constant adjournments and to be honest I feel really out of my depth and beyond my comfort zone. Again today I was in court for yet another mention,…
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Hfc Credit Account
I have an account with HFC. I purchased a computer from currys on a buy now pay later. Can i claim back any charges for late payments? Any help would be appreciated.
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Reclaiming C.I.T.B levy
Hi not sure if im on the right forum......... my husband has had the citb levy taken from his wages even though he has not signed any forms giving authority which we have now found out is unlawful, he has left thst contractor now so we have decided to reclaim all the money that has been stopped. has anyone any idea how we…
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Credit card charge reclaiming advice needed
I am looking at claiming back charges on a credit card I have, I have got behind with my payments, I am trying to sort out a repayment plan but they are not playing ball at all, in the mean time I am sending a small amount each month to try and keep them at bay, I have also sent them I statement of affairs, but they are…
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Charges reclaim now Gov own bank
Hi. Following Martins advise we have a claim pending with the courts for fees charged like lots of other people. Now the Gov has a share of the Halifax is this likely to effect these claims.
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Natwest Still Charging £38 Per Failed Transaction - This Week!
I thought the banks were at least listening to the FSA with regard to the amount charged for failed transactions - I thought the recommendation was more like £12 at the most? But my son has just been charged 3 lots of £38 for 3 failed Ebay - paypal transactions - money went from his (redundant - but not yet closed) Natwest…
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Reclaiming: Starting from scratch
A few years ago I decided to reclaim my charges. I sent the template letter to 2 of my banks with the £10 and got my charges. But my own laziness and other problems caused me to totally sidestep it. Now I've decided to try again but I have some problems and questions. I sent the letter with a £10 postal order to both Abbey…
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re : credit card claims after FOS decisions (not accepted)
Hi, I am posting this to get users' views on the likelyhood of my claims succeeding or not. Last year, I claimed charges back from various credit card companies (some with PPI) and many refused to offer PPI and the full amount of charges, instead hiding behind the 'allowed' £12 re OFT report of 2006. Some even said the…
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Overdrawn Charges
Is it right that halifax have charged me for a 3.45 transaction which was allowed to go through when i was over my overdraft limit and charge me an additional 85 quid in charges 30 goin overdrawn 30 interest 25 allowing the payment to go through Is this unfair charging!!!!!?????
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natwest reclaim
i recieved all my statements and sent them a letter requesting the money under financial hardship and they replied with what looks like a statement of affairs to fill in it also states that as the test case is still undesided there is no guarantee i will get any money back however they may be able to help by changing my…
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Overdrawn?
hi guys,if this is in the wrong place, sorry, please move to where it should be. Can someone tell me if i was overdrawn, how would this show on my statement?would there be a minus or would it say O/D or something like that?my bank (alliance and leicester)are trying to charge me for being overdrawn and i cant see where ive…
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Claiming hardship from HSBC
Bankground: I have a personal current account with HSBC. I knew that I had been charged lots over the last 18 months or so, but wasn't going to claim it all back until the test case had been resolved. My husband and I then separated, and he is being an a**e with regards to paying anything, literally.. he cancelled all the…
