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Help
:confused: Need a bit of advice We have a claim going through the court and have received a letter from the banks solicitors asking for a stay (postpone) at the court until the office of fair trading has resolved the proceedings with the banks..... What do you think.....
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Received letter from bank - advice needed!
This little saga isn't strictly related to reclaiming bank charges but I still thought this was the best place for this thread. It's going to be quite a long story but I think it's best I cover everything so as to get the best possible advice back. I have a student account with the Bank Of Scotland - I opened it in summer…
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court date help !!!
Because of the test case etc etc ..can anyone tell me if i still have to go to court on the day (november...Northampton) or should i phone the court to see if the case has been stayed ? or will they contact me nearer the date ?
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Double money paid out by Natwest in error!!
Natwest paid a relative of mine their bank charges back it was £2400, this was back in February this year. It turns out she then got another letter with the same offer of bank charges about 1 month later, for the same amount. Unknown to me, she signed this 2nd letter and returned it - turns out that she had double payments…
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court decision
Can anyone help out there,i have just recieved a letter from the courts and in it it saysupon considering the court filr and noting the document lodged by the claimant,and the court considering that,pursuant to the civil procedure rules 1998rule 3.4 the claim does not disclose any reasonable grounds in law for bringing the…
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Help
Hi there, I collated all of my bank charges and sent it recorded delivery to my bank back at the beginning of July by recorded delivery, i have had no reply at all from them, what should I do??? I have printed off the next letter threatening court action but do they have to reply legally? Help am really stuck, have just…
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can I case be stayed after judgement
Hi would appreciate any advice my case went to MCOL and late last week I was awarded judgment in my favor I never received any information form the court saying it was going to be stayed. I then also recived a letter saying from the court saying the I had been awarded the money. After phone calls today with my bank and the…
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basic question here!!!
im about to take my bank to court, but want to know whether i should claim now or wait til next year? and if i do wait til next year...can i only claim back 6 from then or 6 years back for my original claim to the bank? also whats the difference between the courts and FO?
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Will banks stop charges, while they in court etc
Anyone asked there bank to stop the charges while the court case is in process etc??? I was almost about to take them to court. then it all got put on hold. Can I ask them to not chage me
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Stay on Court Procedure
Hello all! A quick question here for some advice if thats ok. I've been helping my girlfriend claim back her bank charges from Lloyds TSB and have ended up going to the OFT as the bank did not provide a satisfactory response. As she has gone all the way back to September 2001 with her charges I read that I might need to…
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Banks test case?
Hi All, If the banks are allowed to put all claims on hold till the outcome of this test case then does that mean that we would be within our rights to withhold payment of charges till the outcome?
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Court today
New to this forum but thought I would let you all know that I am due in court at 2 pm this afternoon to reclaim my over charged fees from Alliance & Leicester, recieved a letter telling me that they were going for a stay but I said no, have since got another letter (friday just gone) telling me the same thing about getting…
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Halifax frozen separate account
Hi, Im in the middle of claiming back nearly £300 of bank charges from the halifax. its a joint account with my partner but due to this test case, nothing has been done yet, they have now been harassing us with phone calls as early as 8am and even on sundays, sometimes 3 or 4 calls a day, now i find that they have frozen…
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Charged - but only the once!!
Hi! I've been charged by my bank for £38 since I had insufficient funds to pay my mobile phone bill that is my only direct debit. I have since cancelled the standing order and have discussed the matter with my phone company so as to avoid a recurrence. What am I to do about the bank charges? Should I talk to the bank first…
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OFT ruling question
Hypothetically speaking. If, at the end of the test case, the judge says "I announce that the banks could fairly charge customers £10 for late fees etc" Does this then mean that those of us who have successfully claimed will have letters from banks demanding money back from us? "You owe use £10 per claim because the judge…
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Sandra
Hi everyone. Need a bit of help and advise. Have started claiming refund for bank charges from Lloyds TSB. Sent original letter off requesting full amount with a copy of charges. Got reply saying no charges would be returned to me. Done online court case and have got a date for court which is 3rd October. I had another…
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Can You Claim Back Interest on A Loan?
i have a loan with Lloyds TSB which i first took out in December 2003. Where i was charged £58 a month interest,as i took out the loan protection payment. However, i cancelled this after a year. Can i claim this back at all from the bank ? just wondered.
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How To Remove A Credit Card Charge Claim Stay???
Okay so i've spent weeks looking all over the internet for some kind of template letter or guide as to what exactly to write on a N244 Application Notice Form to remove the stay my local court has put on my Credit Card claim against Barclaycard??? :confused: All the template letters i could find are specific to Bank…
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Charges to be repayed - offer???
Hi, my bank (old one) Natwest has sent me a letter (after taking legal action) offering to refund me £3600 of a total claim of £3750. Nice - only trouble is they want to offset this against a personal loan (unsecured) I still have running with them. I have 60 days to accept the offer or wait the test case. I was made…
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Tom Brennan High Court Appeal
IN THE HIGH COURT Claim no. 6MY03995. QUEEN’S BENCH DIVISION IN THE MATTER OF A CLAIM AGAINST NATWEST FOR UNLAWFUL PENALTIES AND CHARGES LEVIED IN BREACH OF THE UNFAIR TERMS IN CONSUMER CONTRACTS REGULATIONS 1999 BETWEEN: THOMAS BRENNAN Appellant - and - <DIR>NATIONAL WESTMINSTER BANK PLC </DIR>Respondent…
