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Little advice?
My partners claiming back around £2200 so we put in a MCOL request, which was issued on the 10/8. They acknowledged it on the 21/8 and she entered judgement by default this morning (13/9). Now I've logged in it says Defence 10/8 and still says the judgement is awaiting verification. What I don't understand is how can the…
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Time to Lobby
Dear Folks, Get your writing pens out and start writing to the people you elected to represent you in this Country and Europe. Elections for councillors are coming up next year. Should your MP fail you then vote that party out at the ballot box at every election until a party comits itself to making law and ensuring that…
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reclaiming charges
Hi im Debbie first timer on this forum so plz bare with me:p . I've recently called Lloyds Tsb to recall my DD charges...they said that they can send 6 yrs worth to me,but they also ask me if i'd "seen the in the press that come Jan next year..things were going to change with the "Claiming of bank charges",What does this…
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Old bank charges - where do I stand?
This morning, I received a debt collection letter for around £445 regarding a very old bank account with the Royal Bank of Scotland. I was rather confused as I haven't used it for years and years, I'm not even sure when I opened it. After many phonecalls, it turns out I opened a Gold Account, or some such, and the debt is…
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bank charges in court 21/9/2007 help!
what do i say to judge in court as to not look an idiot,some kind person please reply xxx
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first post here, and first go... not looking good
paid my £10, got my charges statement, also got a letter in brief it mentions about the OFT case, they say that if i make a claim they (FOS) will delay it until the court has made a decision shall i carry on as normal , (step 2) or expect to be delayed? or just give up...
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Please help...claimed back bank charges...bank wont refund MY MONEY!!
I rented a house, then I had to give notice and leave as got accepted for a job abroad, it all fell thru, meaning no job (as resigned from mine-cant go back), no income, no house. The agency and the landlord refused to work together, and at the end of the tenancy the agency made a HUGE mistake and put the into the wrong…
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Keep Up The Fight Everyone
COME ON GUYS AND GIRLS LETS KEEP UP THE FIGHT :j AND NOT GET DOWN IN THE DUMPS.:j ITS HARD AT THE MO FOR LOTS OF US BUT LETS KEEP GIVING EACH OTHER ENCOURAGEMENT . SO MANY PEOPLE HAVE WON AND SO WILL WE. no surrender :D we will get our money back :A if we dont continue to claim then the banks have won :eek: :eek:
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Conned for years!!!
Well all I can say is thank god for these forums!!! If only information like this was as transparent a few years ago as it is today! A few years ago when I was young and naive I made a few mistakes. However these were hightened by the Halifax and Marbles Credit Card taking advantage of a naive person in financial hardship.…
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Is there anything else i can do???
Hi, first time on here... Got a MASSIVE problem with Lloyds... I have been incurring various charges each month due to going overdrawn. Now the thing is... I NEVER go overdrawn by more than £20 AND the money gets put back into my account to cover things upto 3days later... Now i had charges of £90 back in april. They…
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Charges continue
I apologise if this has already been covered. My point is in regards to the continued charges being applied to my account, even though I have applied for the existing charges to be repaid. Is there anything I can do while the test case is going through :mad: This cannot be right surely
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Have Nastywide a clue what they are at?
In july this year Nastywide paid me the full amount i had claimed plus interest, took me 6 weeks but did it without going to the court stage...TY Nasties a nice little amount in my bank. Today they send me a letter saying...Important changes yak yak, Nationwide open about its charges yak yak, we have registered your…
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OFT May Cop Out Of Test Case
''The Office of Fair Trading (OFT) could drop next year's High Court test case over bank overdraft charges, a senior official has said.'' http://news.bbc.co.uk/1/hi/business/6989510.stm
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Progress with reclaiming bank charges
I have gone through the whole process of claiming my bank charges using 'moneyclaimonline'. I have now reached the point where the courts have agreed and issued a warrant to TSB which has now been executed. A guy from Basingstoke county court has informed me that there is now a 'Levi' in place with TSB at this moment. So…
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Letter from Thomas Heurtas CEO of the FSA re:waiver+hardship cases, +HSBC=idiots
I have a letter from Thomas Heurtas the CEO of the FSA, which seemingly contradicts something that I have received from my bank "HSBC" with regards to cases of financial hardship, anyone care to see it ? Dyfrig John of HSBC has 6 days left of his 6 weeks to respond to a number of concerns that I have raised in a letter to…
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Oft Statement Summary
Hi All, i'm preparing my court bundle for and was wondering if you can advise where can I find the OFT statement summary. Many thanks J_Kins
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Closing account before I hear anything from bank?
Basically I sent in my reclaim letter to Barclays it must've been a few weeks after the judgement thingy was passed. Should I close my bank account before the test case is heard? I sent a letter reclaiming about £400 worth of charges. If I close my account will I still be able to claim these charges back at a later date? I…
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Bank Charges extension
I have made a claim prior to the test case regarding bank charges I have incurred. This case should now have been resolved however after phoning the bank up as I had not received a final response I was informed that they had taken the case to court to apply for an extension. I was not informed of this as I would have…
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Help - Halifax have applied for judgement to be set aside
Judgement was awarded in my favour 2 days after the OFT announcement. However <?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" /><st1:City w:st="on"><st1:place w:st="on">Halifax</st1:place></st1:City> still refused to pay so I sent in the Bailiffs. I have just been informed by my local court…
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Bank asked me to sign
I phoned my bank today to complain about charges received to my account, I was emergency taxed in June/July by mistake as I had taken on a second job and they had emergency taxed my main income which obviously greatly affected my salary, since then I have been charged £600 in bank charges and was finding myself unable to…
