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charges on idle account!!!!
have just received a Creditors notice for £428 from the Alliance and Leicester for a bank account i did not realise existed!!! Apparently it was part of a mortgage deal that i had over 5 years ago - my mortgage has been with Nationwide since 2002. To cut a long story short for over 5 years A+L have been paying a £2.88…
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Mistakes on Particulars of claims
I have made a mistake on the particulars of my claim. Putting incorrect dates for the period I am talking about. This has been used as a defence against my claim. Is it possible to make amendmends to the particlars of the claim or shall I proceed and explain when I get to court.
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Halifax Isa withdrawal
Can't find the terms and conditions for the Halifax isa I had so hoping someone can help me. I transferred the lot to Kent & Reliance in July and have just found Halifax have taken £200 from the bank account from which I fed the Isa. Is this right and reasonable? I do think the Halifax could have pointed the fee out and as…
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Slaughtered by HSBC - A WARNING ABOUT RECLAIMING!
<TABLE class=tborder id=post6142635 cellSpacing=0 cellPadding=4 width="100%" align=center border=0><TBODY><TR vAlign=top><TD class=alt2 width=125> Join Date: Aug 2007 Location: Rock Park, Wirral </TD><TD class=alt1 id=td_post_6142635><!-- icon and title -->Slaughtered by HSBC - A Warning <HR style="COLOR: #660000"…
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need advice, pref before monday
Hi all, longtime lurker first time poster, I have been going through the reclaiming process, regularly checking on this website and so far have had only a cold face from the HSBC. i'm now somewhere between stage3 (2nd letter) and stage4 (Small claims or FSO) My claim is based on the Social Security Administration Act. my…
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Have The Banks Been Over Ruled
I heard the courts had over ruled the banks 2 weeks ago and told them they still had to pay these claims, does anyone know if this is true.:confused:
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Bank has written back and is not giving me money
Hi can anyone answer this. I received a letter from the bank making me an offer this was 2 and 1/2 weeks before the waiver and I rejected asking for more money Once the news came out I quickley back stepped and sent a leter accepting well with in the time frame of accepting the payment but they have now wrote back saying…
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£800 overdrawn with no overdraft?!
Hi, can i have some advice please. Im 19 years old and i havemanaged to overdraw my natwest account and my barclays account with no overdrafts by about £200 each and had about £200 in charges put on each account also so im like £800+ in debt. I have no job and im not claiming anything like dole, i dont know what to do, the…
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GE Money trying to con me for another tenner
hi all i sent my letter along with a £10 postal order to GE money asking if i can have a list of all charges levied against my account. i recieved a letter this morning saying that there was no postal order/cheque and that i need to send another one along with this form they have sent me!!! i sent the original letter via…
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Broke my monthly record at Lloyds
New record for me at Lloyds just over £700 for the month. Not bad really only £520 for bouncing my dd's. They are obviously not being put off by the imminent test case. :T Nice one .
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In court 22/10 - have you had a judgement that was given pre 27/7 set aside?
Hi all I would really appreciate anyone posting to let me know if you have had your judgement for bank charges that was given pre 27/7 OFT announcement set aside. Mine is a long and drawn out saga, but I was given judgement because HSBC didn't enter their defence within the time they were given. I was given judgement on…
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Courts Obstruct Claim
I tried to submit a two claims for bank charges in my local County Court. They did not send the EX160 forms x2 (exemption from fees) as requested. They did not supply enough claim forms for two claims, as requested. I obtained more claim forms from a friend and posted the claims on 3 August 2007, along with proof of income…
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Help
where do i send the letters to, to reclaim my bank charges. The head office or my high street bank:confused:
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Court Appearance
I have gone through all the steps to get my bank charges refunded i refused their first offer and sent them to court. I later won by default but later recieved a letter off HSBC's solicitor saying that they did not recieve my claim form in respect of my bank charges and that they where applying to have the judgement by…
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HELP What do I do know Have I won???
Hi can anyone give advice I won my case with my bank for charges by default on money claim online I.E they didn't file a defense I called them asking for my money and they said they were writing to me I today received the below, I refer to the above claim that you have raised against the bank in which judgement in default…
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I canceled the dam direct debit
sorry slitley wrong place... but im going out of my mind? Right the thing is i've cancelled a direct debit coming from my current account 15! times. But their still taking money from my acount! which is putting me in the red, i am going to make a reclaim from the bank. This has been going on since jul 06? How can the bank…
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Default query...
I am currently trying to get my default removed from my credit file from HFC. I have written to them asking for proof of the default notice which i never received. they have written back enclosing copies of mailmerge letters. They have said they are not obligated to retain copies of the original letters (surely this is…
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Is it too late?
Hi, ive asked this on another thread with no response. I have already claimed my bank charges, however my friend says he has heard that this issue is going to the big courts now and that he's waiting for the ruling on that before he claims? he thinks that theres no point cos if the courts rule against it then it will have…
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Bank denying penalty charges!!
Please help ?? I had some months ago petitioned my bank to reclaim about £6000 pounds of penalty charges that they had taken from me over the last 6 years. My bank LLoyds TSB, sent me a letter back claiming that I had no claim as they did not recognise the fact that they were penalty charges, and that they were within…
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What next???
Hi there, Completely new to the site so first question is this..I've totted up all my bank charges from Abbey from the statement I received from them and sent them a letter asking for a full refund with interest or I would be taking the matter to court. I received a letter back from them confirming they've received the…
