How To Remove A Credit Card Charge Claim Stay???

Maverick1dj

Okay so i've spent weeks looking all over the internet for some kind of template letter or guide as to what exactly to write on a N244 Application Notice Form to remove the stay my local court has put on my Credit Card claim against Barclaycard???

All the template letters i could find are specific to Bank Charges, NOT Credit Card Charges... this is really throbbing my head out, as i don't know what i should write, and i can't manipulate the Bank Charges template as all the info on there isn't relevent to Credit Card Charges... apart from the human rights bit.. but thats not really enough is it?

Can someone please help me, or at least point me into the right direction, i've tried CAG, and other various forums for info and i'm at a total loss.

All help much appreciated x

Stokey125

Maverick1dj wrote: »

Okay so i've spent weeks looking all over the internet for some kind of template letter or guide as to what exactly to write on a N244 Application Notice Form to remove the stay my local court has put on my Credit Card claim against Barclaycard???

All the template letters i could find are specific to Bank Charges, NOT Credit Card Charges... this is really throbbing my head out, as i don't know what i should write, and i can't manipulate the Bank Charges template as all the info on there isn't relevent to Credit Card Charges... apart from the human rights bit.. but thats not really enough is it?

Can someone please help me, or at least point me into the right direction, i've tried CAG, and other various forums for info and i'm at a total loss.

All help much appreciated x

In part b say after because the case of OFT v LloydsTSB PLC only relates to bank charges and not to credit card charges.


In part c say The OFT in an announcement in 2006 ruled that a fair charge for fees on a credit card was £12. Accordingly, there is no dispute as between the parties as to what would be a fair chargeas a maximum charge has been set by the OFT ruling of 2006. In the particulars of claim in OFT v LloydsTSB and others it is clear that what is in issue in that case is bank current account charges. Therefore there iis no basis for the stay inthis case.

owengregory6

Hey Stokey...

Do you post on the JKB forum??

Stokey125

owengregory6 wrote: »

Hey Stokey...

Do you post on the JKB forum??

No - What is the JKB forum

paul1e

Stokey125 wrote: »

In part b say after because the case of OFT v LloydsTSB PLC only relates to bank charges and not to credit card charges.


In part c say The OFT in an announcement in 2006 ruled that a fair charge for fees on a credit card was £12. Accordingly, there is no dispute as between the parties as to what would be a fair chargeas a maximum charge has been set by the OFT ruling of 2006. In the particulars of claim in OFT v LloydsTSB and others it is clear that what is in issue in that case is bank current account charges. Therefore there iis no basis for the stay inthis case.

Stokey,


Sorry and as you say in your signature I'm also open to correction but the OFT anouncement stated that if a charge was £12 or below they would not investigate it, this is their threshold for charges to avoid investigation and nowhere, from memory, does it state that this is a fair charge. It seems that if you put the above in part c then you are agreeing to pay £12 rather then the credit card companies having to show their true costs, which we are of course willing to pay if they are prepared to divulge them, and therefore can only claim the difference between the charge levied and £12....

Stokey125

paul1e wrote: »

Stokey,


Sorry and as you say in your signature I'm also open to correction but the OFT anouncement stated that if a charge was £12 or below they would not investigate it, this is their threshold for charges to avoid investigation and nowhere, from memory, does it state that this is a fair charge. It seems that if you put the above in part c then you are agreeing to pay £12 rather then the credit card companies having to show their true costs, which we are of course willing to pay if they are prepared to divulge them, and therefore can only claim the difference between the charge levied and £12....

Paul you are of course correct