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Intriguiing question regarding bank charges
I've just got my better half's charges through which has raised an interesting question. She is currently banking with Woolwich / Barclays, she got her statements through without sending off a tenner for them (how's that for money saving). Now going through we got to the end of 2006 and hit a couple of anomolies. One week…
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What to say in Court
Can anyone give a script to read out to the Court if they decide to hear the case? I am due in Court next Friday against Barclays and don't know what to say if for whatever reason the case goes ahead.
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What to do next?
My bank wrote to me telling me that they will not deal with my complain until after the case. What do i do how? do I wait or do I send a letter threating to take them to court.
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Default Notice
Hi there a few months back me and my fiancee decided to open up a joint bank account as i am with nationwide and never had any bother with them we decided to open one with them anyway after opening the account i got in touch with my employers and informed them to pay my wages in my new account verbally and written then got…
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reclaiming bank charges..
Maybe im being a bit blonde,but will I be liable for court costs,if it gets to court...but Im not successful and lose? Surely this will incur court costs? :mad:
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HUGE bank charges shake up - Lloyds only!!
Can't say anything more, but it'll be all over the press tomorrow!
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True or false - not allowed to charge under £10
I have heard banks can't charge if you go over your overdraft by under £10. is this true? :confused:
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my debtcard bounced i'm £39 I need some advice please
I don't know what to do. I phoned my bank they said they have let me off once before this year. so i have to pay the charge this time.
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Arguing against a stay on the limited scope of the test case
Hello all well, had my hearing today at Durham County court with Deputy District Judge Baird. To try and argue against the stay that DG Solicitors had informed me would be coming, I decided to deploy the argument suggested by several on this site and CAG: namely, that as the test case will only look at whether the…
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General Motors Acceptance Corporation (GMAC)
Ive just had a thought, I was charged late payment fee's by GMAC can I claim these charges back from them. I was four months late and because I could not pay them in full they took back my car and sold it for some silly low amount at auction and are currently trying to get me to now pay the difference to them. If I can…
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Liverpool county court
Hi, has anyone had their alliance & leicester warrant from mcoltransfered to liverpool county court ? If so please can you let me know how you are progressing
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So unfair to put bank reclaims on hold!
As Stated below: "On the 27 July 07, the banks and the OFT agreed to a bank charges reclaiming test case in the High Court. A series of co-ordinated announcements also effectively put a hold on bank charges reclaiming until the case has been decided. Hands up who agrees with me that if that's the case then the banks still…
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OFT Test Case POC's
http://www.oft.gov.uk/shared_oft/business_leaflets/general/PCA-particulars-of-claim.pdf
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Where to go from here....
Hi there. I went to court against Natwest last week and had my case stayed. I received an offer letter from Natwest 2 weeks before my court date. I was claiming £1600 including court fees and interest. They offered me £1000. Im not sure if I should take the money and run or wait till after the test case. Also today I…
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Relevant case law needed, please help
Can anyone give me a link to a page that contains the "relevant case law to penalty charges". I need a copy for my court bundle and i cant find one anywhere.
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Direct Debits
With regards to direct debits.Am I being stupid in thinking that when I sign a DD mandate to come out of my account on the 1st of each month,that i should be allowed to lodge the money into my account on the 1st,and not as requested by my bank the day before,
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Legal term Frustration
Frustration is a legal term that voids contract as if it had never happened. Where the frustrating event is not reasonably foreseeable. Can this be applied to bank charges if the cause for defaulting lies in Frustration? :beer: An example often given is the hire of a village hall, which takes a deposit only for the village…
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Victory!!
I have requested CCAs from my creditors,1 out of 6 has replied but the best is a debt took over by wescot from mbna saying they cant produce a cca so they are not pursuing the £4795.Hopefully they will all cave in now as they are out of time.Also mbna have sent me a cheque for £82 from the £250 i was claiming i thought…
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How can banks still impose charges?
I am fortunate enough to have had an out of court settlement, and very pleased I was too:beer: . I am however confused, if bank charges are illegal or are in the process to determine this, how can the banks still levy charges? :confused: surely their ability to levy charges should also be suspended, the same as the claims…
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Help. May have made a mistake...
Hi folks I'm trying to reclaim £1400 off the Abbey. Sent them 1st letter ten weeks ago asking for money back,and was ignored. Was so !!!!ed off i went into the branch on Monday and gave them a letter saying if i did not hear from them by 3pm Friday(tomorrow) i will raise a court action against them in the Scottish small…
