-
nearly time to take my pension
Soon to get £120 p.w. State pension, plus £4.5k p.a. private pension, with £30k lump sum. I've always banked with Barclays and have £4k savings, but apart from a £300 p.c.m. debit to my partner I don't anticipate touching much of the remainder. I'm not interested in stocks and shares - not being a gambler, so what should I…
-
Transfer of USS to Nuvos
I am 32 years old and about to start a new (permanent) job with the civil service - I have decided to join Nuvos. I currently have approx 6 yrs service in a USS pension and I am trying to decide if I should transfer this to Nuvos. I understand that USS is a final salary & Nuvos is a career average scheme so my USS bit…
-
The Pension Office-errors
Is it just me or are many others suddenly having errors from these people. I got an apology earlier this year for a second form from the pension office asking the same as a previous department a few weeks before. I have had to write and complain about a totaly confused letter from the NI contributions office, (also…
-
Nipa
Does anyone know if this is true, that if your private pension has been running under 16yrs and it's not very good, that you can claim back what money you have put in? Is this right?
-
Re advice as we dont know what to do
Hi my hubby used to work for the NHS and has just received a preservation notification. When he reaches 60 (another 20 to go) The NHS scheme was left 22nd june 2007 and he was a member of the pension from october 1997 - june 2007 It says they have preserved the above membership using a penshionable pay figure of £19,523.03…
-
NHS superannuation pension? safe?
Hi...can someone confirm that my NHS pension is "Protected" from the current world financial problems? PS...I am expecting lump sum / annual pension next year.
-
Transfer Value of a Deferred Pension
I have a deferred company pension (defined benefits), which will pay me an annual pension of £7k (index linked) when I retire (I am currently age 50). My deferred company pension scheme have said that the transfer value of my pension is approximately £55k. This seems a ridiculously low value, given that the annual pension…
-
Is State Pension Means Tested? -Sorry if it's Silly question!
Hello All, Please help....... I'm not clued up on Pensions and this may be a simple question but is the state pension means tested? Basically, my Mum has come into some money so does she have to declare? Would it affect her state pension entitlement? Cheers!
-
stakeholder help
I have a deferred final salary pension and a stakeholder pesion that is also deferred both whist working at same facility but under different ownwers and schemes. I am now trying to take the maximum lump sum possible from the stakeholder scheme (age 53) and Axa are doing everything possible to stall me . Now saying that…
-
pensions!
I have a local government pension & i want to cash it in to pay off some of my mortgage! I have been told i can't with them, but i can transfer it over to another pension fund! Will i be able to cash it in if i do this? I know it would serve me alot better if i do this! can someone please advice? Many anticipated thanks!
-
Inheritance _can someone help please?
Hiya Hopefully someone will know how to help me . My gran has informed my father that he should have got some inheritance that has instead gone to his Aunty. Basically (according to my gran),my dads father should have got the inheritance but he passed away about 15 years ago. Does this mean my Dad should of got it or is it…
-
Transfer of Dormant FSAVC
My wife has a dormant FSAVC taken out with CIS when she was in the Local Government Pension Scheme. She also has a stakeholder pension with the same provider and both appear to us to be performing quite poorly. If possible we would like to transfer out the value of both policies into a new pension with a different provider…
-
Why can't I take my PPP and invest it myself in gold for my own pension?
I'm 50. . haven't been able to afford to pay into mp PPP for 15 years after a disabling accident so can't actually see my £50k pension pot growing much if at all. In fact the way things are going at the moment. . it'll shrink ! :mad: Can I run my pension myself. . :j . if I took the £50k bought gold tomorrow. . in ten…
-
Help please - Pension newbie
Hiya all, I started my first full time job at the start of this month since finishing Uni. I'm working for the Department of Work and Pensions and joined their pension scheme. I just found out though my contract ends at the end of Feb and they rarely keep people onto a permanent position. So what happens if I get a new job…
-
Advice needed from an IFA/FA please
I took out a personal pension plan in 2005 through my IFA, he was on commission basis. I needed the pension as I was self employed at the time. However, a year later I found employment, and decided to join the company pension scheme, as they contributed as well as me, I couldn't afford to keep up the payments on my…
-
L&G UK Equity Index Lifestyle Profile
Just thought I'd enquire about my pension and have a look at hows its performing and what its investing in.Heres an extract from the online info regarding my stakeholder pension with L&G Quote: Some or all of your contributions are invested in the L&G UK Equity Index Lifestyle Profile which currently invests your…
-
Advice please
We brought for my mother a bond with Canada Life to fund her stay in a Nursing Home 16 months ago, just at the wrong time, since then the bond has lost around 10 - 15% in value, is it time to cut our loses or batten down the hatches for the long haul?
-
claiming my Irish pension
hiya, The title's a bit misleading.I'm nowehere near retirement age yet, but I did work in Ireland and pay tax for 3 years, so I'm sure I'm entitled to something. Could anyone advise? many thanks, yogi
-
Pension from Canada.
Hi all. I am expecting a large cheque from a Canadian Union pension plan - I had the option to terminate and terminated when I reached 60 - from when we lived and worked in Canada. The cheque - after the Canada Taxman has had his share - should be here soon - my question is: What/where is the best place to get the most of…
-
Changing name in title deeds?
I hope this is the right forum to post this question,sorry if it is not.My mother is 65,and since my father passed away 3 years ago i (her daughter)moved back in to look after her etc.She is still in good health,apart from the usual ailments. My mother has made it be known that she would like to either change the house…
