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Over 50s MoneySaving

Archives for April 2012

Income change after retirement
Deleted...
When is a house taken into account in assets?
A close friend of my now deceased Mother was talking to me about her finances last week. Her son who is in his late 40s lives with her. He has been plagued with medical problems, mainly to do with his eyes since birth although balance is now a problem. For some reason he doesn't qualify for disability benefits and is…
ppi help please
Hi - have had Yorkshire Bank loan for at least 8+ years and have according to Aviva one ppi policy in force and 3 expired policies. I have loan agreements for 2 of the loans - have added to original loan and cleared existing loans and increased loan amounts what I think must be 3 times, due to 4 ppi policies having been in…
Please Help, elderly car insurance rip off!!!
I was wondering if anyone could offer any help or point me in the right direction. My Granddad is on oxygen 24/7 and his only independence is through his car - it failed its MOT today but that isn’t the issue. Thinking I could save him some money I called his insurance company to put the policy on hold until I get him a…
Cataloging a relatives book collection
Bit of a strange one.......an academic relative has just passed away and he had expressed a desire that his book collection (mainly scientific and physics-related books) be given to a good home. I have a couple of days to attempt to catalogue as many of these books as possible. I'd like to use a barcode scanner (or…
Pct chc win
Is this the landmark decision that has been needed for years? http://www.itv.com/news/meridian/2012-04-20/family-wins-care-home-refund/ Will this bring to an end all the misery for families or will there still be the hypocritical denial of responsibilities by the NHS PCT's and the wasted public funds by the NHS PCT's and…
Mother giving half her ownership to church
As much as I would like to strangle her right now, I am desperate for answers on this topic. A lawyer told me she can revoke this half ownership at anytime by looking at her will, so to protect me, my daughter and grandchildren, I must do something. Not sure if I should take a loan out on a house against the house that is…
Brantano Shoes - Silver Saver event next week
Hi all - hope I'm putting this in the right place, but mods, please feel free to move if required (I suppose it could go on the "grabbit" board, or the "charities" board)! Brantano Shoes are having what they're calling a "Silver Saver" event next week (23rd to 29th April) where they're giving 20% off all ranges, for…
Communicating decisions about end of life
My mother is a very hale and hearty 85 yr old but one of the voluntary jobs she does is visiting lonely elderly people (yes I know, a long standing family joke that many are quite a bit younger than she is!!) She takes them out in her car for shopping or other trips or just to a cafe for a break - all organised through the…
Dementia treatment in the UK vs Germany -- my story
Thought I'd tell this story as it may help others. My husband, a German citizen, was diagnosed with dementia. He had to retire early at age 60 and came to live with me in the UK. I ended up as his full-time carer; the dementia got worse and worse over the years. He was in treatment at the National Hospital for Neurology…
Good smartphone for older person?
A couple of years ago I tried switching from my non-smart Nokia 3100C to a Samsung Galaxy. I found it confusing when trying to make or receive calls. It was so easy to accidentally activate something unintentionally by brushing the touchscreen when holding the phone up to my ear. I found this really unnerving and despite…
Mother going into care,owning half the house question
Hello, Sorry in advance if this is in the wrong section. My mother has vascular dementia and will probably soon have to go into care. We each own half of the house that i currently live in with her(i pay the mortgage),would we have to sell the house to pay for her care costs? Where do i stand on the matter? I'm right in…
Can anyone settle an argument please
My hubby and I were having a bit of an argument can any body settle it. :mad: If I was left a property last year from my mother is he intitled to half share?? Cheers
Vulnerable Aunt and calls from 'banks'
My aunt had a call from someone saying they were from her bank. She said she was deaf so could they write but they said no. Fortunately, she put the phone down. However, I'm concerned that she is exactly the type that would hand over details if she was asked. Is there anything we can do to protect her? I'm concerned the…
Making a Will on Benefit
How can I write a will on benefits. I can't afford a lawyer and such ? Thanks
Making new wills
Apologies if this is in the wrong part of the forum. We are planning on making new wills as our old ones are now out of date, but have been shocked at the cost involved to make them. We have been recommended that making a Discretionary Wills Trust is a good idea, and also becoming Tenants in Common. I've come across an…
Pension credit - savings credit
Can anyone enlighten me regarding Savings Credit. How do you know if you are eligible? Do they take into account your savings, as it is supposed to be a reward, perhaps they don't care how much you have. I have just retired with full state pension and will be getting a small company pension Any advice welcome
Boots over-60s Advantage card - major devaluation
Snailmail received today. Until now, members of Boots' Advantage scheme aged over 60 have received 10% discount on Boots-branded products. Advantage points were earned on the net value at 4 points/£. That scheme is ending. The Health Club (as it is now known) is abolishing the 10% discount from 25 April 2012. Instead they…
How to cope when a child emigrates
We heard yesterday that dd and her dh and our two grandchildren are going to australia in just six months time and we don`t blame them at all. We have such a good relationship with the children (4 and 2) and I want to know how I can stop this tearing my heart out. Dh and I don`t fly any more and going by boat is so…

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Over 50s MoneySaving

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