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Over 50s MoneySaving

Archives for June 2010

bus pass in the isle of man
Can we use our buss passes in the iom when we go on holiday in Sept.
Red Wine improves eyesight
It’s official…. It must be because it was in the weekend press.:) Scientists have found that drinking red wine is beneficial for your eyesight. I agree wholeheartedly, because I’ve put it to the test and it’s true. After a couple of glasses of red wine my eyesight improved so much that I could see two of everything.:beer:…
Readers Digest con?
Christmas before last my daughter gave me a gift subscription to Readers Digest magazine which I sent off a few months later and duly received the magazines each month. Today I got a magazine from them, a free pen and a bill for next years subscription and thanking me for agreeing to take out another years sub! Apparently…
not following rules of dying intestate
my nan died in january and left no will, my uncle as yet has not distrubited any money, there wasnt an awful lot probably under 20,000. my father is deceased so half should go to myself and 3 brothers. do we have to pursue the matter as it never went to probate as he admitted to being able to get the money from the banks(…
Over 65 tax allowance
I know that the tax allowance changes for over 65s, but can anyone tell me if it applies from your 65th birthday or from the start of the first tax year after your birthday? Also do you need to notify them or is the adjustment made automatically? I nearly got in trouble because I didn't realise that you had to notify the…
How do you persuade your kids to be moneysaving too?
Title says it all really. My son and his wife are in debt at the moment, they're just about keeping their heads above water by borrowing from Pete to pay Paul, but it can't go on for ever. His wife reads some of these forums avidly (tho not the silver savers one!!) and has reclaimed bank charges and done a few other 'big…
Has Mum 'dropped me in it' ?
Hi, first post on the site and looking for advice please. My mother, who lives alone is in her mid/late 60's has an agreement I signed a few years ago whereby I am down on paper as being a co owner of her (paid for) house. What concerns me is since I'd signed the agreement, I'm disabled myself as she is and I've been…
The Budget - a synopsis from Age UK (Paul Lewis's Moneybox)
http://www.ageuk.org.uk/money-matters/what-the-emergency-budget-means-for-us/?itc=0&ito=1948&itv=1010190618212 I thought this put things quite clearly. We know that the Pension is now guaranteed to rise by earnings/prices (CPI)/2.5% whichever is the higher. For 2011, however, it will rise by RPI if that is the highest. The…
Budget no £1k increase in personal allowance for pensioners
Personal allowance being increased from £6475 to £7475 for next tax year. Can't find any information that the age 65+ personal allowance is being increased from £9490 by £1000. If its not all pensioners losing out on a £200 a year tax reduction but having to pay for VAT increase. Thought we were all in this together!! but…
I need a VERY EASY to use DVD Player for elderly mum who cannot remember instructions
So a simple to use DVD Player with limited operations and limited buttons on the remote would be good. Any recommendations PLEASE. Or suggestions. Thanks
Court of protection
Hello, I am wondering if anyone can help explain the rules etc of applying for court of protection or other ways accounts can be accessed when someone does not have the mental capacity. Basically i have a family member who has dementia and it has recently been decided that he does not have mental capaity to deal with…
Over-60s bus pass
Over-60s bus pass I have just applied for this, and was directed to a National Express Office and was told it would take five weeks :( . My next door neighbour said she applied for hers (a few years ago) at the Post Ofice and got it instantly! Nowhere on the form I filled in did it say you could use a Post Office. Is this…
Fair or unfair?
Pensioners' perks such as free bus travel, heating allowance and leisure activities will probably be given to those on Pension Credit rather than to every pensioner. Fair or unfair?
An end to the free swim for kids and over 60's
Thats one axe thats hit home with me, I will now have to cut my swimming sessions down from 4 to 1 or 2 . :mad: From the end of July there is going to be no more free swimming for the under 16's and over 60's you just knew this was coming but that doesn't make it any easier to swallow... swimming is the one excercise that…
A&L premier 50 year ending
My A&L 1 year Premier 50 with linked on-line saver is ending in July, has anyone any idea of a suitable alternative bank current account to switch to which gives similar rates to A&L (%6/first year, up to £2,500) A&L drops to %0.1 and costs £10/month to run but includes limited travel and health benefits + on-line saver…
Winter Fuel Payments - Qualifying dates
I was reading a magazine article on this and thought the following information might be useful. Qualifying For Winter Fuel Payments Winter Born on, or before 2010/11 5 July 1950 2011/12 5 January 1951 2012/13 5 July 1951 2013/14 5 January 1952 2014/15 5 July 1952 To qualify for the first time this year you have to be…
Residential Accommodation Financial Assessment ?
Hopefully im in the right forum !! My mother is in an EMI unit with Alzheimer's - I have POA registered with the court . Each year I complete a financial assessment questionaire from the local authority who are funding Mother's care - Mother has no house though has a trust fund , private pension and cash assets of approx…
Prescription shoes?
Can you get shoes on the NHS? My husband is seeing a podiatrist and he has advised him to get a brand of shoe called MBT but they are £160. He is not diabetic and the only info I can see is about people with diabetic feet.
Insure4Retirement - insurance agent
Anyone using these insurance agents? Got a reasonable quote for buildings insurance and they have AXA as underwriters but never heard of the company. Found them on MoneySavingSupermarket comparison site so presume they must be OK? Having said that, Esure were on there and they have a poor reputation...................…
Paying for care
ORIGINALLY POSTED IN DISABILITY AND DOSH ADVISED TO POST HERE FOR A BETTER RESPONSE. I'm seeking advice about paying for care homes. My mother has dementia, she's 57 and now lives in a care home to which the local council pay the majority and I pay the top-up. Prior to going into residential care she was in receipt of DLA…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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