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new credit card for pensioner abroad
Hello posting for my mum, Hello tried on the credit card forum with no luck so hoping for some help on here. she's off to visit my brother, sister in law and new grandbaby in Oz in November for 3 months, now the problem is she's 61 retired a year and only has 1 credit card with £500 limit which she does pay off each month,…
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Free Eye Tests
Has anyone see any offers for free eye tests. My next eye test is now due and as I am not yet 60, plus I am now only on a occupational pension I have to watch all the pounds and pennies. It seems there were offers of free eye tests earlier this year but I can't find any such offers now??? Are they seasonal perhaps??? I am…
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Emergency! Father Needs Expensive Drug To Save Sight
My father is blind in one eye, has macular degeneration in the other, and has almost lost his sight. We are told that the only chance to save it is the drug Lucentis (http://en.wikipedia.org/wiki/Lucentis), which costs around £2000 per injection, to a total of around £50,000. A decision has been made that our health…
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IB & Pension
Hello - I posted this on the Benefits board but maybe someone here can help?? This is for a friend. Please could someone confirm what happens when you reach pension age - do you continue to receive IB? A dear friend has been told by a relative that he will no longer receive IB when he receives his pension. This person has…
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Current Account for Widowed Pensioner
I'm trying to help an elderly neighbour (lady, widowed, aged 83) open a new current account with ideally a high-interest linked savings account because her exisiting Portman savings account with chequebook is being closed by Nationwide, following the recent takeover. She insists she needs a chequebook and she doesn't have…
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Mum going into a new Nursing home
:T An exciting day tomorrow, Mum is going into a new nursing home, the one she is in at the moment is closing down at the end of the month. Hopefully she will settle into the new home, personally I think it is fabulous, everything is upto date and modern, a first class chef, home from home comforts, hair dressing salon and…
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Over 50? Beware of pension deadline
An alert for anyone with a personal pension: if you are over 50 you can currently take benefits from these pensions, including just taking the 25% tax free cash and leaving the rest invested for later. But as of April 2010, the minimum age rises to 55.So people over 50 now but under 55 in 2 years' time could get caught…
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Travel Insurance within UK
Hi I hope someone can help me out. Mum (aged 76) and dad (aged 80 later this year) go on about 4 coach holidays within the UK each year, duration varying between 3 days and 7 days. Does anyone have any recommendations for travel insurance companies, please? Thanks
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Joint account for 3
My mum is 76yrs, physically very independant. She picks up her pension money every week from the post office and keeps it in the house. But she cannot remember where she has spent her money and is very difficult to keep a tag on where her money is going. She has agreed for my sister to keep her money but my sister lives…
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Using Savings - Effect on Pension Credit
Hi - I hope someone can help. I have an elderly friend aged 75 who has own home, existing on £95 state pension and eating into what savings she already has. We have worked out (at least entitledto.co.uk has) that if she had £3,000 less savings she would qualify for another £80+ per month pension and not have any council…
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Equity release: your questions BBC Moneybox MONDAY
MONDAY 16 JUNE 2008 3.02PM Equity release: your questions Are you considering raising money from the value of your home? On Monday's programme, Paul Lewis will put your calls and emails about equity release to a panel of expert guests. External links and helplines
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Being a guarantor for son's mortgage - what's involved? I there another way?
Dear all, My son and daughter in law have owned their house for a couple of years having had a fixed deal on the interest rate. Now, like lots of others, 2 years on they are facing a huge hike in repayments as the deal comes to an end, and have been looking for alternatives. Their house is up for sale as he has been…
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Pension Credit - claim before October.
Not sure if this has been posted before but I'm a volunteer for the CAB and thought this would help some people. Basically if you are 60 or over make sure you check if you are eligible for Pension Credit. If you are, apply ASAP and ask for a backdate as currently you can have have your claim backdated up to 12 months. In…
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selling house to pay for care home
Under government rules :mad:, my aunt is having to sell her house to pay for her care home costs. Has anyone any advise please on where best to invest her sale money. She will have circa £100k and will have to pay from that her care costs circa 1.5k per month. Where best to save/invest this while it dwindles away? Thanks
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Freedom PASS valid on National Rail ?
Dear Friends I rarely post, but this time I ( and my widowed mother) need your advice. She has a Freedom Pass. I think that is what it is. It used to confer free bus and other public transport travel in the London area, and was issued by Greenwich Council. Now apparently it can be used for national travel, she says. She…
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Mum needs another car - finance/loan? Help please?
Hi all, I am posting on behalf of my mum. She is retiring next year and can't wait. Her car is due for it's MOT and she is sure it won't pass. It is an older car and she needs a lighter runaround. I would love some advice on whether she should buy on finance or get bank loan. She does have £1200 saved up but feels this is…
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Free swimming on the way?
Supposed to be announced today, free swimming in council pools for over 60s No doubt some will say it is a gimmick, but it could be useful if you have a pool nearby, or catch a free bus there :D http://news.bbc.co.uk/1/hi/uk/7439182.stm
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Single occupancy discount
Thanks to answers from people in Silver Savers,I applied for Single occupancy discount on my poll tax from Wakefield council about two months ago. Today, I had a letter to say i qualified, and it would be back dated from 2002. And how much did I get==.....................................£1665.:j So thank you.:T Derek.
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Adjustable bed
My parents are moving house soon and have decided to invest in a new bed. My dad has one of those rests because he has to sleep more upright due to his health so I suggested perhaps an adjustable bed. I have read another thread on here about some very unethical companies so just wanted to know if anyone has any…
