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Over 50s MoneySaving

Archives for June 2007

Algarve 6-8 weeks in winter
hi My inlaws want to go to the Algarve for 6-8 weeks in January / February time, i have been trying to find on the internet an agent who books long winter lets (ideally hotel as no transport) but can't seem to find anywhere within budget any ideas where to look? Many Thanks
Coventry e-save 60 plus
Interest rate on the above account increased to 6.4% from today, applicable to existing accounts as well as new ones. http://www.coventrybuildingsociety.co.uk/savings/ProductFeatures.aspx?ProdCode=SPES The fixed rate period is extended to 30.6.08
House Sitting
Has anyone ever done house sitting to eke out the pension? OH wants to retire at 55 and so looking for things for him to do - looked on the net but doesn't actually say how much you get for doing this!! Willing to care for pets and do light gardening :p All advice welcome Techno xx
Cottesloe Pie - old rhyme
Yes, I know it's not moneysaving, but, at a stretch it is, if I have to travel and pay for parking time, research, copying... Anyway, can someone please direct me to the words/source of this old rhyme? I thought it appeared in Beatrix Potter, but can't find it now(checked out Appley Dappley and Cecily Parsley).…
Boots 10% off if over 70
My mum told me this today that if over 70 you get an extra 10% of everything including pharmacy items, you just need to fill a form instore.
Free Travel on the Heart of Wales line
Hi Silver Savers! Mum has a pensions travel pass which allows her free travel on all the buses but did you know you can also use this (at least for an initial trial period) to travel for free along the Heart of Wales line as far as Shrewsbury. You cant use it on the days of the Royal Welsh Show but apart from that its as…
Days out. Where do you go?
My dh retired a couple of weeks ago and I want us to get into the habit of taking days out. We have NT membership but living in Wales, we have to travel a long way to get anywhere. We have managed to get to half a dozen places so far but will not be renewing next year Any ideas will be welcome otherwise life may just drift
Something HERE for FREE !
Most people know that googling "newspapers" you can get to read the front pages of national newspapers, but I now have a link which once you've registered, will let you read the Daily Express in FULL. From what i've seen today, it looks an ideal site to join & save, let me know what you think. It isn't often that you get…
Cheap Rail Fares Offer for the over 50's
http://www.centraltrains.co.uk/templates/over50TrainRoutes.aspx?id=2274
Another NI question
I retired three months ago. I am 54 and am wondering if I should be making minimum NI contributions to maintain my future pension benefit??
Do I stop paying NI?
I am reaching the big 60 in October. I do not plan to give up work as yet. I have been told to write to the HM Reveue and Customs to tell them my plan so I stop paying NI contributions. My question is this. Does it mean that any contributions I make over the age of 60 are not going to benefit me in anyway so it is money…
Free will writing for over 55s
Cancer research are offering a free will writing service-had a leaflet through the door yesterday. Selected solicitors in your area will write your will for you. You have to take the leaflet to the solicitor so you need to get hold of one to take advantage of the offer. however, I can find nothing of this on their website,…
Another rate increase from Northern Rock SS online
Increased to 6.10% wef 13 June. Monthly option also increased
New Coventry BS account for over 60s
Coventry BS SIXTY-PLUS ESAVE will launch w.e.f. 14.6.07: a no notice internet operated account for those over the age of 60 with a minimum investment of £1 paying 6.20% yearly (6.00% monthly). Rate fixed to 31.3.08 then annual gross rate guaranteed to equal Bank of England Base Rate
How Much????
I found this quite interesting> http://www.fool.co.uk/news/retirement-pensions/2007/06/11/you-can-retire-on-less-than-you-think.aspx?source=ioowftxt0010011
Looking for women in their 50's for magazine feature
A journalist from Woman’s Weekly magazine has been in touch about a feature she’s writing on deals/discounts once you hit the big '50'. She’s looking for women in their 50's who'd be happy to appear in a mag saying if they've benefited from any over 50's deals ie better savings rates, discounts on car insurance, house…
Need will writing advice...
I just wonder if anyone has used a will writing service and can recommend one that is trustworthy , reliable and that you felt comfortable with? I have been asked by an elderly friend to help her find someone to write her will... I do not want to put her on to a rip-off company. I have read up a little about it and find…
What's happened to Dora the Explorer?
She hasn't posted anything since Oct 06. Rather worrying.
Capital in House
We're "baby boomers" (50s) in the enviable position of having paid off the mortgage on our house which is currently valued at around £900k. Pensions provide a reasonable standard of living, topped up by a spot of part-time work. We'd appreciate advice on ways to get the capital in the house to work for us, but we don't…
EPA between spouses
Hi all Following on from Kittie's post yesterday in the thread about how to put a property in trust (to avoid it getting used for care costs). Kittie said that it's possible for EPA to be set up between spouses and that she had done so using willwriters online. I hadn't realised that it was possible to do this between…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Over 50s MoneySaving

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