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Motoring

Archives for July 2020

How can I get drivers to slow down?
Hi, this isn't related to money saving in any way but I was wondering if anyone here has tips in terms of how I might be able to get motorists in my area to slow down and adhere to the 30mph speed limit. It's a residential area on a fairly busy main road between two cities. It was nice and peaceful during lockdown - mainly…
UK License expired - simple question on section 88 - and can I drive on my Brazilian license?!
Thank you in advance to anyone who sees this message and replies with any help!! 😊 I am a UK national and have been living in Brazil for the past few years. Whilst I was there my UK driving license expired around a year ago. Unfortunately I was unable to renew the license online as the DVLA made a mistake in my…
A VAT question
its about agricultural equipment , not cars but i cant find anywhere else to ask . And its about VAT Im trading in my quadbike for a new one . Weve agreed a price of £2200 fo rthe old one. The new one is (~)£5000 ex VAT So how is that VAT calculated : Is it on (5000-2200) so I pay £2800 + (VAT on 2800) or is it VAT on…
Has anyone else had issues when the raise a query about RAC Vehicle History Report
I requested and paid £14.99 for a vehicle history check - https://vehicle-history-check.rac.co.uk/ for a car I was intending to buy. The report was sent to me via email and there were 3 issues highlighted. The first was plate changes, which I was aware of. The second and third were linked, showing 'The mileage history for…
Vintage/Classic wheel question
I'm after a couple of press on hub caps like the one in the picture for my trailer. One got lost and the other is looking a bit worse for wear (mind you so is the wheel!) They are 13 inch wheels with 4 holes and 4 inches between centres. The cap is about 9 inches across depending on how it is measured. The wheel has 3 flat…
Buying remotely from a small car dealer
Hi Everyone, Yday I went and test drove a Honda CRV EX 2010 model with a small independent dealer. They have 5 reviews on AutoTrader and as per companies house were incorporated last year. Car drove fine. I also got it independently checked via ClickMechanic this morning and no major issues. So I made an offer and we…
Van to camper conversions
Info on changing V5 to camper
How do I escalate my RAC complaint?
Hi please can anyone advise?? My car broke down and I was informed by RAC that someone would be out to retrieve my vehicle. I got a text message 1 minute after (At 1.48am) stating the drivers name, they would be 80mins and his contact number as i was informed it was going to be taken to a compound overnight. a while later…
PCP and the law - references required
Hi, does anyone have any links or references they can give regarding PCP and the voluntary termination after 50% of the finance is paid? Thanks
Paying to replace a damaged bollard
A couple of weeks ago I reversed at very low speed into a privately owned folding parking bollard. There is no damage to the bollard itself, the front 2 bolts have been pulled out of the ground. I knocked on the door to of the woman that owns the bollard, thinking that I'd tell her what's happened and I'd maybe come back…
PCP Handback Damage Charges
Hi, thank you in advance for any advice to anyone providing. I got my licence July 2017 and bought my first car from Audi a week later on a PCP contract. Im 36 months in of the 48 month contract and starting to think about exchanges, handing back, or buying the car. I just wanted some advice regarding damage charges. As…
Speed van opposite side of dual carriageway
* I was on a dual carriageway way A road earlier, which has been put down to 40mph due to road works, my speedometer was showing 52-55mph, I know I shouldn't have been doing it..... On the opposite side of the dual carriageway is a pavement which had a speed van on it, from research the camera is in the side of the van. I…
First time car buying advice questions
I've never bought or owned a car before but now keen to buy one for a bit more freedom. Having spoken to a number of friends everyone keeps saying what a lottery it is and not to spend over £4k as you never know how long it'll last for. But most websites like MSE, all suggest that buying second hand makes frugal sense. So…
EPC/Limp Mode/fuel contamination
Good evening, I'm looking for some advice. I've been told that my car, which us still under warranty, has developed a fault (EPC warning light/limp mode) due to fuel contamination and as such isn't covered under warranty. Since last fuelling with the alleged contaminated fuel, I have driven it 240 miles and then kept it in…
HP vs PCP
Hi guys, Prepping to buy a car with a small deposit and will finance the balance. Would appreciate pros and cons of the PCP vs HP options, please? PCP is cheaper on a monthly basis, but long term...?
EU driver help
hi trying to add my oh as named driver on my policy who is from the EU. I've had previous policies with various insurers & oh been on as named driver no problems. OH has also held various policies with various insurers as well on own car as main driver. Both without issues. Now tried to add oh as named driver to my current…
How is car allowance paid?
Hello I am currently earning £32k base salary and am considering a roll with £30k base salary plus £5k car allowance. Can anyone tell me how this is paid? I’ve put it into a salary calculator online but I’m unclear on whether the base salary will be £35000 / 12 minus tax or £30000 / 12 the £5000 / 12 then both taxed. Does…
Traffic Offence Report (green)
Hi, I was stopped for speeding 3 weeks ago on the motorway and provided a traffic offence report (and cautioned - anything you do say etc) I have no complaints, I was speeding and I shouldn’t have been. The officers were really nice and it’s my first offence but said I might not be offered a course so it would likely be a…
London congestion charge : Resident vs Clean vehicle exemption
Hi All, I did not manage to find a clear cut answer to my question on TFL website and I am hoping you could help. I purchased today a hybrid vehicle and I also live in the London congestion zone. I am eligible to the congestion charge exemption and discount on two grounds :smile: - resident's discount - I am entitled to…
Buyong a new numberplate
Hi all Anyone recently changed their numberplate? I cant speak to DVLC for advice they dont answer. So here goes. I bought a private plate from a friend who has a retention certificate. I have resgistered the plate for my car with DVLC. If my friend gives up the right to retention , do I need to apply for a retention cert…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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