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First Car - Finance or not? Clearscore 313 stable?
Hey everyone, I'm a 19 year old male living in the West Midlands and currently have a credit score of 313 (stable). I work a full time job bringing almost 20k and an soon going to be passing my driving test hopefully. There are a few online lenders such as wearemarmalade who specialise in insurance free finance cars, but…
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Should I get a car on finance or similar?
Hello everyone Bit about me: early 30s, driving 6 years, self employed, home owner. Cheapest car purchased, £800, most expensive £3000. Currently mk5 golf petrol, Insurance £1000 (pay in full). Had couple non fault claims etc, but getting better Inevitably, road tax £200/yr, service £130/yr Currently car value £1500 Have…
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Pcp finance ballon payment?
At the end of my pcp car finance, if I want fro keep the car can I refinance the car to pay off the final lump sum? Can this be done for another 36 months?
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Fan stays on?
Hi all My daughter phoned earlier to say that when she switched off the ignition on her Renault Clio, there was a noise coming from the engine area, it sounded like the air fan was still on, this lasted for a few minutes and stopped. This hasn't happened before....can anyone say what this could be please? Thank you.
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Abusive and threatening calls from Accident and Advice Helpline
Hi, I have been receiving lots of calls on my mobile and parents home phone from a company purportedly called "Accident and Advice Helpline". Initially I received a call from a company claiming that I had £5000 in compensation listed as unclaimed on an insurance database and they would help me claim it. I asked why my…
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Car mats
I want to get a set of fitted car mats for a Toyota yaris and would appreciate any feedback and reccomendations for make & supplier etc. The ones available from toyota seem expensive.
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Roadside Assistance Dispute
Hi all, A friend recommended that I post a new thread about the issues I'm having with my breakdown company from a recent event in relation to my car. I really hope someone can help :) On Friday 14th October, I started a journey from London to Somerset. On the M25 my car started making strange noises, so I thought that I…
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Can i check for finance on a car without paying?
Are there any websites I can check to see if there is outstanding finance on a car without paying? Cheeky request I know
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Car insurance claim against me was rejected, do I have to disclose ?
Hi all, Back in Dec 2014 I was involved in an incident where I gently bumped the car in front going 10mph in heavy traffic after they sped up and stopped suddenly. There was no damage to either car as verified by photos that I took yet the other party claimed for a written off car (dismissed by specialist damage experts…
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I want a new car!
Long time lurker here desperate for quick advice. We bought a brand new car in July (first time ever in 30 years of driving) and noticed various faults in the paintwork. To cut a long story short, after to-ing and fro-ing, the dealer's paint shop man said it WAS a fault and he found more. Later in the day the dealership…
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Naughty girls driving course.
Hi all - I am a bit confused. I was caught speeding. Doing 35 in a 30 zone. I am hoping to do the naughty girls driving course. However do I need to call my insurers and tell them I've done it or not? Obviously if it's offered to me. I've found so much conflicting information on the internet I was hoping that someone had a…
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Car insurance timing
My car insurance runs out at 12pm on wednesday 5th november, I have recently bought a new car which is due to be delivered 3rd nov with my current car being part exchanged. Whats the best way to go about my insurance. My current insurer wants nearly double what I currently pay. I have also got quotes for much cheaper else…
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Mileage on car financing/PCP
I'm wondering if anyone has any advice/information. I currently have 3 year PCP/Finance with Peugeot. I have been for a review today where they have advised me that when I took the deal out, I was given the wrong advice in regards to my mileage. This now means I will have a signifcant amount to pay no matter which option I…
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VAT back on personal car leasing?
First time poster, so please be kind! :-) My question is around VAT on personal car leasing and reclaiming this. I am a director of a limited company and looking into leasing a car for a combination of personal and business use. Leasing the car through the company does not make sense due to the BIK tax which appears to…
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HELP! - For PCP deal, Third party finance vs Franchise finance, which is better?
Hi All, Hoping someone can help. I'm currently looking at 'purchasing' a car (an approved used BMW) on a 3-year PCP plan. They are offering a 10.9% APR, which is fairly high. However, i also have a current account with Halifax, who offer a Flex Car Plan (their own PCP deal) at only 4.3%. My question is this. If i use the…
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2004 Vauxhall Astra Ls 8V Auto
HI all, I wonder if anyone can help shed any light on a car problem? Yesterday, whilst driving on the motorway, I revved by engine to switch lanes and overtake a lorry. However, one of the warning lights on the dash board lit up and starting flashing and the car has felt juddery ever since. I have made two small trips…
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Car Insurance - Canellled policy
Please help - does anyone know any car insurance company which asks 'any insurance cancellations in the last 5 years' instead of 'any insurance cancellations ever?
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car choice
At present I have a skoda Octavia on lease which is ending soon due to personal circumstances I can now only afford a small car ie skoda citigo .Volkswagen up (same car) etc . this is mostly down to cheap road tax, insurance etc anyone tell what's is like living and driving a small car all the time ? I only do 6k-7k a year…
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What car to buy
I need help in deciding what type of car to get I am not a petrol head. I don't care what my car looks like or which manufacturer makes it. I don't care about the size of the car. I have about £4000 to spend on a second hand car. My criteria is Low engine size so it is low in petrol costs. Cheap cost on wear and tear parts…
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Dealership v private sale
I need to buy myself a second hand car. I have about £4,000 to spend. My Dad and I are in disagreement as to where to buy one. I say as a dealership adds on about £800 - 1,000 to the price of a car so I would be better buying from a private seller. My Dad says if I buy private I have no comeback if I buy a lemon or there…
