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10% deposit for a buy to let mortgage is it possible?
Will it be possible to get a mortgage on a 10% deposit on a buy to let mortgage?
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endowment clerical medical
First post any advice welcome. I have a with profits endowment with c&m, wondering what my best option would be,to keep or get shut. No longer have a morgage running it as a savings plan. policy started oct 1994,montly payments of £43.13 policy matures nov 2017. total sum assured £32478. projected 4%,6%,8%, are…
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Split Fixed and Tracker Mortgage
Saw an advert last night for a mortgage that is both fixed and a tracker. I believe HSBC ran one last year and I believe this advert was for Barclays. Has anyone used one of these mortgages or have any advice about them? Thanks
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mortgage advice needed please
hi guys, i've just posted loan part of this query on loans board, thought best to post mortgage query on here too. hope thats ok. basically my situation is this we have been on the market a while & we've seen a house we want to buy. we're starting to get more interest on our property and have a 2nd viewing this week. Hubby…
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Ok Tell Me Where I have Gone Wrong
Good Morning ... I am looking into remortgaging, but its a bit more complicated than a standard situation, (I guess like most on here!) We fixed at a high (ish) rate 6%, and have 18 months odd to go. We will need to pay £6k Early Redemption Charge. With about 70-75% LTV we are looking at a 4.45 rate. We were thinking of…
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Mortgage Comparision Sites
Does anyone know a good reliable update mortage comparision website? The fsa gov doesn't work
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HSBC Mortgage rate increase
I have noticed HSBC have today increased the 5yr fixed for Premier/ Advanced customers to 4.99%
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Mortgage / Situational advice.
I am currently unemployed and living off of savings with my girlfriend at her property. I have my own house, but I'm ashamed to say, I've let it fall into a state of disrepair over the years..........I shudder when thinking of lost rental income over the years! The value of my house (assuming it was refurbished) would be…
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Liklihood of obtaining a mortgage?
Hi All, I'm not sure if I'm posting on the correct board so please re-direct me if needed. I got married last year and as such our savings and credit cards have been hit heavy. I'm now in a good few thousands worth of debt which I am repaying and although it is manageable it is not allowing us to save much for a mortgage…
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Should I cash in this endowment
I have an endowment policy with Friends Provident in which I've invested £51.06 since March 1995. I am now 16 years into a 25 year plan and its only worth about £10,500. Its 50% managed and 50% with profit (unit funds). I know about the poor return but my question is at this point is would I be better off cashing it in and…
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Mortgage advice
Hi Im looking for some help , me and my sister have inherited a house after my father passed away. The house had a outstanding balance of 45'000 left on the mortgage and a secured loan of 35'000 The house is worth around £130'000 to £140'000 , we would love to keep the house as its been our home for 17 years and we are…
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Missold Mortgage?
Ok, bit of a story here, as always :) An aquaintance who was a mortgage broker approached me and offered an investment whereby I could build a house. He owned the land with 5 plots with planning and sold me one along with 4 other investors one of which was the project manager. He arranged a self build mortgage for me, and…
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Nationwide mortgage offer advice
Hi, We currently have a mortgage with nationwide. We have sold our house and made an offer on a new one at the start of jan. Two weeks ago we went to see a mortgage advisor and they advised us to port our cutter mortgage and apply for a 2nd one for the additional amount the new house would cost. We were approved in…
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3 - 5yr fixed (we are 80% LTV)
Our morgage with Santander is due for renewal start of July. I was hoping to secure a rate asap due to products being withdrawn. I am going to get any rates I can secure now that are decent? Thanks Mel x
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mind boggle
Help, I have 45K in endownments. £111,000 mortgage currently on an interest only deal. All of them end in 7 yrs 7 mths. Not sure how to go about paying of the remaining debt as cannot afford to go back on part repayment. Have two mortages for the one property. Its feel like its not long and what options will i have if i…
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Buy to let -First time buyer
Hi I am thinking about buying a terrace house and using it has a buy to let So can anyone help with the following Mortgage-interest only best option? What are the current Fixed term 5 year deals? How much deposit will i need ? (house i am thinking about is 75K)? Any other costs will i need to budget for? ie Buildings…
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Council home buying
I need a mortgage on my council house that I have been living in for about 12 years, most of the banks don't lend on this kind of property as it is classed as a pre-fab CAN anyone help with info on how to get mortgage on this house Many thanks
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Mortgage query
Hi Good Evening I am just after some advice please I am looking into taking out a loan for about £4000 however I see that interest rates are lower if you borrow above £5-£7500K My mortgage is fixed rate until October 2013 at 6.40%... I regret fixing the mortgage as shortly after doing so the interest rates dropped. My…
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Is this allowed?
I have seen a house I like for 99K. I was thinking of offering 85K for it or 95K if he pays my 5% deposit. If he opts for the latter, is that likely to be accepted by my mortgage provider?
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New House Builders Deposit
Hi, we have reserved a brand new house and the builder has given us a 5% deposit. We have the other 10% deposit to make the total deposit 15%. Do all mortgage providers accept the builders deposit as part of the actual deposit or would we need to find another 5% to make up the required 15%, and then in affect apply for a…
