endowment clerical medical

davwad

First post any advice welcome. I have a with profits endowment with c&m, wondering what my best option would be,to keep or get shut. No longer have a morgage running it as a savings plan.

policy started oct 1994,montly payments of £43.13
policy matures nov 2017.

total sum assured £32478.

projected 4%,6%,8%, are £18500,£21000,£23700.

basic sum assured £10751
total bonuses to date are £4179 (£94 for 2010)

estimated terminal bonus@17% = £2538

Ihave 81 payments left @£43.13 which is £3517.

should i hold? advice much welcome..