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National Hunters Association
Anyone know who regulates these people? http://www.nationalhunters.com/
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Remortgage
Hi. could any one tell me the process of moving our mortgage? we have a quote & offer in principal but what now? There is a product fee & non refundable admin fee ( With ING direct). Thank you every one.:hello:
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Mortgage options when deposit is 2/3rds of the property value
Hi As per the thread title, I want to buy a property and will only need to borrow 1/3rd of the property value (putting down £100k on a £150k house). I am clueless about mortgages and used a broker every other time I've bought but thought I'd try to fathom it out without one this time I've done a quick search and, as I also…
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National Hunt Racing:
Does the National Hunt season have any influence on ones mortgage application? I have heard they are regulated by horses? Surely this is incorrect as I have been declined and yet I think it has nothing to do with them whatsoever...? If I do not get a reply to this I will be posting again in 4 minutes. Thanks Wotiang
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What looks best for Mortgage Application?
I currently have a £4,000 loan which I pay less than £250 a month back on and also a credit card which has just under £4,000 on it. I have just over £4,000 in the bank and want to apply for a joint mortgage with husband. Should I pay the credit card off? Or keep the 'savings' in the bank? Which will look better please?
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Proof of Income for Mortgage...
Hi, I started work for my employet just 3 months ago. We are to get paid on the 15th of every month. I was taken on under a contract that stated I was to be paid one month in lieu and would be on 2 months probation. Until this probation ended I would be paid weekly, in cash (and receive a payslip) at which point I'd be…
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Critical illness and death or income protection
HI all, newbie here buying my first house alone so after as much advice as possible. the house im buying is £118,000 ive secured a mortgage on a variable rate which i hope was a good thing my question is though would you take out critical illness and deatn cover this is an extra cost to the mortgauge, but reccomened by my…
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improving my credit rating
please can someone advise me on the best people to get my credit rating report from so i can start the ball rolling before getting a mortgage, greatly appreciated thankyou x
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National Hunters
Anyone got any info on this company? Doesn't seem to be any threads on it at the moment, maybe we need another.
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Selling a property, a couple of questions for you
deleted thread
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Re-Mortgage Query
Hi, our dad passed away July 2009 and left a large mortgage which my mum and brother cannot afford. We are getting by with a little help from me (I have my own mortgage) but its tough going. In a nutshell, my dad re-mortgaged in September 2008 which turned out to be a 6 figure sum. After dad's death we also found out that…
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watung
You dont decide what people post on this site. Its aimed at consumer revenge and if I want to allow people the knowlege that thier information may have been passed to National Hunters then thats my business not yours. If you dont like my threads then I suggest that you dont read them. Please dont take the Lords Name in…
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First time buyer - i think we have been given the wrong advice - help needed
We are currently in the process of buying our first house and have sought mortage advice with an advisor at the estate agents. He sorted us out with a mortgage and we have just read through the paper work and we feel he has misold it to us. 1. He never said that there were going to be any addtional fees or explained how…
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Interest only or Repayment, please help?
Hi, my wife and i bought a 2 bed bungalow for £205,500, 3 years ago. We live in Bournemouth. The house needed a major update which is now complete. We recently had the house valued by HBOS, who have put the value at £200,000. Our mortgage has 15 years to go. I am quite happy with that valuation, considering the downturn…
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Mortagage after an IVA??
Hi everyone! I am in an IVA that is due to finish Nov 2011, I was told that an IVA stays on your file for a year after it finishes and is then wiped off. I have no other adverse items on my credit file. My plan is to see the IVA out then save up a deposit for a year or two after that with the money that used to be paid to…
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Any thoughts on how to quickly boost deposit
Hi there Here is my predicament. Looked into buying the house we currently rent. We have 25% deposit but one income. Landlord said he would sell at the right price. Visited IFA who said that we could borrow enough to negotiate how we wanted (based on software). However the landlord wanted more than anticipated so phoned…
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Default?
Hi all, probably an obvious answer to this but it's not one I know. Is there a difference between a default and a late payment? I have two late payments (of a couple of days on each occasion) and wondered how much this would impact on any credit application. Any help and advice would be appreciated. Thanks
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what are the cheapest mortages rates for
self employed and how much deposit shoudl we put down? thanks
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You are subscribed to this thread Incorrect DOB on a default in my Credit File
Hi all. Just been clearing up my credit file and sucessfully removed an incorrect default from Barclayard. All it took was a phone call every day and after 4 days it was gone!! Just one default remaining from British Credit Trust, This default is satisfied in full and is due to come off 16 March 2010. However upon closer…
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Changing mortgage deal but same provider?
Hi, I don't post much on here, but just looking for some advice. :) I bought a flat about 20 months ago with my partner, but due to a change in personal circumstances I need to take this mortgage on myself. I have been to see an advisor at my mortgage provider (RBS) and they were very helpful. I just wondered if I could…
