Remortgage

dudlee

Hi. could any one tell me the process of moving our mortgage? we have a quote & offer in principal but what now? There is a product fee & non refundable admin fee ( With ING direct). Thank you every one.:hello:

VIGILANT22

???? not quite sure what you mean, do ING not keep you informed?

getmore4less

why are you moving it?

dudlee

we are remortgaging to a lower interest rate from accord to ING but as its such early days in the procedure we don't know what to expect next.

VIGILANT22

dudlee wrote: »

we are remortgaging to a lower interest rate from accord to ING but as its such early days in the procedure we don't know what to expect next.

http://www.ingdirect.co.uk/mortgages/mortgage_information/conveyancing.asp

Mortgage................................0800 032 8822
CONVEYANCING SERVICE

If you want to remortgage, you need the whole process to be as simple as possible. With this in mind, remortgaging to ING Direct has been designed to save you time and effort.


There are no valuation fees, plus when you apply to remortgage we will instruct our specialist conveyancing service to carry out the necessary legal work in order to transfer your mortgage to ING Direct. By using our specialist conveyancers there are no additional fees to pay for the standard legal service. However if you need additional legal work such as:

• adding or removing borrowers to the title deeds
• requiring additional searches
• your property is not registered with HM Land Registry
• leasehold questionnaires

or any other non-standard work needed to put your title deeds in order this will result in costs which you will need to pay the conveyancer directly before the mortgage completes.
If your mortgage application requires any non-standard work where a fee needs to be paid you will be contacted by the conveyancer before any costs are incurred.

dudlee

thanks. hadn't spotted that on the site.

VIGILANT22

dudlee wrote: »

thanks. hadn't spotted that on the site.

Just give them a call and if you're anxious call them every so often for an update...waste of time asking lenders to call you....but all the work goes on in the background ie conveyancing which is dealt with by the eagle beagles.