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Property Inheritance Question
Hi all, I wonder if you can give me some advice on this. If it says in the Last Will that: "I give to (name) all my share and interest in my property absolutely freed and discharged from all sums secured thereon by way of mortgage or otherwise at my death and I direct that such sums and all interest in respect thereof…
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NDF ADMINSTRATION in adminstration - HELP
We have just recived written notice that NDF Adminstration are in adminstration & 'Grant Thornton' & 'Martin Ellis' have taken over as joint adminstrators of the companies as of 14th October 2009. Whilst there is a helpline number it is permanantely engaged & the website help is rather vague We have been paying £130 a…
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Remortgage with temporary job contract?
Hi all, First post and hope I can get some advice. I am a single mother and have been training as a teacher for the last two years. I now have a job but it is a temporary contract til August 2010. The school gives out temporary contracts to all its NQTS. I got a mortgage on a self cert a couple of years ago and the fixed…
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no need to remortgage? and adding on a partner
Hi I'm coming to the end of my fixed rate mortgage with GE money in March 2010 and will be going onto 2.04% above Barclays base rate which seems pretty good to me (until rates rise again at least.) My first question - is this the best deal I can get? Does anyone know of any hidden catches that I'm overlooking here? I've…
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Mortgage Advice gone wrong Can i claim? - Countrywide
I have found myself in the following situation and have made the following complain to country wide: * [FONT="]A clear description of your complaint[/FONT] It was recommended by the estate agents at Bairstow Eves to seek advice from FA on how much we could afford to borrow when looking for a house. We made an…
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Update on Mortgage Endowment Plant - AMBER
I wonder if there is anyone who can please advise the best thing to do. I have a small endowment running with Prudential. This year I received my annual update and they have informed me it is classified as AMBER. My plan matures August 2020. They are saying that: Prudential's view is that 6% each year is currently a…
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Barclays Buy Standard Life mortgages
BBC, amongst other media, this morning advise that Barclays have bought Standard Life Bank (savings and mortgages). As of this month i have moved onto the Standard Life SVR of 5.35% (a joke of a SVR). I notice Barclays SVR is 2.49%. I was hoping beyond all hope that my mortgage would move onto the Barclays SVR when the…
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Buying at auction - advice needed.
Hi, After a couple of abortive attempts (and following advice from the kind folk on here) we have found an auction property and have got a mortgage offer and had the survey done. The mortgage offer is for £150k, and they have indeed valued the property at that price. 1. Am I correct in saying that this is now guaranteed?…
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Splitting up - joint mortgage
There are quite a few threads on this board about couples splitting up but I can't seem to find the answer to this: My girlfriend and I have split up and one of us will be moving out and renting. For various reasons it seems best to continue jointly owning the house, at least until the fixed rate on the mortgage expires in…
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REmortgage queries ----- cant understand
My sister and I have a remortgage of 97000 with the Abbey, which was a remortgage from the Chelsea.... It worked out cheaper, and we wanted to borrow another 20000 and they have now queried when I retire how am I going to pay the mortgage, but they never asked this whenever we took it out two months ago. I intend to work…
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ING Lifetime Tracker - 2nd opinion please!
My current fixed deal has just ended and sitting on 5.54% with Standard Life. I may move within the the next 1-2 years depending on the property market. I really like the look of the ING Lifetime tracker at 2.59% plus BoE BR. £695 in fees and no early redemption penalties. Fees therefore appear reasonable compared to many…
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Consent to Let Info
Hi Has anyone asked Halifax for consent to let recently? What does it entail, do they usually agree and how much do they charge? I'm guessing it will be a lot more expensive than the SVR? Thanks for your help. :D
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Endowment policies.. possible to sell?
Is there anyone out there buying endowment policies at the moment? I am about to surrender a policy back to the company I'm with but the thought strikes me there may be better deals out there.
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Was I mis-sold a Mortgage??
Hi guys and gals. I am a newbie to this forum, so please foregive me if this has already been addressed. I recently re-mortgaged my house to enable me to plough more money into my Young business. Barclays bank did all the neccesary paper work and arranged for an evaluator to come to my house and value my property. Barclays…
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Shared Ownership lenders
We're buying a 25% share in a property, does anyone know of the specific lenders who do these kind of mortgages? We've been told that not all lenders provide these so we don't want to waste our time going bank to bank to find out!
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Mortgage Penalty Arrears Fees Refunded
Hi I've had some success negotiating refunds from mortgage lenders on buy to let mortgages and been turned down flat by some other lenders. Is there a pattern on these types of refunds? Has anyone else managed to get refunds on buy to lets? Philrphil
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shortfall endowment failed campensation claim
Hi just wondering advice re predicted mortgage shortfall of 7OOO-10000 i have tried to claim re missold but to no avail. mortgage completes 2013 oct. what would be best advice as to what to do now. thanks
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Mortgage help please - new deal during PhD?
My fixed rate mortgage will come to an end in summer 2012. I am hoping to be doing a PhD by the time this happens - either just starting or 1 year in (out of 3 years). I currently work FT. What are my chances of being able to get another fixed rate at this time? I know its really, really far ahead and who knows what will…
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Clueless about mortgages!
Hi i've just moved in with a partner who has had his mortgage for about 12 yrs apart from knowing he has an endowment he knows absolutely nothing else about it. Since having his mortgage he has run up a lot of debt 50.000 to be precise none of it is secured on the house and it is now in the hands of a debt charity to help…
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Mortgage Advice Needed for FTB
Hello, I am looking for a little advice. My husband and I are looking to purchase a house. Application was done through a financial advisor (one found on this site!!!) and Halifax was chosen. We had the mortgage offer through on Saturday but there seems to be a complication. The mortgage is in husbands name only due to the…
