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ING Lifetime Tracker - 2nd opinion please!
porscheking
Posts: 14 Forumite
My current fixed deal has just ended and sitting on 5.54% with Standard Life. I may move within the the next 1-2 years depending on the property market.
I really like the look of the ING Lifetime tracker at 2.59% plus BoE BR. £695 in fees and no early redemption penalties. Fees therefore appear reasonable compared to many other products.
Product is also portable.
Product appears reasonably flexible in view of my circumstances - that is, I may move home so don't want to be tied down. My LTV is low 70s.
I suppose my question is;
a) is this about as good and as appropriate as I could get ? I'm thinking the base rate is unlikely to climb significantly - to say 2% or more - within the next 12-18 months so a reasonable rate could be had for the duration I have the product. (Polish the crystal balls please!
).
I really like the look of the ING Lifetime tracker at 2.59% plus BoE BR. £695 in fees and no early redemption penalties. Fees therefore appear reasonable compared to many other products.
Product is also portable.
Product appears reasonably flexible in view of my circumstances - that is, I may move home so don't want to be tied down. My LTV is low 70s.
I suppose my question is;
a) is this about as good and as appropriate as I could get ? I'm thinking the base rate is unlikely to climb significantly - to say 2% or more - within the next 12-18 months so a reasonable rate could be had for the duration I have the product. (Polish the crystal balls please!
). 0
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