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Brand New Apple Itouch 32gb For Sale At $250usd
BRAND NEW APPLE IPHONE 3G UNLOCKED WITH COMPLETE ACCESSORIES NEVER USED,WELL SEALED FROM THE MANUFACTURER,SIM FREE WITH 1 YEAR INTERNATIONAL WARRANTY. UNIT PRICE:: 300USD SHIPPING TYPE:: FEDEX EXPRESS AND UPS EXPRESS BOX CONTENT iPhone 3g Stereo Headset Dock Dock Connector to USB Cable USB Power Adapter Documentation…
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re-mortgage advise
Hello - My first post :) Ok, here goes.... I own a house with my mother that I live in with my GF (mum lives elsewhere in her own house). We have a 'declaration of trust' saying I own 60% and my mother the other 40%. At the moment, it is mortgage free. What I want to do is take out a mortgage on the house for £90,000…
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Accord Mortgages - end of fixed rate - rate rises?
Our fixed rate with Accord ends on Jan 31st 09, its our intention to stay with them at the end of our current fixed rate and i've noticed that over the last few months their rates for Existing Borrower Transfers have gladly reduced. This means based on their current figures i think out payments will increase buy about…
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Reserve a mortgage 6 months in advance
Hi My fixed rate mortgage ends at the end of January and I was wondering which lenders allow you to reserve a product more than 3 months in advance? Thanks
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Worried about interest rate rises
I am worried that the rates are going to go up in the next few days. Basically we currently have a mortgage with Halifax and our fixed rate ends on the 31st December this year. I have an appointment with them next tuesday (30th September) to try and sort out our remortgage as they said they can only see us 3 months before.…
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Will my mortgage company perform a credit search?
Hi there, I am new to this forum so hi to everyone! I wanted to aske a question about my mortgage, we have a huge mortgage (and a few other debts besides), we have recently tried to re-mortgage but have been turned down as there is only about 10% equity in our house. Our current mortgage deal with Halifax comes to an end…
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Am I a first time buyer
I know this question sounds daft but, am I a first time buyer? A few years ago when houses were much cheaper, I bought a small terrace outright with no mortgage. I am now looking the get a mortgage for a larger house. I guess what i am really asking (in terms of getting a mortgage) is does the term first time buyer refer…
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Endowment Projections... can we believe them?
Like many others 15 years ago we took out a 'with-proffit' endowment to run for a 25 year period. But, probably unlike many we still have the same endowmemt. After 5 - 6 years the minimum guaranteed amount was approx £35k, which was not bad considering it's target is £58k. But since then as you can guess it has hardly…
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Early Repayment fee
I hope that someone out there can help me. I have recently settled my mortgage and was charged £5600 early repayment fee. I was advised that i would have this money returned to me if i applied for a new morgage within 6 months. I have since applied and the morgage company have refused to allow me to "port" my old morgage…
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No Deals With Abbey???
We have a mortgage with Abbey and our deal comes to an end this month. I have called them to try and get a fixed rate and they have told me there are no deals at all!!! Has anyone else had this experience? They basically said they are happy for me to take my business elsewhere even though we are good customers. This causes…
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mortgage rate rises
_http://www.thisismoney.co.uk/mortgages/article.html?in_article_id=452408&in_page_id=8 be quick if you have an eye on a deal...
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county court fees
hello everyone does anyone know how much it costs a dca to apply for a count court judgement?
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HBOS CEO Admits responsibility
From the Halifax Courier. http://www.halifaxcourier.co.uk/news/39I-take-responsibility-for-downfall.4517036.jp
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need bidding advice and broker advice!
Hi guys, just looking for a bit of advice! I'm a first time buyer and have made an offer on a house this week. The offer was rejected and i'm planning on going back in with a higher offer. Question 1: The house is on the market for 125k and there is a 5k gift deposit (therefore the guy is willing to sell for 120k). I went…
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A Couple of Questions
Guys/Gals I'm hoping to buy a house.....though not till end of next year before you shout at me!!!:D However i would rather get ready for one now.......when ever i use the mortgage calc's on websites they don't take into consideration of how my finances work (not that they should)....so somone with a bit of knowledge may…
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Arrangement Fee Fun!
I don't know whether this forms a question/request or just a 'heads up'. We found a house, got an offer accepted. We then arranged a mortgage through HSBC, who charged us an arrangement fee (£800). The mortgage adviser was very keen to encourage us to sign up for 'HSBC Plus' (despite getting us to sign something that says…
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Mortage Virgin Help!!
I had someone out to survey my house today for me to buy it, its a council house. Never had a mortgage before so not sure where to start so any advice you could give me would be great. Thanks
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Remortgage with Abbey
Hi All, My current fixed rate mortgage is due to end in December this year. I decided to call my current lender (Bradford and Bingley through mortgage express) to get an idea of what they would offer me at the end of this period. They offered me a rate of 6.69 on a three-year fixed with a fee of £499. Wasn't very…
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confuzzled, persimmon ftb
ill try to keep it short and basic, me and the oh are renting currently with the intention of buying sometime in the future, without intention we came across this new build persimmon show home that we really like. its on for £149995 ( which i know is massivsley overpriced so i would knock down to atleast 20/30% or walk…
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Re-Mortgaging...Please help me calculate...
I bought my house with a Bristol & West mortgage in November 2006; it was a 2yr fixed at 5.39%. The deal ends at the end of November 2008. I am trying to work out how much more I would have to pay monthly on my mortgage if the worst happens (and I can't get a better deal) and I have to go onto B&W's Standard Variable Rate…
