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Mortgages & endowments

Archives for February 2007

Mis Sold Endowment...Need Help
We are trying to do the letter re our endowment (with profits) with Standard Life. Like everyone else we thought it was going to pay out a sum of £30k but unlike others it is no longer necessary to pay the mortgage. We have just kept it going as an investment. Problem comes with filling out forms. We have no idea who sold…
Non standard construction mortgage
Does anyone have any advice on where to get a mortgage on a Norwegian log cabin (30% of value) - I am struggling and should have been exchanging this week
Abbey mortgage application time
hey guys does anyone have any idea how long it takes to get a written offer from the Abbey once a survey has been done. Or if people dont have experiance of the Abbey what about other lenders?
Re-mortgage - Should I stay or should I go?
I currently have a woolwich lifetime tracker mortgage of +0.19% for life of the mortgage which I thought was a good deal back in October when I took it out. However now with rates rising etc. I'm starting to think I made the wrong decision - hindsight is a great thing eh? Anyway now looking at moving to ING Direct's offer…
Independent Mortgage Advice Bureau
Just wondering if anyone has used these before, and whether they were any good? Our local one is in Watford, and we're thinking of making an appointment for this weekend. They advertise as being Independent, take commission (fee optional), and are whole of market. Thanks for any feedback! Rob
why doesn't anyone want to buy a 10 year endowment?
:rotfl: :rotfl: Hi Have used your excellent forum before - and I need signposting again. My father wishes to cash in his endowment (is paying off his mortgage) which he took out in May 97. It is with MGM Assurance, the Policy is called Qualifying Unitised Endowment and he pays £107.00 per month. I refered to your forum for…
Right to Buy Additional Borrowing - Help!
The Halifax have informed me that we can only have additional borrowing for debt consilidation after 4yrs and not 3yrs, even though our paperwork from the council when we bought our house 3yrs ago states that that we would only be tied in to pay any discount back if selling within 3yrs. Can we remortgage with another…
What do I do with the money?
I have been left 20K in a friends will, now I could, by using all my savings, pay off my mortgage, but have had a quote and with the early payment charges will be better of leaving it until Jan 2008. So what do I do with the money in the mean time? Want the best return for the few months I have to go. Any advise?
Buy To Let Mortgage Query
Hi i've searched through old threads but can't find answer to my query so here goes:- i'm looking into buying a property for my mum to live in, her current place is not a very well kept property and her landlord won't do anything about it. however because she is a pensioner and on housing benefit (she's just turned 60) and…
Actual Rate for Comparison...KFI.. why??
Still amassing info re: mortgages and deals etc. When the time comes I'll use a good mortgae advisor but would like to understand it myself too. Todays question regards the Actual Rates for Comparison which are on mortgage comparison websites etc. This takes into account the APR for the WHOLE term of the mortgage (ie…
Re-mortgaging - so slow!
Hi Everyone, I (like almost everyone else who owns a house) decided to re-mortgage at the beginning of the year as a reaction to rising interest rates. I did this through a broker, who was great and came up with a fixed rate deal exclusive to them through C&G. I know that there are a huge amount of applications to process…
Any one know of Lordswood, kent
or know about the area. we buying property there ?:confused:
Re mortgaging
Hi We are in the process of remortgaing with our bank, who we have been with for 12 years. The house is worth 400000k and we have a mortgage of 180k. As my husband is paid in cash, and we don't pay all of it into the bank, each time we fix a rate or make other changes, the bank require a letter from his company confirming…
Is it worth changing mortgage every 2-3 years
deleted thread
mortage
messeage deleted
Re-mortgage help urgent
Hi all I've asked a few questions on this board and you've all been very helpful. I am currently re-mortgaging and as of yesterday My solictor has the funds from new mortgage company the only delay is a secured loan we have with black horse intially we took a small loan from them but "topped" it up to get new windows.…
CCJ but nothing i have done...
can you help. just heard from a court paper i have that apparently i have a CCJ for non payment from a letting company - apparently outstanding payment of their letting fee. this is ridiculous. One i never ever got any paperwork on it telling me about it and 2) i paid up all of the money owed. What seems to have happened…
Paying off Mortgage
Question. I am making regular monthly overpayments on my mortgage to reduce the term and managed to this when my tracker mortgage came up for review last November. I reduced it by two years so the term is now 25 years instead of 30 and come down from owing £115k to £96k Just had a thought. would I have been better off…
Paying off Mortgage
Sorry Thought Pc Crashed So Its Duplicated The Thread
Paying off Mortgage
Sorry Thought Pc Crashed So Its Duplicated The Thread

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Mortgages & endowments

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