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CCJ but nothing i have done...
Deals_2
Posts: 2,410 Forumite
can you help. just heard from a court paper i have that apparently i have a CCJ for non payment from a letting company - apparently outstanding payment of their letting fee. this is ridiculous. One i never ever got any paperwork on it telling me about it and 2) i paid up all of the money owed.
What seems to have happened is that i sent a second cheque in to the agency (and overpaid them by £100 at the time because i miscalculated) - as paid in 2 goes - and for some reason by the time they got their cheque in they had instructed their solicitor to chase me.
so i wrote to them to tell them it was all sorted and they even owed me £100 (which the estate agent had not even responded back to! shows you how people keep on to the money!!!). Then from what i recall the solicitor sent me back a £100 cheque and I thought this was now all sorted. then i got a letter saying that i had to pay their solicitor fees. I told them that i had been messed about by this company and on top of that my tenant were so !!!!ed off with the estate agents it also encouraged them to move and they wrote to me to say they woudl never used the agency again because they had been the property for 7 months and they were still having to redo tenancy contract wiht them (though us and them we were happy with the original and we got on really well!).
the amount for the solicitors i believe was either £129 or £227 . dont think i have all the paperwork with me. I sent them a copy of the email i got from the tenants and told them the background.
they then responded saying they did not UNDERSTAND my letter(yes "understand" was the term used!!!! rather than talk to me or write to me about it all!!!!) then i started getting letters in saying i owed one minute £1500, then it went down to £600 then £1700 then £550 one after the other. talk about confusion. i was moving between between countries at the time so i did not have a chance to just go in to their offices and sort it out in person - always the easiest!!
however the problem now is that i was just about to renegotiate my mortgage and look at buying a new house and am worried about the situation.
a friend who is a solicitor tells me i need to fill in a form for the court (that costs £65) to confirm that i never received that court paper to say i have to court and i also have to drive to oxford from london to appear to say this!!! it all seems so much hassle for the time it has taken.
and the worse is the letting agency thinks i owe them from the letting commission!! and this is not the case!!!
I have called them up to see what we can do to avoid all this . i have offered to give 50% - half way the original fee of £129 - with the agency or the £65 to go to them rather than the courts. I find all this court thing stressful for a bloody misunderstanding in the first place.
now i feel as if i wont get a mortgage ever and am living at partner's parents house and need to get out!
What seems to have happened is that i sent a second cheque in to the agency (and overpaid them by £100 at the time because i miscalculated) - as paid in 2 goes - and for some reason by the time they got their cheque in they had instructed their solicitor to chase me.
so i wrote to them to tell them it was all sorted and they even owed me £100 (which the estate agent had not even responded back to! shows you how people keep on to the money!!!). Then from what i recall the solicitor sent me back a £100 cheque and I thought this was now all sorted. then i got a letter saying that i had to pay their solicitor fees. I told them that i had been messed about by this company and on top of that my tenant were so !!!!ed off with the estate agents it also encouraged them to move and they wrote to me to say they woudl never used the agency again because they had been the property for 7 months and they were still having to redo tenancy contract wiht them (though us and them we were happy with the original and we got on really well!).
the amount for the solicitors i believe was either £129 or £227 . dont think i have all the paperwork with me. I sent them a copy of the email i got from the tenants and told them the background.
they then responded saying they did not UNDERSTAND my letter(yes "understand" was the term used!!!! rather than talk to me or write to me about it all!!!!) then i started getting letters in saying i owed one minute £1500, then it went down to £600 then £1700 then £550 one after the other. talk about confusion. i was moving between between countries at the time so i did not have a chance to just go in to their offices and sort it out in person - always the easiest!!
however the problem now is that i was just about to renegotiate my mortgage and look at buying a new house and am worried about the situation.
a friend who is a solicitor tells me i need to fill in a form for the court (that costs £65) to confirm that i never received that court paper to say i have to court and i also have to drive to oxford from london to appear to say this!!! it all seems so much hassle for the time it has taken.
and the worse is the letting agency thinks i owe them from the letting commission!! and this is not the case!!!
I have called them up to see what we can do to avoid all this . i have offered to give 50% - half way the original fee of £129 - with the agency or the £65 to go to them rather than the courts. I find all this court thing stressful for a bloody misunderstanding in the first place.
now i feel as if i wont get a mortgage ever and am living at partner's parents house and need to get out!
0
Comments
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If you can prove you settled the bill in 28 days from the court hearing which you obviously did as you paid before it got to a ccj you can get form N144 from your local county court and ask to have it set aside. Send copy of the judgement to the credit agencies and then shortly after your credit ought to be okI like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)0
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Hi Mr helpful
Thanks for the info on the idea of setting aside bills with form N244. my friend who is a solicitor mentioned form N144 so a bit confused what is what really.
I was told by the courts yesterday that I have to pay £65 to fill in one of these forms. I just find the whole thing a whole of time and money.
also if i paid the whole debt up but it is the letting agency's solicitors fees that they are trying to get me to pay does this count still as a debt towards the letting agency.And i did pay before anything went to court. i was not even aware it was going to court.
thanks in advanceMr_helpful wrote:If you can prove you settled the bill in 28 days from the court hearing which you obviously did as you paid before it got to a ccj you can get form N144 from your local county court and ask to have it set aside. Send copy of the judgement to the credit agencies and then shortly after your credit ought to be ok0
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