Is it worth changing mortgage every 2-3 years

Kuztardd

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payless

But since the first years of a mortgage only pay off mainly interest rate and not the actual loan amount; when you get another deal 2 years later for a 23 years period are you actually paying much of the load off? Or are you just delaying a huge monthly amount for when you get closer to the end of 25 years (and possibly 12 mortgage companies/rates later?)

On deals that are daily interest- so long as you keep to the original end date, ie remtg for 23 yrs not a new 25 yrs , the capital erosion is not an issue ... you continue to follow the same curve .

Remortgaing ( and new deals from same lender) - need to number crunch all fees to see if worth while- but yes it can be.