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MoneySaving polls

Archives for August 2012

Real-life MMD: Should friend cough up for broken iPhone?
Money Moral Dilemma: Should friend cough up for broken iPhone? My 13yr old saved up for two years to get an iPhone, which he bought six months ago. Last week one of his friends pushed him in a river and now the iPhone no longer works. The phone recycling companies won't offer more than £50 for it and though it's covered by…
Is the landline dead?
Poll started 28 Aug 2012 BT’s just announced another line rental hike (info and help in Cheap Home Phones). Once families queued for their turn on the home phone – now, even many under-10s have their own mobile. Is the landline dead? What percentage of (non- work) calls made and received are on your home phone compared to…
Real-life MMD: Should I cut back so I can sponsor a marathon run?
Money Moral Dilemma: Should I cut back so I can sponsor a marathon run? For the last few years, one of my relatives has run a half-marathon for charity and asked friends and family to sponsor him. I always struggle to spare the cash, however, I always sponsor him because I feel obliged. That time has come around again and…
Is it time to end ‘free’ banking?
Poll started 21 Aug 2012 We’ve long said ‘free’ banking’s a myth. In reality, it’s ‘fees-free’ for those in credit. The price is no in-credit interest, high overdraft interest and hefty bank charges. Some policy wonks are calling for the end of 'free' banking. They say banks would mis-sell less, as they wouldn’t need to…
Real-life MMD: Am I baking up the wrong tree?
Money Moral Dilemma: Am I baking up the wrong tree? I like to bake cakes for my colleagues' birthdays, however, it now seems an expectation. No one offers to contribute towards the ingredients' costs, and though I enjoy it, it's becoming expensive. Should I only do it for those I'm close to and risk offending the others,…
How do you rate your bank account's service?
Poll started 13 Aug 2012 We run this poll on big banks every six months, to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE NOT RATE for your main bank current account over the LAST SIX MONTHS (please discount any service before that). Vote in this week's poll Did you vote?…
Real-life MMD: Should I let flatmate subsidise me?
Money Moral Dilemma: Should I let flatmate subsidise me? My flatmate and I want to move, but he can afford £200pcm more than me. He’s offered to pay more for a decent location, but I’m worried that he’ll start expecting me to do more of the household chores as compensation. Should I have faith in his kind offer or risk…
How would you like to contact your bank?
Poll started 10 Aug 2012 The world is changing, but not all banks are catching up. If you want to communicate with your bank about issues such as PPI reclaiming, a problem with your account, or want to change your facilities, which of options are most important to you? Vote in this week's poll Did you vote? Why did you…
Would you press the ‘cancel the Olympics’ button?
Poll started 6 Aug 2012 The 2012 Olympics are in full swing. Before it started we asked this question, and now we want to see if the results have changed. If you had a magic button that could cancel the Olympics from happening in the UK, as if we’d never got it in the first place – would you press it? Vote in this week's…
Real-life MMD: Should I up the rent and risk losing a great tenant?
Money Moral Dilemma: Should I up the rent and risk losing a great tenant? I’ve had the same tenant for ten years and haven't increased the rent once, but I’ve recently learned the house next door is rented for £250 a month more, in pretty much the same condition. My tenant works in a low paid (but, to my mind, valuable)…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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