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MoneySaving polls
Archives for August 2011
Discussion List
Can you buy cheap school uniforms? Poll Discussion
Are you allowed to buy cheap school uniforms? Poll started 23 August 2011, click here to vote Does your child's school let you buy from supermarkets or are you restricted to a specific shop? Which of these is closest to your situation (you can vote in each category if you've children at different schools)? My child goes to…
Tell Ed Balls MP your views on consumer banking
[title=http://images2.moneysavingexpert.com/images/dp/wtd_underline.gif] What's this all about?[/title] As part of its banking reform campaign, consumer group Which? would like to hear your views on consumer banking at an event on Thurs 8 September in central London called "A fresh approach to banking: Designing a system…
Real life MMD: Should I reclaim the car?
Money Moral Dilemma: Should I reclaim the car? My daughter has three kids and is training to be a midwife. She needed a car to get to uni. Unlike my daughter, I had a good credit rating, so took out the loan at a low interest rate. She paid me back regularly until she had a nervous breakdown. Her husband now looks after…
Real life MMD: Should I buy glasses from my friend?
Money Moral Dilemma: Should I buy glasses from my friend? My glasses need replacing. My friend is an independent optician, selling mostly pricey designer specs, but I'd prefer to just get something cheap. She would definitely notice if I had new glasses and I worry she'd be offended that I hadn't gone to her. Should I fork…
'Who wears the financial trousers?' poll
Poll started 23 August 2011, click here to vote Who wears the financial trousers? Who controls the family finance in your household? Please answer whichever of these is closest to your situation. I'm single I'm single so it's all me I live with parents so most is them I'm a man in a couple/family (with female partner) I…
Which is the best/worst customer service bank?' Aug 2011 poll discussion
Which is the best/worst customer service bank? Every six months we ask you for your customer services experiences with big banks. That time’s rolled around again, and we’d love your feedback based on how they've been recently. Please vote based on CUSTOMER SERVICE, not rate, on your MAIN CURRENT ACCOUNT over the LAST SIX…
Talking and typing at the same time
Rude or an efficient use of time?
Real Life MMD: Should my husband move away for a better job?
Money Moral Dilemma: Should my husband move away for a better job? We have approx £14,500 debt we're struggling to pay off and I'm expecting a second baby in September. We'll be okay until my maternity pay runs out in June 2012, but want to return to Ireland as I've been homesick since our son was born 15 months ago. My…
When will UK interest rates start to rise?
Poll started 08 August 2011 please vote here before discussing When will UK interest rates start to rise? UK interest rates have now been at the historic low of 0.5% for 29 consecutive months. How long do you think before they start to rise? Next three months Three to six months Six to twelve months A year to 18 months 18…
Real life MMD: Should I pay off her debts?
Money Moral Dilemma: Should I pay off her debts? I've been dating this girl for 8 months now and she told me she had debt problems so bad she avoided opening her post for over 18 months. She hasn't told anyone else about this problem, not even her family. Over the past few months I've been helping her sort out all her…
'How honest do you think people are?' poll discussion
Poll started 02 August 2011 please vote here before discussing How honest do you think people are? Do you think people are generally honest, do you trust 'the populus' – and do views change with age? Take the following scenario. Ten minutes after leaving a busy train station you realise your purse/wallet fell out on a…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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