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Archives for January 2007

MONEY MORAL DILEMMA. Should little sis get a holiday too?
Here's this week's hypothetical situation for you to cogitate on: Should little sis get a holiday too? "When Jessica took her GCSEs her parents promised her cash for a holiday if she scored straight As. Jessica's very bright and sailed through her exams, getting the grades no problem without too much problem. "Yet now it’s…
Are you a secret spender?
Poll Started 30 Jan 07. Are you a secret spender? Do you lie to your partner about what you've bought and how much it cost? A. (Women) Yes, I always hide my spending B. (Women) Sometimes I shave a few pounds off the price of big items C. (Women) No, I’d never tell porkies to my partner D. (Men) Yes, I always hide my…
Poll discussion: A MoneySaver walked into a bar... Champagne Joke Contest
”A MoneySaver walked into a bar..” Poll Started 22 January 07. Two weeks ago Martin launched a champagne contest for the funniest joke starting with the above phrase. Please vote for your favourite out of his shortlist: A.) with a crocodile under his arm. He asks the barman, "Do you serve Bank Managers?" "Certainly,"…
MONEY MORAL DILEMMA: Should Carol take Sharon on?
Here's this week's hypothetical situation for you to cogitate on: Should Carol compete with her best friend? "Carol and Madge have always worked together, they applied together and have been best friends since school. Unlike Carol, who's great with her cash, Madge's a financial nightmare; she's heavily in debt and is…
Do old dating traditions still apply?
Poll started 16 January 2007. Do old dating traditions still apply? If a woman and man go out for dinner on a first date, who should pay? A. The man (I'm female) B. The man (I'm male) C. The woman (I'm female) D. The woman (I'm male) E. The woman should offer but the man still pay (I'm female) F. The woman should offer but…
MONEY MORAL DILEMMA: Should Jack claim cashback at his company's expense?
This week's Money Moral Dilemma Jack works as an event planner. As part of his job, he often has to make purchases and already does it via a cashback card, so he gains before he claims back. Now he's realised that often he could buy the same things at the same price, through web cashback sites too (see Cashback sites…
MONEY MORAL DILEMMA: Should Lisa exchange her gaudy expensive engagement ring?
This week's Money Moral Dilemma After four years together, Michael proposed to the love of his life, Lisa. She said yes immediately, and he handed her a huge diamond ring. It had cost two months of his salary, a stretch, but he thought she was worth it. Unfortunately, while Lisa loves Michael she immediately hated the…
How big are your balance transfers?
Poll Started 9 January 2007: How big are your balance transfers? Balance transfers allow you to shift debts from one credit card to another, hopefully getting a much cheaper rate. But what’s the average amount you shift each time? A. I’m debt free B. I’ve got credit card debts, but have never balance transferred C. I've…
MONEY MORAL DILEMMA: Should Richard have a ring of truth?
This week's Money Moral Dilemma Sadly Richard's grandma has passed away, so he and his cousins (from the rich side of the family) have been given an equal share of everything. As the house is being sold and the proceeds divided, all the cousins agreed to go through it, taking any mementos they wanted. Richard took a…
How good is your money maths?
How good is your money maths? While being good at maths isn't a prerequisite for MoneySaving, it certainly speeds things up. So go down the following money maths questions to see which you can do. WHICH IS THE FIRST YOU CAN'T WORK OUT IN YOUR HEAD (ANSWERS IN OPTION F). A. Final price if it's 10% off £100? B. Final price…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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