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Settlement figure higher than expected
Can anyone advise please. I took out a conditional loan agreement to purchase a vehicle. I knew at the time the interest was high at 48.9%. I have had the loan for 18 months. Required a settlement figure because unfortunately my car has been written off in an accident. But they tell me my settlement figure is around £200…
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Bounce Back Loan MSE Survey results – MSE News
Read the full story: Bounce Back Loan MSE Survey results: HSBC, Starling & Tide worst service; new customers & sole traders struggle; delays common Click reply below to discuss. If you haven’t already, join the forum to reply.
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Secured loan on right to buy flat
Hi All, First time on here so me kind please, I have a right to buy flat that I will own out right in Feb 2021 and by out right I mean if I sell or remortgage I do not need to pay the council or seek their permission. Since buying the flat I had boy and I’m expecting twin now. I moved out of the flat about 3 years ago and…
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My Jar outstanding Debt Letter
I received an email from my Jar confirming my outstanding balance was £171.50. When I called them with the intention of paying the amount in full, I was told that the amount stated on the letter was incorrect and the balance was actually quite a bit higher. Can I hold the company to the letter for the £171.50 or will I…
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Unsecured Loan in retirement
I am receiving an
annuity and have some savings and investments. I have recently moved and want
to invest circa £30,000 in a garden makeover. I did some rough numbers and it
looks like a loan is better than using my savings and investments because I
don’t want to reduce the value of my estate. Does anyone know of a company…
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Car Loan
I have a settlement figure of £2738.93 for my car which will finish September next year. I’m currently paying £190 and APR is 14.8. Hitachi APR is 13.8 would take payment down to £124, a saving of nearly £70. Need some advice, not done this before. Once you got the loan, then am I right that I can pay the settlement…
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Using a loan for two purposes?
Hi all, i'd like to get a loan to consolidate my remaining credit cards (around 4.5k), but at the same time i'd also like to get a new car as my current one is on it's last legs and i don't want to chuck more money at it! So, i'm looking at a loan of around 8k in total, however when you apply you have to state what the…
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Complaining against amigo loans
Hi everyone this is my first ever post. I have a family member who is currently stuck in an amigo loan which is costing them thousands. I have recently read this article and I know they would be keen to make a complaint against them as they have definatley been miss sold. They are put off making a complaint as they feel it…
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Business expansion funding
I am looking for advice on funding for expanding my business. What type of business loans are out there and what advice do you have with regards to obtaining funding for expansion. I feel I have been searching a lot and everything has mushed into one. So I wanted to get personal opinions on what has or hasn’t worked for…
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Santander Loan Extra Payment
Hi everyone I have a loan with Santander. I have been doing overtime recently and would like to put the extra I have earned towards my Santander loan. I am unsure of how I actually make an extra payment each month? Any advice and help? I’m not wanting the pay the loan off in full but just an extra towards my regularly…
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Moved: post grad student loan
This discussion has been moved.
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Payday lender Sunny falls into administration - MSE News
Payday loan provider Sunny has collapsed into administration and will no longer be offering new loans... Read the full story: 'Payday lender Sunny falls into administration' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Applying for a loan to buy a share in a business, advice?
We're looking at obtaining a loan to enable us to buy 50% shares in a small family run food business based in the South West. My sister-in-law would buy the remaining 50% and we would all run it together. I need to obtain the necessary financials (overheads/debt/profit forecast) in order to formulate a business plan, but I…
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Loan In default and credit rating
In November 2015 my ex partner made me sign for a £28000 loan with Barclay partner finance for him. It was a bad relationship which ended very quickly and included domestic violence. Barclay partner finance have been understanding throughout and I kept them up to date as I was unable to repay the loan. It is unsecured. The…
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HSBC BBL
Hoping someone can help, have recently applied to HSBC for a BBL, opened a Kinnetic account (the new beta testing) received an email acknowledging receipt of the application... can anyone advise how long it takes from this stage to know if you’ve been accepted or denied? thanks in advance
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Haven't signed credit agreement yet
Hi, I just went on dreams website to buy a bed and mattress, they had a 0% finance option so I though I'd do that to get a bit more credit history as I dont have much. They accepted me for credit but couldn't confirm my identity online so they've sent me a credit agreement in the post for me to sign and return. The problem…
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Family loans
Hi , I’m thinking to buy a property and I’ll have to borrow money from my family . My family lives abroad. This is not a gift and I’ll have to pay them back with interest. I would like to know if I’ll have to pay capital gains or other tax in the Uk, if I need to comunicate this to my bank etc or if I can simply transfer…
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Moved: Flex direct incorrect interest
This discussion has been moved.
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Student Loans
o anyone who supports a graduate tax or the current system, would you mind explaining to me why? I strongly disagree, I find the current system ludicrous. Everyone who goes to university receives the same "service", why should middle earning graduates be punished by paying back 3-4x as much as they would on the Plan 1…
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Car finance won't deal with the dealer selling the car for which I obtained finance...now what?
After much searching I found a car that fit the criteria in a car search site. On the page was a link to get a quote for finance promising a soft search. I didn't twig that further down the line this seemingly became a hard search, the first i was aware of this was when the finance guy got in touch with a live quote and i…
