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Haven't signed credit agreement yet
Hi,
I just went on dreams website to buy a bed and mattress, they had a 0% finance option so I though I'd do that to get a bit more credit history as I dont have much.
They accepted me for credit but couldn't confirm my identity online so they've sent me a credit agreement in the post for me to sign and return.
The problem is the offer I had on the bed and mattress is really good and ends tomorrow, I have the money to buy them outright so now just want to buy them instead of getting finance. I'm just worried now that the credit may appear on my credit file, would this happen if I havent signed the credit agreement? Can I just not sign the credit agreement and the credit wont happen?
Thank you in advance
I just went on dreams website to buy a bed and mattress, they had a 0% finance option so I though I'd do that to get a bit more credit history as I dont have much.
They accepted me for credit but couldn't confirm my identity online so they've sent me a credit agreement in the post for me to sign and return.
The problem is the offer I had on the bed and mattress is really good and ends tomorrow, I have the money to buy them outright so now just want to buy them instead of getting finance. I'm just worried now that the credit may appear on my credit file, would this happen if I havent signed the credit agreement? Can I just not sign the credit agreement and the credit wont happen?
Thank you in advance
1
Comments
-
Correct.
0 -
Throw it away, don`t return it, just tell them you`ve changed your mind, it will be like it never happened, which it didn`t.
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Brill ok, thank you for your help 0
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