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Anyone heard of these companies?
I need legal help that I can’t get legal aid for and need to go through the family court to get a financial order that was never done during a divorce. im looking at companies that finance legal costs. One is called Legal Cost Finance the other is absolute barrister when I try calling them it’s an answer phone service. has…
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Bridging loan ?
Hi. I need to get some cash to purchase a house before I sell my existing mortgage free home. The new house will be less than the value I sell my existing home for. The obvious thought is a bridging loan but as I don’t know how long it will take to sell my existing home this could prove very expensive because of how long…
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Personal Loan rejection due to the word. ”Wonga”
My daughter is applying for a personal loan to buy a new car.
The loan application is with Barclays. It
ran into a few issues and after several calls it transpired the rejection reason
from the underwriters is” high interest loan”. My daughter asked for more
detail and the advisor informed her she had taken out a pay day…
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Unfair Fees on Car HP
Hi all In September 2017, my partner and I took a Hire Purchase out, with 36 months of repayments to make. There were some issues in 2018-9 where I couldn't amend the direct debit, this resulted in some missed payments, which were paid within days.. Except for one payment in January 2019 which somehow was missed. To remedy…
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Refused/high rates
I've just got a mortgage on my council house and my repayments are now less than my rent at 205 per month. I wanted to take out a loan to do some home improvements. I work for the NHS and earn around 26k per year and my credit file is good. No late payments, defaults, judgements ect. Its squeaky clean, or it was until I…
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Halifax HomeOwner Loan - How to pay?
Waiting times to speak to someone at Halifax are horrendous at the moment (and understandbly so), so thought I would ask on here.Got a HomeOwner loan with the Halifax around 12 years ago. Now looking at paying it off, however can't see any option within my online banking to do so. Got the options to make a payment towards…
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AA Loan - has anyone had one recently?
Hello, I am just trying to get a feel for timelines. I applied for a loan on Sunday evening, got accepted, signed electronically and got an email saying sit back and relax, money will be in your account within 2 working days. Ok, so today is the 3rd working day and nothing. I have read that it can take up to 5 working days…
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Finance Loan for goods that were never received
I applied for finance with Omnicapital for made to measure blind for my home and 2 days after signing the terms and conditions the blinds company went into liquidation. I contacted Omnicapital stating my terms and conditions allowed me 14 days to change my mind and therefore as this was only 4 days later I would like to…
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How will taking personal loan affect mortgage
My credit score on Experian is excellent. I am a fulltime employee and am self-employed for 1.5 years. I want to take a personal loan of about £7500 maximum to buy a car but I am also planning to apply for a mortgage in 3-4 months. How much will this personal loan affect my credit score and acceptability of mortgage?…
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Moved: Masters Loans
This discussion has been moved.
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Have they forgotten to take my loan repayment??
I have a personal loan from a supermarket lender. I’ve been making monthly repayments for 2 years. I called up 3 months ago and asked them to change which day of the month they withdraw funds. They haven’t taken any payments since then! I’m hoping they have accidentally deleted me from their system :) Anyone know where I…
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Spend or Save my maintenance loan?
Due to coronavirus, I've been given my third installment of my maintenance loan (£3k) but I haven't had to spend it as my accommodation rent was suspended. I haven't spent my maintencance loan, would I save more interest repaying it or earn more interest in investing it?
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Successful claim against amigo loans but can’t understand wording?
Hi everyone I’ve recently had my final response of amigo loans being successfull in claiming back due to it being unaffordable at the time and then not carrying out the relevant checks. Thing is they have sent the email and I am struggling to understand where they have said a removal of interest on the loan? Does that mean…
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Course loan
I took out a loan 3yrs ago with the aim of becoming a electrician. The training provide Train4trades sent out a training advisor to register me and complete a loan application. The loan provider is a company called Caledonian Consumer Finance. Shortly after the course started I found out the course was not for me, as it…
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Car finance refused after dealership said it was approved
Good morning all (sorry it's long winded), Last week (Wednesday) I went to London West Used Cars interested in purchasing one of the used Nissan's they had in stock, as our 1.2 Vauxhall Corsa is just too small for the 5 of us nowadays. The sales guy went through everything, I test drove it and everything was good. We then…
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Erudio - deferment threshold
Hello, Wonder anyone can advise.. I took out 4 student loans between 1997 and 2001. They were later sold to Euridio. I have always deferred due to earning under the threshold. My current deferment ends at the end of this month, but I am currently covering a colleagues maternity leave and will be earning a full time wage…
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Borrowing from my own business
I have a small limited company with a reasonable bank balance to finance everyday trading requirements. We have plenty to pay wages and suppliers on time, all the time. I find that our tax system is a real disincentive to taking out extra salary or dividends once I hit a certain income level. Does anyone have any…
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Interest Rate Convertor - Calculations
Hi, I was wondering if anyone could explain the calculation to me that is used on this website? [lemonfool APR annual to monthly] with an example below, I can't grasp the math behind it Thanks, Gary
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I owe 18000 in credit card debt and 1700 for a car loan refused consolidation loan
I am a civil servant and live with my pensioner mother. I have been refused credit for debt consolidation.is there any way to get a low interest loan to pay this off .thanks for a reply
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MoneyBarn: Exceptionally high APR?
Hi, I took out a car finance loan in 2015. Cash Price: £4,995Advance Payment (payable on thedate you sign this agreement): £400Amount of Credit: £4,595Interest Charges: £6,330.03Total Charge for Credit: £6,3303.03Total Amount Payable: £11.325.03Term of the Agreement : 60 months Rate of interest: 51.1 % per year. The…
