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Email about loan application - scam?
Hi there, since yesterday I have received both texts, emails and a call on my mobile about me having applied for a loan of £650 and that I needed to click on a link to confirm my application. I have not heard of any of these companies and one of them called MYJAR sent me a pin (to enter to confirm my application) and also…
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When is best to apply for loan? Stupid question no doubt
Can anyone assist please - I have one final payment on a loan to make at the end of November. I need to take out another (small) - when is best to apply? I will be approaching the current lender initially. Am I best to wait until it's all paid off? I was just thinking that they can see that the loan I've nearly paid off…
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Noddle/Clearscore help
My re-mortgage has gone through and I would like a loan over two years for a new kitchen. My clearscore report shows I have two mortgages, old and new, but Noddle has been updated today and only shows the one. Should I wait until Clearscore updates to show only the one mortgage as I very much doubt I'd get accepted with…
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NatWest loan interest refund
Hi there So overnight I've had a little over £500 credited to my NatWest current account, with the heading of 'Loan Interest Rfnd'. I've had the current account for about 12 years, and the loan account for about 4. The loan is due to finish in January next year. Advice needed - I haven't spoke to NatWest about this, but…
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Car credit loan - rebate on vehicles bought for work?
I read somewhere that by purchasing a car for work through credit, there is a way to get some money back as it can reduce the amount of tax you've paid? I'm sure I followed a link through MSE onto a link on gov.uk but cannot for the life of me find it or remember exactly what it said. Could anyone help me?
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payday loan advice
Hello, Just wondering if anybody has any knowledge on payday loans I have just asked for a loan,completed the agreement.I then received a message saying to update my payment method..well after pondering for a while I have decided to not go through with it..my loan status on my account says loan on hold.. all I want to…
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Loan or Cash payment with currency exchange
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Loan vs savings-help needed.
I am thinking of taking £11000 out of my savings for a purchase. It is in a Santander 123 account paying 1.5% interest. The alternative is a Santander loan for £11k over 3 years,£322.72 a month, total amount payable £11617.92 (3.6%apr 1.87% flat rate) According to my calculations, £11k if left in my savings it would be…
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currys
hi, im new on here on 2 questions want to ask my credit score is 856 which is in fair, nearly good on exprian pie chart, does any body know what the score has to be to be in good? also whats the minimum credit score for currys as im thinking of getting a new pc, dont want to apply for finance at min till i know score as im…
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GE Money arrears not being communicated
Hi All, occasional poster here, so not a guru by any stretch, and a reformed character money management wise - I used to be very slapdash, and now I'm excessively cautious the other way. This is a little long so apologies for the context. In 2006, I bought a house, and then in 2008 I took out a "second mortgage" or secured…
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Non-existent loan harassment
Getting really !!!!ed off now. I've been receiving phone calls from a number of different debt collection agencies, asking to talk to the same non-existent female person. It's a personal phone number, no one else uses this. Each time I ask them to remove my phone number, another company keeps calling and texting me. All…
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Going into branch for a loan .. Frustrated!
Hi guys I applied for a loan last week via this site which was approved but not at the advertised 3.2% APR so I told them not to bother .. I find it incredibly frustrating that they advertise one rate but give another ..... and yes, I understand the 51% rule! So my OH mentioned applying to TSB so I filled out some details…
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Equity release
Hi. I own outright a 200k house and would like to purchase a 300k house. Is there any way I can use the equity in my present house to finance the purchase and then somehow transfer it to the next house so that I again use the equity in that to give me a 100k lifetime mortgage and do not pay out anything except perhaps just…
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Natwest loan overpayment
Hi guys I am not sure if anyone else has had this however I will soon be able to make a full payment of a Natwest loan. On this website it says as long as the overpayment is less than £8000 banks are not allowed to charge a fee, however on the Natwest website it says it will charge 58 days interest. Are they allowed to…
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1st Credit added £2500 to my dad's loan
Ok guys, I need some help basically in 2004 my dad took out an £18k loan but had to stop payments after he lost his job. He ended up in caught and the debt got transferred to 1st credit. My dad has been paying back the loan for a long time now and has cleared most of it. Last year there was £2700 left on it and we expected…
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Loans - how many it good?
Hi. I was wondering if the rate and the chance of being approved by a lender can be improved by spreading the amount across two lenders? Thanks incapable
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First car - possible to finance?
Hey everyone, I'm a 19 year old male living in the West Midlands and currently have a credit score of 313 (stable). I work a full time job bringing almost 20k and an soon going to be passing my driving test hopefully. There are a few online lenders such as wearemarmalade who specialise in insurance free finance cars, but…
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Very.co.uk Direct Debits
Is it a malfunction of the site or are you unable to set a custom amount for Direct Debit payments on your Very account? All I see is 'Minimum, Take 3, Pay full amount' I have £1000 on mine and I just wanted to set a DD of £350 so I don't have to worry about it until it's been paid off.
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Vehicle finance in different name to registered keeper
Hi All, I'm buying a new car on PCP finance for my wife and the finance contract will be in my name. As such the dealer is insisting that he has to put my name on the V5 as it's their policy and it would, apparently, be "illegal to do otherwise". The car will be only ever be housed at our address. As the DVLA state that…
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not entitled to a student loan.. help please :-)
Hi guys, Really hope you can help and am going round the houses with this so any tips etc are gratefully appreciated :-) I have a BA (hons) Drama so have already got a student loan which I am paying off from when I graduated ten years ago. I have now changed career and am studying a diploma in Musical Theatre to try and…
