Email about loan application - scam?

nicksmith75

Hi there, since yesterday I have received both texts, emails and a call on my mobile about me having applied for a loan of £650 and that I needed to click on a link to confirm my application. I have not heard of any of these companies and one of them called MYJAR sent me a pin (to enter to confirm my application) and also a confirmation link to confirm my for my email. I contacted the company and they confirmed my details had been entered to apply for a loan but obviously as I had received the email and text message with the PIN that nothing was activated. This is all a bit worrying as the texts detail my email, phone number and postcode. I'm just wondering if anyone has ever received or experienced anything similar. Thanks, Nick

Mr.Generous

have you annoyed anyone lately?

nicksmith75

Not that I'm aware of

Mr.Generous

family member then.

fwor

Mr.Generous wrote: »

family member then.

Not necessarily - there are plenty of places where that information could have been stored and subsequently stolen - for example a company's customer database. It's not unknown for data centre staff who have privileged access to servers to "borrow" the content of server databases.

Or it would not be that unusual for a fairly casual friend to know that much info about you. Yes, it ~could~ be a family member, but the OP should try to eliminate other options before exploring that one, IMO.

Saver-upper

It sounds like somebody has used your details to apply for a loan.Does seem a bit pointless since nothing can be done with the money lent until you click on a link that comes to YOU.

You could report to actionfraud.police.uk.

Do you have any idea who it might be-often it is someone who knows at least a few basic details about you.At some stage they were probably asked for your date of birth as well.

forgotmyname

Someone knows enough details about you to apply, So name and DOB etc and your phone and email.

Who do you know that has all that info?