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EU citizen applying for student maintance loan.
Hey all, I was hoping someone might be able to help me with a few things that have been confusing me. I am an Italian citizen who has been living in the UK for just over three years now. In Jan this year, for various reasons I thought I was going to have to leave the UK so submitted my P85 form. However, now that my…
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Car loan with manufacturer deposit contribution
I took out a loan to finance a new Hyundai, giving me a £1250 manufacturer deposit contribution. I intend to pay back the loan very early (I was encouraged to do this when I previously bought a Kia with a similar scheme) to maximise the benefit of this, without which the car cost was not competitive. Legally I can pay it…
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DFS 0% Finance loan through Barclays. Approved?
Hi all, First post. Myself and my partner visited DFS this Sunday 13/09/15 to enquire about purchasing a suite through finance. After sitting down with the salesman for what seemed an eternity we went ahead with the application, 3.5 years interest free credit with a deposit of £150 - It came out at £35 a month with the…
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Applying for a guarantor loan whilst on a Dmp
The title says it all really but to give more details here goes .... I have been on my DMP for about a year or so now and it's being paid off nicely, I might at this point add the fact that I work in retail. I was thinking of getting a guarantor loan and paying it off with the bulk of my pay from the Christmas period.…
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Audi Finance versus Car Loan
So, after some advice.... My 8 year old car is starting to cost me money and is only really worth £1500. I am doing a vast more miles now with work and require a relaiable executive car and thought I would spoil myself with a Audi A3 which I love. I cant really afford a brand new one, and the PCP schemes look interesting,…
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Money lending
hi, Not sure if this is the right place but hoping someone can help me. My brother asked to borrow £4k to purchase a new sofa with him and his girlfriend. I gave hime the money by trasnferring to his bank account. He promised to repay once his girlfriend's divorce went through as she was getting some money. Since then they…
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Compensation
In 2009 i took out a £4000 education/student loan with Barclays as the loan provider. The information provided by my loan agreement insisted that i would not have to pay off my loan until i had found employment as a consequence of my training. After my course i did not subsequently find employment. I am still unemployed.…
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electoral list wrong about me
I did a Google search of my name. It came up with a link for 192 dot com ACCORDING TO 192 DOT COM IT SAYS THAT I AM REGISTERED on the electoral list for 2014 to 2015 at my previous address despite leaving it over 2 years ago!! Is someone stealing my identity ?
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Cheeky barstools
I am looking for a loan of £10k to buy a new motorbike. In my searching Tesco and my bank came up pretty good. Tesco at 3.6% and Santander at 4.4%. I first applied to Tesco and got approved at 7.2%!! and then tried my bank, Santander. I got approved with them as well but at 9.9%! Where the hell are their headline %…
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Wonga
Hi All! Just wondered if anyone could help me! Took out a payday loan in 2013 from wonga, thought i had paid it back... Checked my credit score with Noodle in May this year on the off as it was offered through my employer, it was not mentioned on eqifax etc. Saw an outstanding amount with Wonga (Who i had not used since)…
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Can I leave Barclays without paying off Barclay Loan
HiI am wondering if I have a loan with Barclays would that effect my ability to switch bank accounts? I assume it would be treated as any other loan but has Barclays got a clause so it can make me pay it off or change the interest rate? I can not afford to pay off the loan at the moment. Thanks.
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Cheap Personal Car Loans
Cheap Personal Car Loans guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Car pcp - voluntary termination
Hi I have a pcp with Audi finance. I am considering a voluntary termination as I have paid over 50% of the credit. They have agreed I can do this as long as I provide them with service history, mot, keys etc. They have said that as long as vehicle is in good working order and road worthy, I will not be charged a thing,…
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Help please - Daughter's debts
Hello Looking for a bit of advice please. Last year at just 18 my Daughter took out a loan to purchase a car. The dealership arranged the credit with Santander. She managed to borrow around 8,000 despite only having a work contract for 12 hours a week! At the time she was doing more than 12 hours so thought all would be…
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Cheap personal contract purchase
Cheap personal contract purchase guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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[ADVICE] Private Student Loan // Building Credit
Hi everyone, I have had a phone contract for nearly two years at £33/month and I have paid it in full and on time, every month without fail. Yet, my credit rating is only 572 (Poor), why is this? I've had a short-term loan twice and paid it back early, I've also got a student overdraft. I always make my payments on time,…
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Bank loan for a mobile home
Hi, I live in a static caravan for 45 weeks of the year and at the end of next year I need to buy a new one. My bank keeps sending me letters saying I could borrow £30,000 provisionally but would they lend the money knowing I live in a caravan ? I do have a property which I rent out ( owned for 25 years ) Would really…
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Cheap car hire purchase
Cheap car hire purchase guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Cheap car leasing guide
Cheap car leasing guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Apply for loan now or later
I've seen a number of loans advertised recently around 3.5 to 3.8%. Though I appreciate that the offered rate may be higher than the advertised. I am looking into buying a car, probably next year and intend to finance by personal loan. I know its hard to say for certain, but my thought would be that loan rates are unlikley…
