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Home Improvements - Loan or Credit Card?
Hi MSE My wife and I are going to be making some modest home improvements to the tune of around £5000. We will need to finance these improvements and I would like to know whether you think it is better to do this through a Credit Card or Loan? Which will work out better financially and which provider to go with?
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Advice
Received this email.... We want to put things right for our customers We are writing to you as a Wonga customer. If you believe you have received this email in error please call free on 0800 042 0210 or if you are calling from a mobile on 0333 003 0830. Dear Mr .... You may have already read or heard in the news recently…
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LTD company Business to Business loan
Hi guys. I was just enquiring if anyone who was in the know of the following question, I work away a lot and was fortunate enough to save a bit of money this year, with the money from my first limited company (my offshore company) i opened another company (small retail shop) using savings from the first company. Now my…
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Help getting loan.
Hello, sorry about the title wasn't sure what else to put. Firstly hello everyone this is my first post, I joined up to try and get a little advice for my daughter. She is in her early twenties and has been in full employment since her graduation 3 years ago. She has privately rented house/flat near to her work and has a…
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Loans for non-US institution while already studying abroad
Any advice on how to go about finding a student loan while I am already studying abroad would be extremely appreciated. My situation is that I am nearly finished with my masters degree in Europe, am a US citizen though and where I am at there are no US banks. So I am looking around online as I could possibly try to check…
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wonga write offs
has anyone had their wonga loan written off yet?
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Best way to get a £4k short term loan.
Hi, Just looking for some advice on the cheapest way to get a £4k loan for 2-4 weeks. I assume standard short term loans will be expensive? Take out a normal 1 or 2 year loan and repay early, presumably with a charge... Who charges least? Any other options. I have decent credit rating but have always operated without a…
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Settlement figure from Barclays
We are just about to move home and decided to settle some Loan accounts to improve our credit profile. My wife has just requested a settlement figure from Barclays, she has 2 payments left to clear the account, the monthly payment is £356.66 and the want £1400 to settle the account? I have just asked for a settlement from…
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Attempting to settle with Welcome Finance
Good afternoon all, I would really appreciate some help and input on this matter. (Excuse the long post - I am trying to anticipate any questions you may have...) I took out a loan with Welcome in 2009 for an 84 month term. I am now in a position to settle with them. So I called them and asked for a settlement figure but…
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Need help with loan company
My nephew and girlfriend want to get a loan to consolidate all their loans. They have a bad credit record, but want to get straight. I am happy to guarantee it if necessary. Tesco just said no online. Can anyone help with suggesting a bank who might be sympathetic, or a company who would loan them the money but not at an…
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MSE News: Payday loans set to appear on comparison sites
Payday lenders will be forced to provide details of their products on comparison websites, under proposals from the CMA Read the full story: Payday loans set to appear on comparison sites Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
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Mis sold loan
Hi All A member of my family was sold a loan 10 years ago to consolidate other debts. They thought the loan was coming to an end due to the amount that was borrowed but in fact there is still 10 years to go.Due to the excessive interest 3 times the amount borrowed. I also.believe that the loan was never afforable as only a…
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Confused about which of us should apply for a loan
Hi My husband and I are in the end stages of converting our current residential mortgage into a BTL and buying another house to live in. The new house requires cosmetic upgrading and we've calculated that we will need approximately 12k for this which we want to loan. My salary is 28k and OH's is 23k. He has an 8k car loan…
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TSB Loan
Hi i was looking for some advice on paying off a TSB loan that I have. The original amount was £10,000 (over 48 months) and I pay £254.39 per month. When I look now it says current balance = -£1,077.70 with 5 months left to pay. 5 payments would cost me £1,271.95 so I'm unsure where that current balance is coming from…
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Urgent Advice needed in cancelling the topup loan
Hi All, I have taken a topup loan of 20k adding to the loan which I have taken a year ago. the previous loan is with interset rates 3.9% and the topuploan is with 6.9% What the bank did was they closed the old loan(3.9%) with the topup loan and lended me the remaining money. I have 14 days to cancel the topup loan and I…
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Car Finance on HP from Motonovo
HI, I am after some quick advise and help. My daughters boy friend brought a car at a garage with finance arranged through Motonovo. He brought it back in March 2014 but has since had a brush with the law which resulted in his license being endorsed. This means he is unable to insure the car fully comprehensive. This has…
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Delete please
Delete Please
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Don't know what to do with this loan.
Hi, In September I applied for a 24+ loan to start college and the loan was accepted by the government. I have attended about 6 lessons so far, but last week I decided to withdraw from the course because of financial reasons. The course starts again in March and I want to attend. But I've not been given any advice on what…
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Escaping car finance agreement with negative eq
Hi I have a car on a 60 month interest free finance deal. Due to mileage I have about £4k neg eq on a car that is just over a year old (part of the neg eq is due to refinancing a previous car). I've been offered a company car (which would work out better for me) but I need to get rid of the old car first. Anyone got any…
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Withdraw from hire purchase agreement help?
Hi I took out a hire purchase agreement for a car and I'd like to withdraw from the agreement, I'm still within the 'right to withdraw period' of 14 days which would incur virtually no fee (£1.42 per day). I was hoping to pay the finance company with a credit card and then do a 0% balance transfer, however the company say…
