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8k loan
My car died this week and I need to replace it as quickly as possible. Any suggestions on the best loan provider to borrow 7-8k from? I can probably afford around 200 per month on repayments.
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Advice on Barclays Loan Overpayment
I was hoping someone might be able to shed some light on how Barclays treat loan overpayments. I previously had a loan with Sainsburys which I made regular overpayments to, the full amount I overpaid would come off the balance and I would also get a partial refund of interest as well ( I got a letter each time explaining…
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What type loan-or who do I loan from?
I've recently ceased trading at my previous premises to relocate to somewhere larger and with higher footfall. Unfortunately it wasn't possible to stay where we were for an extra few weeks due to a few concerns we had and as the LL and I couldn't agree on a duration (he would only let us renew our contract if we stayed…
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Vehicle loan for start-up business
Hi everyone. Over the last year I have been planning and plotting my new business and have invested about £10,000 worth of equipment to set it up. Over the last month I have given up full time work with my previous job to work full time on setting my business up. I am now registered as self employed and I am planning on…
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Good idea?
Went to the bank today for a review of my accounts spending etc etc...Got told for my age job etc i'm fairly good with money compared to others in my age bracket :j. One problem i have is a credit card that i wish i never ever had and thats the point of this thread , i owe around 700 at 23.9 apr normally making just above…
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Financial Disassociation
I took out a £50k loan with my husband (then b/f) in 2005 with GE money. We secured the loan on my house, which I am actually not sure whether this should have been done as the house and mortgage is only in my name, and the loan is joint. I have since discovered that my husband is a gambler, which he owns up to when he…
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Santander Being treat disustingly
I have a problem with Santander who are my main bank and also my business bank. I feel i have been treat disgustingly as a customer by them and want some advice how i proceed. I took out a loan with Alliance and Leicester in May 2006. The initial loan was taken out for £12,000, interest at 5.404% over 4 years totalling…
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Cen loan disburs?
Hi guys, not sure if I am posting this in the right place or not, but here goes :-) I noticed today that there was a credit in my bank account for £13.05 with the narrative CEN LOAN DISBURS. I have no idea at all what this relates too. Has anyone else seen this? I have tried searching for it on the internet but not much…
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Turned down flat for payday loan (self employed)
When I found myself unable to access my RBS account t'other day due to their computer problems, I became concerned as I had an important manual payment to make the following day. I decided to investigate a payday loan to my other current a/c in case things didn't get resolved in time, but was stunned to find I was turned…
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Lending Stream Help
Hi, Back in 2011 I was young and gambling addict and my memories are a bit fuzzy from back then. I had a few loans of Lending stream and all of them I paid back. It appears there was a loan i took out in October 2011 for £300 that i didnt pay back. Now during this time I have not once recieved a letter, an email or a phone…
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New Loan to Cover Current Loan and Credit Cards
Hi Guys, So here is the story, I currently have a career development loan and two credit cards. I am working full time and am more than comfortably able to meet my repayments. However, I would like to take out a new loan to fully pay off my CDL and credit cards. This loan would have a lower interest rate, thus saving me…
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getting a business loan after bankruptcy
I started a business last year and in order for me to progress i really could do with a business loan to help get me started in the right area but I was a bankrupt previously. My Bankruptcy finished over a year and a bit ago but i don't know who i should see about a business loan and if I can even get one! HELP!??
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Loan Letter to Bank
Is there a standard letter that I should send to the bank when I'm unable to make my loan payments (Barclays). My husband said that he spotted something on this site but I can't find it. The 'call centre' of the bank have been trying to contact me but it's difficult because I have now moved away from the UK and the calls…
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Having difficulty cancelling CPA through HSBC
Hi, Can you help please, I am having difficulties with cancelling a CPA with a payday loan. I bank through HSBC. I have called HSBC twice and both times they have basically fobbed me off stating that legally they cannot cancel a CPA until the money has gone out of my account. When the money leaves my account they said they…
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G E Money Loans
Hi I am looking for help on the following problem with GE Money. I took out a loan with GE Money and got into arrears with them through my ex husbands fault. I have now paid the arrears up to date but they are currently charging me £9,000 in fees on top of which they are adding interest to the fees of £80 per month. I have…
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Kensington morgages/money partners
Back in 2004 I took out a 5 year 2nd mortgage with Money partners who later were rebranded as Kensington mortgages. All was well until 2008, 11 months before the loan period ended, at that point I was made redundant due to the company I was working for, going into receivership. Unable to get a job and no savings, I started…
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Kensington morgages/money partners
Back in 2004 I took out a 5 year 2nd mortgage with Money partners who later were rebranded as Kensington mortgages. All was well until 2008, 11 months before the loan period ended, at that point I was made redundant due to the company I was working for, going into receivership. Unable to get a job and no savings, I started…
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Car Leasing - how likely to be accepted?
Hi everyone, I am a company director and was originally looking at leasing a car (Contract Hire) under my business. I can claim back the VAT but would have to pay a Benefit in Kind tax which makes leasing the car under the business not very tax efficient. A better option would be to lease the car under a personal agreement…
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Barclays partner finance -fixed sum loan
Hi, can anyone help here please? Have just taken out a loan for some home improvements from BPF offered via the contractor. Basically, the deal is no repayments and interest free for the first 12 months and then the loan kicks in proper for a further 120 months with monthly repayments of capital and interest. I am using…
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Car Loan
Good afternoon all, I recently purchased a vehicle and elected to take a Hire Purchase agreement out for £9999.00 over 5 years. I'd like confirmation on whether or not I've got the right idea of the effect of overpaying on the loan (8% Fixed, 16.2% apprx APR, £236.81 monthly repayments). The arranging company is Clydesdale…
