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payday lenders as quick as wonga
I need to apply for a modest payday loan, approx. 300-400. I don't want to use Wonga, long story but I just don't. but I want to find a company as quick if possible? I have a cheque for over 5k on the way from an insurance company so can easily repay it, just have an urgent bill that needs paying and I know I will pay some…
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RBS loan agreement
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Early Repayment Fee
Hello, I'm considering a 5 year personal loan from Barclays of 35k at 6.7% and planning to clear it off within a year. Has anyone got any idea what sort of early repayment penalty I can expect? Any help much appreciated.
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Business Loans
Hi Guys! I'm new here, so firstly a big HELLO to you all :) I'm starting this thread to hopefully get a bit of friendly advice concerning business loans. I've been running my online business for a year now, and want to expand, via a loan of £20,000. I approached my bank of 20 years with my business plan & sales forecast,…
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Loan Acceptance Criteria
I applied for a loan of over £15k which had an APR of 6.8%. They agreed the loan but after completing all their checks offered it to me at 9.6%. They wouldn't say exactly why they couldn't offer me the 6.8% but said if I find it cheaper elsewhere they would better that offer. However is it worth applying again elsewhere as…
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Graduate Loan Advice
I graduated this summer and have just got a job. However i need some money to pay for living expenses during my first month of work, rent and deposit on a flat + furniture etc. I was thinking about getting a grad loan of about £5000 to cover the majority plus to get rid of some of my other debts. Do you think id be…
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Nationwide Personal loan - overpayment
Hi, I just wanted some clarification please on the nationwide personal loans. If my monthly payment is £500 but I choose to pay £750 then will this be allowed or will there be overpayment charges? Is this different from an early settlement? Thanks
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Online banking shows higher loan balance
Hi I'm hoping somebody can clear my confusion, my girlfriend took out an £11000 loan out in June 2010 over 7 years, her monthly loan repayment is £214.01 per month, by my calculations this works out at £125.36 capital repayment and £88.65 interest repayment, so she's at the half way point of the loan having made 42…
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Loan as Parent or Not?
Hi Everybody, This may be a stupid question but it's worth an ask I think: I am looking to take out an unsecured loan in the near future for around £14,000 (whatever the bank will lend me really) for a building project. I am also about to become a father for the first time around New Year. So what I was wondering is: Does…
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Need a loan - homeowner but no salary
Hi I am a homeowner. I need to get a loan out for investment - upto a maximum of 50% of the home value, but I have no fixed salary (except the rent that comes from the property). Is this possible?
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Close Premium Finance
Took out insurance with vine cover, the usual proceedings, with caution after being stung and having a row with Right Choice Insurance Brokers, vine cover set up a direct debit every month asking for 250 quid, no biggie. Today, got mail, from a loan company called Close Premium Finance. Somehow they have the card details…
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Best type of loan?
I'm 27, own a house that is fully paid off and worth around 90-110k I have a good job and one buy to let mortgage already. I want to get a loan of around 50-60k and pay it off like a mortgage over 20yrs if possible and wondering what the best type of loan is
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Creation Finance Loan Accepted Issues
Hey guys, just had a loan accepted and had the email through, I have to sign the agreement and send it back. Reading through it, it says in the terms and conditions : [*]The completion of the application and agreement documentation does not imply acceptance by Creation Consumer Finance Limited, which reserves the right in…
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Getting Refund ?? Don't know what to do!
Hi, I'm new so I am not sure if this is the right forum. Well, I am 21, I'm self employed and make my money from selling my own handmade cards, cleaning houses and doing market research. Last week Wednesday I received a payment of £100.00 to my Natwest Bank. I checked my Online Banking which I do daily and noticed £67.74…
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Securing a loan with a Declaration of Trust
My partner and I are buying a house with a gifted deposit of £200K from my parents. My parents will, in time, sell their house and will live with us. My uncle is lending my parents the £200K interest free as a bridging loan (which they are then gifting to us) until their house is sold. My parents own their house outright.…
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Barclays resolve loan
Hi all I'm a newbie so go easy one me :) I took out a £15000 loan in 2004 and lost my job therefore defaulted. to cut a long story short I now have a resolve loan which I don't agree with. I requested signed copy's for both loan agreements as I've been told I am not paying interest but the (true copy?) agreement states I…
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Loan advice help needed !!
Hi, Ill just give a few basics : Mortgage paid off Trying to sell a flat so money will hopefully come in within the year I have low paid job and business we have is breaking even but expected to make profits next year. Need about £10,000 to get by until flat is sold but struggling to get a loan and shortest mortgage is 5…
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Sainsburys Personal Loan - Approved In Principle
Just wondering if anyone had any experience of Sainsbury's post application checking? I've just applied for a personal loan of £15,000 (in my own name, not joint) purely to consolidate 3 credit cards I have. It's been a tough couple of years financially, I earn circa £35k but my partner has just finished her nursing degree…
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MoneyBarn - Car Conditional Sale
Hi everyone, when I started my job I took out a car on a Conditional Sale agreement with moneybarn at 34.4% APR (Yes, stupid I know), I currently pay £228.11 a month over 4 years, I started it on 21/02/2013 So far I've paid £2,188.03 and have £8,668.18 left to pay. Want I wanted to know was if I make lump-some payments…
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Cahoot Flexi Loan
I only just picked the threads up concerning re-imbursement of interest by Santander literally this afternoon. Are they still paying out refunds or have I missed the boat? I took a loan out in May 2004 for £5980. I have never missed a payment with them or any other loan or credit card I have ever had. Would appreciate any…
